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Budgeting Tools - Personal Finances

Digitizing Your Money

Came across a neat video from Telus and there was some real great tips in it. One item caught my eye and it dealt with budgeting.

https://www.youtube.com/watch?v=J5mA_dFtFSc&list=PLhhVyaUmOQupOP7yTxqUkV1H662iKKjH0&index=33

Stephen recommended a couple online tools.  The first  was You Need A Budget, it cost $83.99 USD a year , they give the average per month, it's unfortunate that they don't simply charge monthly, it would be a better business model in my mind.

https://www.youneedabudget.com/method/

Check out the 4 rules

1. Give Every Dollar A Job

2. Embrace Your True Expenses

3. Roll With The Punches

4. Age Your Money

Money Coaching , great idea, a couple hundred dollars a month for coaching, buy the book option as well, some great blogs and tips

https://mevest.ca/money-coaching/

http://lesleyscorgie.com/

https://www.facebook.com/lesley.scorgie.3

I had some thoughts about the video, about digitizing money and specifically that you don't need to pay fee's section of the video, see below, no guarantee that they will not hid my thoughts. Interestingly they had 47,716 views of the video but only 3 comments over the last 5 days, and I was the third, so what does that mean ? I don't know, just an observation.

Timothy Ross 1 second ago Nov 28 2017 6:30pm

Great video series, love the flow and the encouragement in them, they touch on a lot of great stuff, however the negative side is it discredits the value that a good financial advisor brings to the equation, it's not just about the numbers. Some of the claims in the video's are not really true, they are frankly and needlessly shaded,. The premise that the index is an exact mirror is simply not true, the cost of the ETF's that are ultimately being promoted if you did a little deeper are around  .15%  for expenses and the management fee is .40% , so total is .55 % MER as per one of the ETF's being promoted. Not sure why they don't just say it will be .55% or some range , less that the market every time is interesting. Yes human's make errors, but robots never make error's and markets are very rational, so there is a few parts to the equation that you got to take with a grain of salt, the realty is human's the people investing will make errors when markets fall and the robot is not going to cut it, you need an advisor to help you from making big mistakes.  The websites are beautiful, flow nicely, very slick and inviting. The purpose of the video series is probably to promote robo-advisors, etf funds , sell books for the speaker, get some money coaching from a fee for service advisor program,  Telus is maybe even getting a small participation fee. All of which is ok, just figured they would be more straight forward about it. Again, love encouragement of people to get started and to do it, just be more straightforward and don't bash those that work hard to serve their clients and communities. IMHO    Tim Ross #ImprovingFutures

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Christmas Recipes

Well, the count down to Christmas is on ! with less than a month to go, the birth of Jesus will be added to the ledger of time once again and Santa will get some credit in the hearts of many children, and the Spirit of Christmas will once again touch hearts and lift souls. 

I have been tasked to make stuffing for the Christmas Dinner this Friday at my church. So I have a few of the ingredients purchased and now have to give some thought to how I might prepare this dish. I remember a number of years ago doing the stuffing, and I kinda liked it, lets see if I can do it again!  

In the mean time, here is a list I found today, have not searched through it, might be some treats in there that you may want to try. 

https://www.msn.com/en-ca/foodanddrink/foodnews/101-christmas-recipes/ss-BBFvtlR?ocid=spartandhp

https://www.msn.com/en-ca/foodanddrink/foodnews/20-great-canadian-christmas-party-appetizers/ss-BBEXPIB?ocid=spartandhp

I have an order  in with a friend for a pecan pie should one appear at his church's bake sale this Saturday, and as back up plan, I'm in for a dozen butter tarts ! 

If anyone wants to drop any of these off at the office before Christmas, you have my permission in advance.

Thanks again

Tim

#ImprovingFutures

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Christmas & New Years Hours 2017

Our office at Brock Shores Financial located  in Tincap will be closed starting Wednesday Dec 20th , reopening Monday Jan 8th 2018 .

