improving futures (41)

Napoleon Hill's Thought for the Day

Please check out the comment section for additional thoughts will be posted there. (FYI check out all our blog posting comment sections as that is where you will find additional information on the topic, reason, it's a quick place for me to post info as i find it, click, done, plus it typically makes a nice picture that many articles come with) 


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** Napoleon Hill's Thought for the Day:




** Act on your own initiative, be prepared to assume full responsibility for your acts.



One of the primary differences between those who achieve great things in their lives and those who manage only to "get by" is that successful people learned early in life that they were responsible for their own actions. No other person can make you successful or keep you from achieving your goals.


Taking the initiative means assuming a leadership role, a position that singles you out for praise – and for criticism. The good leader is one who shares the credit for success with others and assumes full responsibility for failures or temporary setbacks. When you accept responsibility for your actions, you gain the respect of others and are well on the way to creating your own future.

Success is doing ordinary things extraordinarily well.

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Tax 2024 + Prior

Tax Tax Tax 

X X X 

Tax reflections and planning and implementation are always evolving and some of the basics stay pretty well the same.

It has been suggested by my friend Mark that I start a Tik Tok channel on T A X. , he sugested  lots of XXX in the titles apparently that gets more viewers attentions. Will see, we don't want our eyes poked out. 

In the meantime, let's start with this list


Hot Hot Hot off the internet advisors site. 

Will add some more content and commentary  going forward. 

Tim's Tax Tips 


PS, maybe we should add some Traps  , lots of T's

T T T & T



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One Tree Planted

One of our ESG initiatives at Natures Energy Water Corporation (NEWC) and Brock Shores Financial is to plant trees. Today NEWC invested in planting an additional 127 trees in Ontario on behalf of our beverage brands Sparkling KiKi Maple Lemon, Cranberry, Blueberry, and Strawberry. These beverages are made from 100% Pure Canadian Maple Sap. I invite you to check out one of the organizations that we have discovered and partnered with to do this for us. Here is a link for a gift to plant a free tree of your own.

Cheers ! Tim Ross , Chief Weekend Warrior NEWC


"The best time to plant a tree was 20 years ago. The second best time is now." - Chinese Proverb 


Plant your free tree at link below

One of our local amazing advocates and retailers in Merrickville, Ontario


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Shepherd Grateful Life


Video Description Content


As we head into Thanksgiving, how do we give thanks to our good Shepherd? As we continue to interiorize Psalm 23, we can be grateful that our Good Shepherd is personal and provides all we need and want. "The Lord is MY Shepherd, I shall not WANT..." As Pastor Mike shared, we make Psalm 23 to be IN us so He can provide daily the joy, comfort, and peace He provides as our Shepherd. We fear no evil because His rod and staff comfort us: picture that GM truck (Goodness and Mercy) protecting us when we walk through that valley of darkness. As Louie Giglio reminds us, He prepares a table for us IN the presence of our enemies. As Mike shared about his morning prayer time when his own thoughts were leading him to a dark place, he turned to Psalm 23 and God stopped at: He makes me lie down... Keller tells us sheep don't lie down until 4 conditions are met: no fear, no friction with others, no parasites, no anxiety about food. Just as that crying baby needs a mom to comfort her before she can rest, we need the Shepherd to help us lie down: the problems (or diaper rash!) may still be there, but as a Mom is greater than a baby's cries so the Shepherd is greater than our struggles.

The Shepherd guides us and when our thoughts are not good, we pray for Him to give us HIS thoughts. He restores our souls and leads us to the still waters and lets us know when we're drinking from the wrong places that don't satisfy our thirst. He provides just enough 'green pastures' every day and as Ray VanderLaan reminds us: don't let tomorrow's worries rob us of today's green pastures.
As you interiorize this Psalm, let each phrase saturate with meaning that you may know God and especially this week: GIVE THANKS for all His good gifts: He is our Shepherd who provides all we need, restores us, guides us, and makes us lie down: thank you, Lord!


