Stewardship Statement – Timothy Ross, September 5, 2024
Biblical Stewardship is the use of God-given resources, time, talent, treasure, truth, and relationships for the accomplishment of God-given goals and objectives.

Recognizing that there is Three Financial Planning Decision Making Principals:
1. There are no independent financial decisions.
2. The longer term the perspective, the better the financial decision today.
3. Financial maturity is being able to give up today’s desires for future benefits.

Stewardship is the only area of Christian Life that cannot be faked. Every spending decision is a spiritual decision. God can take whatever He wants, whenever He wants.

There is Five Priorities that are simultaneous and not sequential, recognizing that God owns it all.

These priorities are how you spend your money and are broken down into Your Live basket, Give basket, Grow basket, Owe Taxes basket and your Owe Debt basket.
Living is always balancing between provision and protection. Gods job is to protect and your job is to provide. Recognizing that Giving breaks the power of money in your life. Debt always mortgages the future and effects sustenance in the future. Taxes are symptomatic of God’s provision for me. Growing margin is the only way to meet your long-term goals.

Long Term Goals typically cover 6 main areas
1. Financial Independence
2. Charitable Giving
3. Freedom from Debt
4. Lifestyle desires
5. Family Needs
6. New Business

There is a continuous predetermined allocation of limited financial resources to unlimited changing alternatives, it is a never-ending process.

Recognize that there is Five Principals of Money Management.
1. Spend less than you earn
2. Build margin
3. Avoid the use of debt
4. Build liquidity
5. Set long term goals and give generously

The Three Fundamental Questions that everyone needs to ask and answer.
1. Who owns it?
2. How much is enough?
3. Is the next steward chosen and prepared?

Overall, as a Financial Advisor, we will see these characteristics in our clients and know that they are practicing stewardship when.
1. They are Giving proportionate to their income
2. They are Living a controlled debt free lifestyle
3. Their Taxes are paid with integrity and with thanksgiving
4. When they have Jointly set financial goals
5. When they are Accountable to someone

We should ourselves as advisors own these principals, decisions, and concepts in order to lead others to financial freedom.

Timothy Ross, CKA® Certified Kingdom Advisor®
https://kingdomadvisors.com/cka/OmegaStewardship-TimothyRoss
Founder, Brock Shores Financial

Family Office – “Providing OMEGA STEWARDSHIP”
* One Stop Process Driven Approach for Retirement & Income Planning
* Personalized Tax Management Solutions for Individuals & Business Owners
* Confidential Wealth Management Solutions

Family Office - “Helping Families Achieve ...Life’s Major Goals”
Tax Smart Planning & Investing
Worry Free Retirement
Education of Our Children & Grandchildren
Quality Care For Our Parents
Meaningful Financial Help For Our Loved Ones
Meaningful Legacy

Brock Shores Financial, Family Office
Mutual Funds through PEAK Investment Services Inc.
Insurance & Banking through PEAK Insurance Services Inc.
Tax & Accounting through Timothy Ross & Associates, established 1988
#ImprovingFutures

Let’s bring more value to our clients 

http://advisoranalyst.com/glablog/2018/12/27/dan-richards-how-to-be-the-most-valuable-advisor-to-clients.html/

#1 Trusted Advisor

- able to talk about the things that really matter the most 

- like, why your wealth matters

Reflecting ”it’s why we help families achieve life’s major goals”

#2 Network Access

- I have lived in this region for most of my adult life, I do have a large network of contacts in various areas that can benefit our clients should a need come up, we can connect you

 http://advisoranalyst.com/glablog/2018/12/28/dan-richards-how-to-be-the-most-valuable-advisor-to-clients-part-two.html/

#3  Specialization

- excelling in client segmentation is the hallmark of top advisors. Your able to demonstrate your core values in your stories that people can relate to. This brings value to the relationship. 

We have developed relationships with Family’s that have businesses. Those that have an entrepreneurial insight that in many ways flows from our tax business. We have a lot of legacy clients and referrals from this foundation built over the last thirty years. We need to get better at telling our story. We have reduced risk by providing SRI practices in our investment solutions and portfolios that use pension management asset allocation processes. Stable returns with less risk. All this reduces risk, providing confidence and word of mouth opportunities to share what we have done, all within a confidential environment. Our team continues to grow and specialize within the different areas we discover are important to Achieve Life’s Major Goals. 

Timothy L. Ross Family Advisor © , Since 1988

Helping Families Achieve ...Life’s Major Goals ©

OMEGA STEWARDSHIP ©
* One Stop Process Driven Approach for Retirement & Income Planning
* Personalized Tax Management Solutions for Individuals & Business Owners
* Confidential Wealth Management Solutions 

Mutual Funds  through PEAK Investment Services Inc.

 Brock Shores Financial 
#ImprovingFutures

We help families plan and implement strategies to accomplish "Life's Major Goals"

• Tax Smart Planning & Investing
• Worry Free Retirement
• Education of Our Children & Grandchildren
• Quality Care For Our Parents
• Meaningful Financial Help For Our Loved Ones
• Meaningful Legacy

Markets - Tuna is basically on sale

 http://advisoranalyst.com/glablog/2018/12/28/a-bakers-dozen-reasons-why-stocks-can-tactically-rally-from-here.html/

Things that “could” happen

http://advisoranalyst.com/glablog/2018/12/28/kass-10-surprises-which-could-spike-the-market-5-in-one-day.html/ 

Reviewing my farm paper, I came across this resource and encouraging place #RootedInStrength http://www.domore.ag

What greater gift than the love of a cat. ~ Charles Dickens 

We are going to make this part of our process. 