Some of the team may be stopping in from time to time during the holidays as we prepare for the new year in-case you see some activity. I will be monitoring my email at advisor@timothyross.com  as I always do, so please reach out that way and I will do what I can to help.  Many of us will be travelling and enjoying times with our family, close friends  or simply exploring the shorelines on our adventures.

Our investment Firm's head office hours are listed below, in case of a desperate financial requirement for mutual fund business they are our backup team and available to take care of paperwork in our absence.

 Please contact me first and we will connect with our administrative folks in Kingston if such a situation arises.

Wishing everyone a Merry Christmas and Happy Prosperous Peaceful New Year !

Timothy Ross, CEO & Founder

Brock Shores Financial

#ImprovingFutures

Christmas Hours Dealership Professional Investments 2017

Hello Everyone,  Kingston Office Hours

We will be open all of the business days this year during the Christmas holidays.

December 22nd – we will look to close a little early. Nothing set in stone, but most likely closing around 2pm.

December 27, 28 – Open regular business hours

December 29th - we will look to close a little early. Nothing set in stone, but most likely closing around 2pm.

January 2nd – Open regular business hours.

 Thank you,

 Mark Tavares, Compliance Officer

Professional Investments (Kingston) Inc.

Toll Free: 1-888-548-8868  Fax: 613.384.8919

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Cool Words - Harbinger

Cool Words - Harbinger

Definition

1 : one that initiates a major change : a person or thing that originates or helps open up a new activity, method, or technology : pioneer

2 : something that foreshadows a future event : something that gives an anticipatory sign of what is to come

Did You Know?

When medieval travelers needed lodging for the night, they went looking for a harbinger. As long ago as the 12th century, harbinger was used to mean "one who provides lodging" or "a host," but that meaning is now obsolete. Later on, harbinger was also being used for a person sent ahead of a main party to seek lodgings, often for royalty or a campaigning army, but that old sense has largely been left in the past, too. Those sent ahead would announce the approach of who was following behind, and that's how our modern sense of harbinger (from the Anglo-French herberge, meaning "lodgings") acquired the sense with which we are familiar today, that of something which foretells a future event.

In many ways, "Life's Major Goals" is speaking to future events in your life, the harbinger of the reason we do what we do with our process and vision of providing Omega Stewardship through our Family Office, here at Brock Shores Financial ~ TLR

We help families plan and implement strategies to accomplish "Life's Major Goals"

  • Tax Smart Planning & Investing
  • Worry Free Retirement
  • Education of Our Children & Grandchildren
  • Quality Care For Our Parents
  • Meaningful Financial Help For Our Loved Ones
  • Meaningful Legacy

I came across this cool video with Morgan Freeman in it, enjoy, looks like he is on adventures that can only e achieved in a Worry Free Retirement 

https://www.youtube.com/watch?v=p_gv6fRejLM&index=32&list=PLhhVyaUmOQupOP7yTxqUkV1H662iKKjH0

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What If It Is All Taken Away

Good question, good answers

A message we all should consider, quite frankly, by the grace of God goes I. Now there has been times that we have had to help people walk through these waters. This can be a very scary, frightening time, and yet, a liberating time in ones life when it is all taken away. When we use that word "All" we are often speaking about the money, the assets, and we miss the point that all is not everything, there is something's that can not betaken away from you. Will make a list of those none all things some day, and I encourage readers to add to the list, I look forward to reading what those treasures that can not be taken away from you would be.  ~ TLR

 

https://www.desiringgod.org/articles/what-if-god-takes-it-all-away

 

What If God Takes It All Away?

Trusting Him Through Financial Struggles

Guest Contributor

Recently we drove past our old house for the first time since downsizing. Immediately, our four children began rehearsing memories, noting every part of the house that they missed. Once again, they struggled to understand why we had to give it all up.

As hard as I tried to respond with confidence that it was the right thing for our family to follow God’s leading — even at the cost of financial comfort and a home we loved — deep down, I wrestled with my own nostalgia and questions.