“The Lord is my shepherd; I shall not want. He makes me lie down in green pastures; He leads me beside still waters. He restores my soul. He leads me in paths of righteousness for His name’s sake.” – Ps 23: 1-3.


Ray VanderLaan brings a great understanding of this. It’s natural for us to imagine the “green pastures” as “belly-deep alfalfa” because we’ve grown up in an American farm country where the pastures are lush. This skews our understanding, however. In Judea, “green pastures” are little sprigs of green sprouting from under rocks. There is just enough for today – and that’s OK because our shepherd is trustworthy.

Clouds rolling in off the Mediterranean Sea will drop rain on the “high country” in Judea. As the watershed collects and merges hundreds of streams into a single channel, it rushes down deep ravines into the desert en route to the dead sea hundreds of feet below. A person (or sheep) could be lazily drinking water from a small pool in just such a ravine and be blasted by a 20’ wall of water, even though the sky is blue and the birds are singing.
When we “thirst” in life, (when we have a need and seek fulfillment) we often look for the closest, easiest waterhole. We have no way of knowing that it’s raining in the mountains. Nor do we know for sure that the water is clean. Simply put, before you drink, look to your Shepherd – He can see what you can’t; He knows what you don’t, or look to Him for help when you’re about to drink what you know you shouldn’t. His desire is for your wellness, He will lead you to water that is “good for you” and “in a safe place”. Ask, “Is this good for me? Is it safe?”
RESTORES MY SOUL: The green pastures and good, safe water has had its good effect.

“Restores” in the scripture can refer to “a straying sheep brought back” (Isaiah 49:5, Psalm 60:1). This is what a good shepherd does (read and remember His steady love – Ps. 103:8-13).
This phrase also means, “brings me to repentance”. Not only does He bring me back physically, He turns my desires around. I was desiring the wrong way and He turned my desires back to Him and what He gives – light & life. What good are green pastures, still waters, and a dark soul?

The Shepherd is a guide. The sheep do not need to know where the green pastures or still waters are, all they need to know is where the shepherd is.

The Shepherd does not only comfort and restore, He guides the sheep into what is right. God’s guidance of us has (of course) a moral aspect. As we hear His voice, and obey His commands, He will lead us on the right path. There are many paths through life, fraught with danger, but in His goodness, He will guide us even when the way seems dark and foreboding…

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Merry Christmas 2020


Wishing you and your family a Wonderful, Blessed, Safe Holiday Season, a Merry Christmas and a Happy Prosperous New Year !

With the upcoming New Year rapidly approaching, on behalf of everyone at Brock Shores Financial and Timothy Ross & Associates, thank you !

It's been quite a year and we look forward to 2021 and serving in the upcoming year !

 Timothy Ross 

#ImprovingFutures , #OneStepAtATime

.... and from The Ross Ranch, Natures Energy Water Corporation and Fungi Fun

"May all of your carrots grow long and straight, may your water always be Simply Refreshing, and may your mushrooms settle well within you ! "


Please let us know if you have any questions or thoughts (just hit reply to this email). We love to hear from you


PS: PEAK Disclosure - Click here for your free disclosure gift

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Peak Stands Out





We are extremely pleased to announce that PEAK has earned the prestigious Kincentric Best Employer in Canada award. Only 20 other Canadian companies have qualified for this title in 2020!

This is great news, especially in this pandemic year, when all our employees are at home and we have had to reinvent the way we work. This recognition is especially important to us because it shows their strong appreciation of the company while adjusting to the reality of the pandemic. 

Kincentric (formerly Aon) recognizes leading employers with the Best Employer award. Ranking is based on a vast, confidential survey across companies everywhere in Canada.

Thanks again to all our employees! Their appreciation shows how much you, the PEAK network advisors, can count on a solid organization to serve your clients.



PEAK STOOD OUT  in Leadership, Employee Engagement, Talent Focus


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Marriage Tips To Wrap Up 2020

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Marriage Tips To Wrap Up 2020

Will add a few tips that I have been receiving lately, I hope they encourage you and your spouse or perhaps a friend that you share this link with. TLR


A simple way to make your spouse's day — and your marriage — better.

