improvingfutures (4)

Dragon & Shark Tips on Saving

1. Ditch the plastic

2. Watch your spending

"Be a smart shopper," Cuban tells CNBC Make It.

"You will quickly find that the greatest rate of return you will earn is on your own personal spending," he writes on his blog.

3. Put your money to work

All that money you didn't spend? "Once you have at least six months salary saved, put what you have saved to work, get it invested

Check out Kevin's video on coffee! 

Now when I was at Quick Books Connect in Dec in Toronto, Bruce was one of our guest speakers, I was one of the last to get a picture with him and I was not on the list, now Bruce was a gentleman and waved me over, as the QB Team clicked for us, he said, I seen you in the front row while I was presenting and he thought to himself, there must be a story behind that beard, they don't grow overnight, I assured him there was and perhaps I would be able to share it with him someday. ~ TLR 

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Start Fresh Great article on budgeting, even greater concept, to start fresh vs starting over. Enjoy the article, I am looking at this budgeting tool and others. Any feedback from others is appreciated. TLR Quick word association quiz: What’s the difference between “starting over” and “starting fresh”? One of them feels pretty heavy, doesn’t it? A little bit like failure: “You mean, I have to start over?!” I’ve had this thought part way into countless projects renovating our “antique” home. It’s come up in one or two conversations with my kids about homework. But a fresh start? Almost liberating, right? “Today, I have a chance to start fresh.” Deep breath. Ever start a new job? Go off to college? Wake up to a new day after an argument the night before? Start writing this blog post for the second or third—OK. fine—fourth time? Each one a fresh start. In the last seven years, I’ve had five different budgets. The first time I started a new one, it felt like starting over. But I’ve since approached it differently—a fresh start—an opportunity to learn and improve every time. Read on the link for the rest of the story
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