Living on Far Less

 

Rewind six years when we were living well below our means, carefully planning for the future, and seeking wise counsel to be good stewards of our rising income. But, in his strange sovereignty, God chose to teach us how little control we really had.

Even as our oldest child’s neurological challenges seemed to consume us, other pressures were mounting. My health continued to decline and my husband’s on-call job often left me feeling like a single parent. Medical bills increased, and our confidence in the future was replaced by a growing reality that our family was in crisis.

God led us to a place where there was no other option but to let go of all we had saved, planned, and worked hard for. Within a few short months, my husband took a new job that brought significantly less income (but allowed him to be home more often). We sold our dream home, moved in with my parents, and were completely unsure of what the future held.

Am I Trusting in Prosperity?

 

Where did we go wrong? Maybe somewhere, but maybe nowhere.

Although God commands us to live wisely with what he entrusts us with, he ultimately asks us to trust him above all else, no matter the cost.

Through all of this, even in our desire to use our resources for God’s glory, he has taught me to search my heart by continually asking three questions.

1. Do I live in fear of losing my comfort?

 

If we desire worldly comforts, and fear earthly loss more than we fear God, then we will likely make decisions and plans according to what we think will keep our lives most comfortable. Looking back, I can now see the Lord’s severe mercy in overturning the plans we had set for our lives. He removed all of our earthly means to find comfort and security in this world. It was painful, yes, but it was also freeing.

As our eyes become increasingly fixed on fearing the Lord and trusting his promises for us, we can live in greater freedom to plan and live wisely according to God’s plan, rather than living in bondage to our own.

2. What legacy am I leaving?

 

Where we pour our time, energy, and money is a part of building the legacy that we will leave when we are gone. Are we working so many hours for our family’s comfort but are never there to invest in them spiritually and relationally? Are we so focused on planning for the future that we miss how God is calling us to live radically in the present? Or, does our lifestyle suggest that this earth actually is our home?

I am not saying we should not enjoy the gifts that God has given us, but we are commanded to be good stewards of what God has entrusted to us. We should be frequently asking the Holy Spirit to examine our hearts and show us where earthy treasures are motivating us more than eternal ones, that we might pursue righteousness above all else (Matthew 6:33).

3. Whether in prosperity or need, is Jesus enough?

 

We should plan and save — but is Christ enough if he chooses to take it all away?

In a two-year period, we went from debating how to redesign and remodel our kitchen to wrestling with how we would feed our family of six on food stamps. Both seasons have presented different challenges. In comfort, it was a constant temptation to put our confidence and joy in the false security that wealth gave us. While we desired to honor Christ with all that we had, if I’m honest, it was far too easy to be distracted by the excess.

Far Greater Treasure

 

Admittedly, the past two years have tested us in other ways as well. We’ve wrestled with trusting the Lord’s leading when it seemed only to lead to greater need and suffering. We were tempted to envy the seemingly comfortable lives of those around us. We’ve questioned why God would allow us to lose everything when we earnestly sought to honor him in our steps. We have struggled to understand why God has taken away provisions for the necessary treatments and doctors that our family’s chronic health issues require. And, at times, we have struggled to see God’s provisions and undeserving gifts because we were so focused on what we had lost.

Yet by his grace, he has continually shown himself faithful, providing in his way and timing, while changing our hearts along the way.

In whatever season you find yourself, hold firmly to the truth that Christ is and will always be enough (Philippians 4:19). He is a greater treasure than anything else this world can give. Sometimes, it may take losing everything on this earth to truly come to believe that with every ounce of our being.

Plan for the Future — But Don’t Hope in It

 

Now there is great gain in godliness with contentment, for we brought nothing into the world, and we cannot take anything out of the world. But if we have food and clothing, with these we will be content. (1 Timothy 6:6-8)

We are commanded to be content today because none of us have a guarantee of what tomorrow holds. Therefore, as Christ-honoring as it is to steward our resources wisely — to plan and save for an emergency fund, home, and retirement — we must always be on guard that we are not placing our hope in them. As we grow in understanding how temporary this life really is, we will learn to hold more loosely to our plans, live in freedom rather than fear, and be willing to spend ourselves more radically for the Lord.