"By considering these scenarios, you’ll create more opportunity to use such language elsewhere. Validation is a powerful tool: used correctly, you’re showing your partner not only that you recognize how hard he or she is working, but that you express this appreciation in small, obvious ways. As often, it’s the simplest things that have the biggest results." ....




Article # 3

The first step is to, well, try to be a better husband. We’re not kidding around. The best marriages are those in which both members play active roles, where they not only identify their flaws (i.e. “I invalidate your feelings too much”; “I often bring home work stress”) but also find ways to fix them. In attempting to know yourself better — your strengths, your weaknesses, your sometimes-good-sometimes-bad-tendencies — you will become not just a good husband but an evolving one. In other words: Make an effort, do the work, and you’ll be rewarded. Want to start? Well, there are a number of small, simple things that all of us can focus on to be happier, more present, and more attentive husbands and partners. Like these nine items right here.

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Great Wealth Devotion

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"If you want to become wealthy, there are certain things you must understand and certain things you must do. First, you must understand what kind of wealth you’re pursuing and how the economy functions that generates this wealth. Second, you must wisely invest the required resources in order to realize an increase of the wealth the economy produces. These principles hold true whether you’re pursuing wealth in God’s economy or in the world’s economies.

Now, the kind of wealth God’s economy produces and the kind of wealth the world’s economies produce are very different. The former makes us “enriched in every way to be generous in every way” (2 Corinthians 9:11), while the latter threatens to pierce us with “many pangs” (1 Timothy 6:10) and even to steal our soul (Matthew 16:26).

But in either case, we must value (desire) what each economy offers (Matthew 6:19–21), we must understand how each economy works (Luke 16:1–8), and we must invest in ways that take advantage of that economy’s production (Matthew 25:14–30). Obtaining the riches we desire depends on whether or not we meet these conditions.

To those who wish to become truly rich, the Bible offers this astounding promise:" ....





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Engaging Training Energy

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Great article came intoday that we should review to be able to do our best when engaged in training and learning online ~ TLR


Give Energy, Get Energy

If people aren’t paying attention to you, it’s hard to keep your own energy levels high—and keep the class engaged. In an in-person class, you could walk around the room to make connections and get people’s attention. But with everyone on mute, it’s difficult to reclaim energy, feed off it, and put it back into the presentation. You need to give energy to get it back. The class will follow. Here’s how to keep the energy going from start to finish from your computer.

Break the ice. As folks filter in, I engage in light, sometimes funny banter that gets people used to speaking and feeling more comfortable. This starts the class in a welcoming way and helps build a connection.

View your voice as a powerful tool. Your voice conveys your excitement—or lack thereof. My virtual presentation voice has more varied highs and lows. It’s much more demonstrative. When one of my questions gets answered, I give very enthusiastic responses, such as “Boom! That’s right!” or “Fantastic answer!”

Give an incentive for responding. Five seconds of silence in a virtual setting is an eternity. I let trainees know I’m cool with letting the uncomfortable silence go on as long as it needs to. This almost always prompts responses because most people hate silence. If that doesn’t do it, I simplify my questions and suggest answers to keep the responses coming.





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Healthy Eating ImprovingFutures 101

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Great article , got some of them under my belt , a few more to work on, a basic frame work that we should get right, class 101, foundation stuff, get this and then you can tweek it for greater performance. 

Healthy Eating Habits


Simple advice, eat better, you will feel better, live longer, will add that to the list and sounds like a good place to be  #ImprovingFutures   

Always check out the comment section of my blogs for interesting articles that usually relate to the main blog article  on the topic going forward. Join the community and make some of your own reccomendation if you like, we can all learn from one another. 


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Global Retirement Attitudes


interesting chart . Looks like most are not prepared and will have to work into retirement.  


Call us either way, we can help you keep on track, set some goals, and maybe help you dream and implement some tax smart strategies and give you some peace of mind.


Let’s make sure your making the right turns and are on track.  

No need to do this alone, we got you covered while you explore your life, the worlds gotten smaller. 




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