Everyone, what happens if ? 

We need to be able to contact someone so we can protect and serve .

Reccomended by 

http://www.2good2toss.com/who

Local Company impacting our planet !

Sustainable ideas 

https://youtu.be/5YieVapaR1A

With the proposed carbon tax being mandated by the federal government, lots of discussions on this issue. 

My biggest concern is the giving away of rebates to all Canadians , frankly it’s simply a tax redistribution scheme. 

Perhaps, to qualify for the credit, one had to participate in  a info course online on how to reduce their carbon foot print to make them eligible for the rebate. I could accept that. The intent would be to educate which would encourage wider adaptation of best practices. The more you learn, the bigger your credit and eligibility for other grants perhaps.

Education is key. 

Through Back Thursday - Circa 2007

Going through my archives I came across some great memories. Some building blocks of Timothy Ross & Associates.  This is one of the foundation documents that I produced in March 2007 where I summarized the concept of the process that I was building call Omega Stewardship.

This document is in it's raw form, the inside view, the bricks that built the business.  ~ TLR

Omega Stewardship ® "Providing the Multi - Family Office Solution"

The Reason

1. Compliance & Disclosure

2. Maintain & Enhance Existing Client Relationships

3. Convert Prospects to Clients

Who, What, When, Why, Where

Omega Stewardship is a brand developed by Timothy L. Ross, a Financial & Tax

Advisor, who has been practicing and serving clients since 1988. Mr. Ross,

created his own designation, Family Advisor, to distinguish himself in a

crowded financial services market.

He has developed several brands, and slogans to enhance and differentiate

his business from others in the industry.

"Where Client Goals Become Our Goals"

"Merchant of Hope & Prosperity"

"Family Advisor"

"Steward of Faith, Hope & Prosperity"

"Helping Families Acheive ... Life's Major Goals"

"Gaurdians of Your Families Wealth"

"Omega Stewardship"

Tim's creative and imaginative mind has been able to take some of the best

of the best ideas and integrate them into a practice standard that allows a

very comprehensive and holistic approach to financial planning. His process

is geared around complete personalization of all key communications with

clients.

Mr. Ross and others in the industry believe that this system will be a boom

for any advisor that has a desire to streamline their client management and

acquisition process. The tools combined with professional competancy will

ensure a successful, profitable, meaningful , well run practice.

Compliance Dream

The system integrates all compliance matters to help reduce litigation and

misunderstanding between advisor and client. The full disclosure engagement

letters, risk profile, numerous disclosure documents required today,

investment policy statements and ongoing educational matters helps to

control and reduce risk. The practice standards that drive the client

contact process ensure proper notes, documents, meeting guides and activity

reports that allow an advisor to maintain an active log of all

communications.

Your compliance officer will sleep well knowing you are providing Omega

Stewardship.

Maintain & Enhance Existing Client Relationships

Omega Stewardship helps to consolidate all parts of a clients financial

plan, current and future. Integrating these matters in a tangible way,

involving the client and advisor in what we call a work in process, the

process is never finished, as life is always evolving and so the financial

plan must as well. Clients become advocates of Omega Stewardship and the

advisor providing this level of quality care and service. The system will

uncover hidden opportunities and the client will see were they need help as

well, it is a work in progress. You will have deeper more satisfying

relationships and you will make a real true impact and difference in your

clients and their families life. You automatically become more referral and

they will become advocates for Omega Stewardship and you as the advisor.

Converting Prospects to Clients

"We have a process, and it makes all the difference" When a prospect sits

down with you and they see you have prepared for the meeting, they know they

are working with a professional who knows her business. When they see what

you have already prepared for them, even before you have done business, they

will know you are serious and they will want to work with you. No one else

will be able to provide what you just offered, it is tangible, they can see

it, touch it, with coaching they will feel it. That will give you an edge

and help convert all the business to your management. It will simply be hard

for them not to give you their business.

We practice Continuous Improvement.  Creating efficiencies, documenting processes, procedures and this helps to reduce potential confusion that can occur in a busy family office practice.  This helps to raise the bar for the client experience.

--

Timothy Ross

Family Advisor ® , since 1988

Branch Manager Professional Investments

"Steward Of Faith, Hope & Prosperity" ®

"Where Client Goals Become Our Goals" ®

www.timothyross.com www.youradvisorcares.com

"Helping Families Achieve ... Life's Major Goals" ®

"Life's Major Goals"

1. Tax Smart Planning & Investing

2. Worry Free Retirement

3. Education of Our Children & Grandchildren

4. Quality Care for Our Parents

5. Meaningful Financial Help for Our Loved Ones

6. Meaningful Legacy

Sincerely,

Timothy L. Ross,

Family Advisor ®, since 1988

"Where Client Goals Become Our Goals" ®

"Helping Families Achieve... Life's Major Goals" ®

 OMEGA STEWARDSHIP  ®

Guardians Of Your Family's Wealth"