When we find ourselves with a comfortable bank account and all of our efforts panning out as we hoped, we must be careful that our security and joy is not found there. We must boldly ask the Lord to both keep us dependent and to help us, in any situation, to glorify him. May we be slow to judge those who are struggling (not assuming it’s their own laziness or poor judgment), and quick to see how God’s grace has provided for us abundantly for his purposes.

You Can Lean on Him

 

If, on the other hand, you are reeling from the loss of what you worked hard for, or are carrying the burden of an uncertain future, take heart and rest in the one who sees your needs and is faithful to provide.

May this be a season that you see and savor an increased desire and love for Christ as you lean on him for your current and future needs. Be careful of giving way to resentment or envy towards those who appear to be more comfortable. Your intense season of need may be the greatest gift of grace that God has given you for his eternal purposes.

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Time is Money

Why do we say time is money?

1 question, 3 ideas to discuss with your client:

“Smaller, sooner” is better than “larger, later” ...


Due to the way returns compound over many years, it’s more effective (and easier) to start investing small amounts earlier in life rather than trying to catch up later with larger amounts.

The right time to invest is… always


You can never guess when markets are going to rise or fall, so trying to “buy low” and “sell high” is foolhardy. A better strategy is to spread your risk over time by investing regularly, regardless of what the market is doing. This is known as systematic investing.

Investing is inventing your future


To get motivated to start investing, you should first identify the financial goals that are important to you: investing then becomes your way of achieving them.

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Ning Network Info

https://en.wikipedia.org/wiki/Ning_(website)

Ning is an online platform for people and organizations to create custom social networks,[5][6][7] launched in October 2005.[4] Ning offers customers the ability to create a community website with a customized appearance; Besides basic functionality, like photos, videos, forums and blogs, it has extra features: Events, Audio, Polls, Broadcast messages, Paid Access, etc; plus integration with FacebookTwitterGoogle and Yahoo!.[6][8]

Ning was co-founded by Marc Andreessen and Gina Bianchini. By June 2011 there were over 90,000 social websites running on the Ning Platform.[9][10]

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The Caregivers’ Club

Quality Care for Our Loved Ones, one of Life's Major Goals

I came across this article today and thought it would be of interest. A number of years ago, I help create a documentary called "Puzzled By Home Care" we tried to address this problem. Unfortunately we never brought it to market. I suspect a lot of the information will still be relevant. If I can find it, I will share.  ~ TLR

The Caregivers’ Club

http://www.cbc.ca/cbcdocspov/blog/my-mom-spent-a-long-thankless-decade-as-my-dads-caregiver

"Like so many caregivers, my mom was burned out, not only from the daily stresses of being a nurse, driver, cook, coordinator and maid but from trying to navigate a healthcare system that isn’t prepared for so many dementia patients and unable to provide for the needs of the caregiver. Sure, she was stubborn at times and probably could have asked for more help, but my dad was less easily agitated when she was with him, which is so often the case with dementia patients. My mom was his everything."

"I started the documentary The Caregivers’ Club because I was angry at the healthcare system and wanted to expose its deficiencies. As I followed three courageous at-home caregivers, I discovered that they are the true heroes, the foundation of our healthcare system, providing good care and dignity for people with dementia."

Airing Sunday, January 14, 2018 at 9 PM on CBC-TV

http://www.cbc.ca/cbcdocspov/episodes/the-caregivers-club

The Caregivers’ Club is a compelling and cautionary tale, one that’s only just beginning for an entire generation.
 

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Through Back Thursday - Circa 2007

Through Back Thursday - Circa 2007

Going through my archives I came across some great memories. Some building blocks of Timothy Ross & Associates.  This is one of the foundation documents that I produced in March 2007 where I summarized the concept of the process that I was building call Omega Stewardship.

