investing (4)

Market Perspectives

Some great links provided by CI Global Investments


Stick to Your Plan
Most stock market gains are achieved shortly after a bear

This chart shows how major indices performed from the bottom of the 08/09 Financial Crises, March 9, 2009, over the next 3+ years. You
can see once a bottom had been reached the market reacts swiftly and positively. It’s important to stick to the plan you and your advisor
have designed as leaving the market could cause you to miss out on large gains.
Missing out on large gains makes it very difficult to break-even and achieve the long-term return required to meet your financial goals.


Downside Volatility is Normal


Historical Bull Markets Versus Bear Markets
75+ Years of the S&P 500 Index Expansions & Downturns


Resist the Urge to Time the Market
The best and worst trading days happen close together:


The case for diversification

It is nearly impossible to predict what class will generate the highest returns in any given year. Investors benefit from
diversification and reduce their risk by allocating to a variety of asset classes. A strong financial plan will incorporate
investments into different asset classes that react differently to ensure investors reduce their overall risk.


Trust in the plan you and your advisor created
Don’t let emotions take over: staying invested leads to better


Read more…

A Little Silver Lining

"A silver lining is a sign of hope or a positive aspect in an otherwise negative situation. The phrase is often seen as part of the proverb Every cloud has a silver lining, meaning that there's hope or something good to be found in every bad situation."

With excess returns, interest goes up. Silver is one of them that comes to mind today.  A recent inquiry from a dear old friend of mine brings up this topic today and the basic research done to respond with some sense of duty. 

Dear friend, I hope you have had a chance to check out the link I sent yesterday. Silver is up 127% from it’s low point last year, for a return of 47.4%. It was one of the fast growing asset classes last year. I am not sure about your thoughts of investing directly in silver.  1000 ounces works out to be a lot of money, getting you in the  $35,000 range is a lot to specialize with.  It might be fun to own a little silver, but that would be the extent of it for me. If you do get some, I would buy 5-10 Ounces from you.

I am not going to give you any advice on this. Sounds like your doing your own research.   

Here is a few  links that I found which I found interesting.


“Silver hit US$48.70 per ounce, the highest silver price to date, towards the end of the 1970s. The metal’s bid price was driven by the Hunt brothers, two wealthy traders who attempted to corner the market by buying not only physical silver, but also silver futures. They then took delivery of that silver instead of taking legal tender in the form cash settlements. Their exploits ultimately ended in disaster: On March 27, 1980, they missed a margin call and the silver market price plunged to US$11.”


Silver is an interesting asset, it is on the high risk level of a portfolio, as other precious metals are.  Here is a group of charts in our system that you may also find interesting .


Here is a link to the Dynamic Precious Metal Fund, I am attaching a Fund Fact sheet as well. If you would like to invest some money in this portfolio, we could meet to discuss this. This is the F series of the portfolio and our advisory fee per year would range from 1 to 1.5 % depending on volume invested.  There is other portfolio’s available, I think this would be representative of the asset class , and  this is not a deep dive into the asset class. This portfolio is more diversified than a direct silver only fund. Less risk, similar reasons for increased demand for precious metals.


Manager of the portfolio


Hope this helps you with your decision’s , please  let me know if you would like to pursue this further.



Subject: Metal info


Timothy Ross, Family Advisor, CEO & Founder, Brock Shores Financial

Mutual Funds offered through PEAK Investment Services Inc.

This transmission is intended solely for the individual or entity to whom it is addressed and is confidential in nature.  Please be advised that any distribution, reproduction or other use of this document by anyone other than the addressee is strictly prohibited.  If you have received this communication in error, please notify us immediately.  Thank you for your assistance


Brock Shores Financial / Timothy Ross & Associates , Family Office Providing Omega Stewardship

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Have a Blessed Day!   "People influence People”


“I told myself that some families we get without asking, while others we choose.
And I chose those two. I think that’s what you’d call a silver lining.”
― Jenny Valentine, Broken Soup

“It was a melancholy day indeed when the sister of solitude was Sunday's silver lining.”
― Alethea Kontis, Enchanted


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Time is Money

Why do we say time is money?

1 question, 3 ideas to discuss with your client:

“Smaller, sooner” is better than “larger, later” ...

Due to the way returns compound over many years, it’s more effective (and easier) to start investing small amounts earlier in life rather than trying to catch up later with larger amounts.

The right time to invest is… always

You can never guess when markets are going to rise or fall, so trying to “buy low” and “sell high” is foolhardy. A better strategy is to spread your risk over time by investing regularly, regardless of what the market is doing. This is known as systematic investing.

Investing is inventing your future

To get motivated to start investing, you should first identify the financial goals that are important to you: investing then becomes your way of achieving them.

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