This document is in it's raw form, the inside view, the bricks that built the business.  ~ TLR

 

Omega Stewardship ® "Providing the Multi - Family Office Solution"

The Reason

1. Compliance & Disclosure

2. Maintain & Enhance Existing Client Relationships

3. Convert Prospects to Clients

 

Who, What, When, Why, Where

 

Omega Stewardship is a brand developed by Timothy L. Ross, a Financial & Tax

Advisor, who has been practicing and serving clients since 1988. Mr. Ross,

created his own designation, Family Advisor, to distinguish himself in a

crowded financial services market.

 

He has developed several brands, and slogans to enhance and differentiate

his business from others in the industry.

 

"Where Client Goals Become Our Goals"

 

"Merchant of Hope & Prosperity"

 

"Family Advisor"

 

"Steward of Faith, Hope & Prosperity"

 

"Helping Families Acheive ... Life's Major Goals"

 

"Gaurdians of Your Families Wealth"

 

"Omega Stewardship"

 

Tim's creative and imaginative mind has been able to take some of the best

of the best ideas and integrate them into a practice standard that allows a

very comprehensive and holistic approach to financial planning. His process

is geared around complete personalization of all key communications with

clients.

 

Mr. Ross and others in the industry believe that this system will be a boom

for any advisor that has a desire to streamline their client management and

acquisition process. The tools combined with professional competancy will

ensure a successful, profitable, meaningful , well run practice.

 

Compliance Dream

 

The system integrates all compliance matters to help reduce litigation and

misunderstanding between advisor and client. The full disclosure engagement

letters, risk profile, numerous disclosure documents required today,

investment policy statements and ongoing educational matters helps to

control and reduce risk. The practice standards that drive the client

contact process ensure proper notes, documents, meeting guides and activity

reports that allow an advisor to maintain an active log of all

communications.

 

Your compliance officer will sleep well knowing you are providing Omega

Stewardship.

 

Maintain & Enhance Existing Client Relationships

 

Omega Stewardship helps to consolidate all parts of a clients financial

plan, current and future. Integrating these matters in a tangible way,

involving the client and advisor in what we call a work in process, the

process is never finished, as life is always evolving and so the financial

plan must as well. Clients become advocates of Omega Stewardship and the

advisor providing this level of quality care and service. The system will

uncover hidden opportunities and the client will see were they need help as

well, it is a work in progress. You will have deeper more satisfying

relationships and you will make a real true impact and difference in your

clients and their families life. You automatically become more referral and

they will become advocates for Omega Stewardship and you as the advisor.

 

Converting Prospects to Clients

 

"We have a process, and it makes all the difference" When a prospect sits

down with you and they see you have prepared for the meeting, they know they

are working with a professional who knows her business. When they see what

you have already prepared for them, even before you have done business, they

will know you are serious and they will want to work with you. No one else

will be able to provide what you just offered, it is tangible, they can see

it, touch it, with coaching they will feel it. That will give you an edge

and help convert all the business to your management. It will simply be hard

for them not to give you their business.

 

We practice Continuous Improvement.  Creating efficiencies, documenting processes, procedures and this helps to reduce potential confusion that can occur in a busy family office practice.  This helps to raise the bar for the client experience.

--

Timothy Ross

Family Advisor ® , since 1988

Branch Manager Professional Investments

"Steward Of Faith, Hope & Prosperity" ®

"Where Client Goals Become Our Goals" ®

www.timothyross.com www.youradvisorcares.com

"Helping Families Achieve ... Life's Major Goals" ®

 

"Life's Major Goals"

 

1. Tax Smart Planning & Investing

2. Worry Free Retirement

3. Education of Our Children & Grandchildren

4. Quality Care for Our Parents

5. Meaningful Financial Help for Our Loved Ones

6. Meaningful Legacy

 

Sincerely,

 

Timothy L. Ross,

Family Advisor ®, since 1988

"Where Client Goals Become Our Goals" ®

"Helping Families Achieve... Life's Major Goals" ®

 OMEGA STEWARDSHIP  ®

Guardians Of Your Family's Wealth"

 

 

 

 

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Thanksgiving Memories

As I'm going through my email today and yesterday, I received a number of encouraging  messages and thoughts about being Thankful and Gratitude.

I'm going to list the last one I got here. I  think we can all use a little thanksgiving in our life and be motivated by that. At Brock Shores Financial, we are all about #ImprovingFutures ,  building on a foundation of thankfulness.

Tim Ross, CEO & Founder

From Suzane Hart, Suzane leads a dynamic health networking home based business, she does consulting in this area and has some great marketing ideas. Her message "Fit,Fab & Fulfilled" just inspires.  Now ee met several years ago at a BNI meeting at Buds on The Bay in Brockville. My family joined her network and we built a little team, unfortunately we never stuck with it. In a network marketing business you have to stick with it, I had other priorities in my business,  by not sticking with it, I did loose out on potentially a lot of dollars as many people I know eventually got vested into that company and they enjoy the products and the income it generates for their families, it's a lot of work, and you have to stay for the long term. So I get little reminders and ideas from Suzanne through out the year. Here is her thankful message and a little gift that can help you.   


 

As I woke this morning I was filled with gratitude.  I was present to all the ways both big and small that my life has been blessed. As I watched the sun come up from living room window I gave thanks for all the people who have touched my life.  So in the spirit of gratitude on the beautiful thanks giving day, I wanted to say thank you Timothy, for blessing my life.

Here is a link to her gift, a great assessment tool to help you be a more dynamic productive leader, check it out

If you ever decided to start a business, be it a network marketing business or a more traditional business, touch base with us here at Brock Shores Financial, we love the creation of a business and the entrepreneur spirit that you need to have. Setting up properly gives your business a great chance to thrive and capture all the tax advantages that a small business offers.

http://suzanhart.com/wp-content/uploads/Hartzone-Leadership-Assessment.pdf

What is on a Leadership Scale ?

Commitment

Urgency

Initiative

Passion

Responsibility

Visionary

Solution Focused

Courage

Guiding Principles

Objectives

Integrity

Persistence

Contribution

Influence

Power

Attitude of Gratitude

Learner

Self Mastery

Communication

Conflict

These are some of the heavy weight items on the scale, download Suzan's tool and see where you are at. Then you can make better decisions moving forward. be sure and make any comments below that you would like to add, this is a community that we wish to inspire and build people up, so your future is improved. It's not all about the money, as Jim Rohn would say, money is just easy to count if your keeping score, it's not the only value, some things are priceless, yet hard to count.~ TLR

Jim Rohn Bibilical Leadership Lessons : Motivation Infusion #1  

https://www.youtube.com/watch?v=C25P6EMIs5g&list=PLhhVyaUmOQupT95UiO_74c0-wATcRxceV&index=1

 

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Smart People Check List

Smart people:

1 change their mind*
2 read more
3 write more...
4 talk less, but say more
5 stay teachable
6 show gratitude
7 ask lots of questions
8 work on problems longer
9 when stuck, ask for help
10 have smarter friends
11 seek feedback
12 make mistakes

*this list will change

Source of this little check list, Rana Chauhan

one of our Portfolio Investment Professionals 

Rana helps advisor "Face The Fear" that the media perpetrates every day and keeps things positive and apply wisdom to the events that happen day in day out, watching trends, very educational and thoughtful insight.

Favorite Quote # There's never a wrong time to do the right thing - the hardest thing is figuring out what is the right thing - Rana

http://www.chauhan.ca/rana-chauhan

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Courage to Change

Some opening thoughts the day after I got things started to make the change to create Brock Shores Financial and transition my business for the future 

Courage to change, to take another step forward to improve the future of Timothy Ross & Associates as I approach 30 years of service. My goal as the founder of Brock Shores Financial is to build on this foundation> Looking forward to being able to bring additional value to our associates, advocates, clients, customers, prospects, my growing team and our beautiful dynamic community that is rowing together, building bridges to the future, striving, facing the challenges ahead and improving the future. Brock Shores Financial is being birthed and nurtured so I can continue to make a difference, now and for the future, to build on this solid foundation and so we can become all we can be for the future.

#ImprovingFutures

Timothy Ross, Family Advisor ®, CEO & Founder, Brock Shores Financial Corp , formally Timothy Ross & Associates , since 1988, Family Office providing Omega Stewardship ®

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OMEGA STEWARDSHIP ®

I am often asked what is Omega Stewardship ® ? 

There is a number of trademarks that I have created since starting the business back in 1988. They represent the idea that we can somehow condense what we do in a few words. The goal is that it helps people understand what we do quickly and to the point. It's an incredible idea to think one can do that, considering everything that we do. This process is certainly not unique to our business, and for business owners, employee's, volunteers of charities etc it's a great process to go through. 

I will tackle each of these as I move forward with the site and explain a little about the history and back story behind some of these words that we use to describe what we do and what we want to see , our vision, mission, and core values.

Omega Stewardship ® is one of the trademarks that I created over the years. It is a process that uses industries best practices and is a mind set of continual improvement. In it's simplest form it describes our process of what we want to accomplish, the value that we want to bring and some of the principals that we want to apply and accomplish  in all our activities of service to our clients at Brock Shores Financial. The three lines below covers the main goals that I feel will help towards the mission of #ImprovingFutures

Timothy Ross, CEO & Founder, Brock Shores Financial #ImprovingFutures

Family Office providing OMEGA STEWARDSHIP ®

* One Stop Process Driven Approach for Retirement & Income Planning
* Personalized Tax Management Solutions for Individuals & Business Owners
* Confidential Wealth Management Solutions

"Helping Families Achieve ... Life's Major Goals"®

"Where Client Goals Become Our Goals" ®

Tax and Consulting Services in Association with Timothy Ross & Associates www.TimothyRoss.com
Family Office providing Insurance Products in Association with Financial Horizons Group www.financialhorizons.com/our-story
Family Office providing Mutual Funds in Association with Professional Investments (Kingston) Inc. www.pro-invest.ca

www.BrockShoresFinancial.ca

#ImprovingFutures

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Full Circle

Well, It's Nov 19th, 2017 a Sunday morning and I'm back on the Ning Network relearning about this community platform. I first used this platform about 8 years ago. I had setup omegastewarship.ning.com for my business and govern.ning.com when I ran for Council in Elizabethtown. I'm kind frugal and I was enjoying the benefits of their free site and then they changed, I wasn't big enough to have the paying ones, so when they changed I was not too happy, I did subscribe for awhile, however in those days, Facebook was just getting going and that was free, and I also had a few blogs on the Blog.ca site which was a small annual fee. I made a decision to abandon the Ning site, I had multiple options which seemed to be very cost effective, so made a decision to do so. Now, here I am "Full Circle".

Right away, I am impressed, and remember how simple and flowing this platform was. So, first five minutes, I'm signed up,  I'm engaged and feeling good about this decision. 

As I am doing this first blog, I am thinking a variety of thoughts. One of the things I would like to do is setup business's and all the little things that are required to do so, I'm very good at it. I think it is a marketable value added service and have had some good success helping others get going with their ideas. So, I'm going to add a few tips along the way which can help anyone launch that great idea on a good foundation. If your just starting out or wanting to rebrand your business or change the structure, you will be able to seek our Family Office here at Brock Shores Financial and we will be able to support your dream. 

Well I better stop, and go for a walkabout ad get some fresh air and enjoy the fresh snow that is falling, make some tracks.

Have a blessed day

Timothy Ross, CEO & Founder, Brock Shores Financial  #ImprovingFutures

PS: leave some comments, tips of your own, links that helped you, the good and the bad, this is our community, your contributions are appreciated. 

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