A Man For All Seasons - Clip "Give The Devil Benefit Of Law"

Many are being threatened with the threat of loosing their jobs because they believe their health information is private and choose to not disclose to their employer. In some industries there could be a mass firing of up to 30% of the work force. This interview will give you some legal insight on the matter, it’s interesting insight on the ethics, history of law and the dangers to the future.

If your being affected by the current manadates being implemented by the government and being encouraged upon business's, some financial planning is in order, you are not alone, please reach out to us, perhaps we can be of assistance. advisor@timothyross.com 613-345-0016

Devotion from this morning

September 25, 2021
My Lord and My God
“And Thomas answered and said unto Him, My Lord and my God.” (John 20:28)

Thomas has been called “doubting Thomas” because of his initial reluctance to believe in the Lord’s resurrection, but neither the Lord nor the other disciples ever viewed him in such a light. His later ministry, as the first missionary/ martyr to India, speaks clearly of his great faith.

It is only in John’s gospel that we have any specific insight into Thomas’ character. When the other disciples sought to dissuade Jesus from returning to Jerusalem, it was Thomas who urged, “Let us also go, that we may die with him” (John 11:16). Thomas understood the dangers awaiting them but was ready to go wherever Jesus desired him to go. In the upper room when Jesus spoke of going away, Thomas, still willing to go with Him anywhere, was the only one to ask, “Lord, we know not whither thou goest; and how can we know the way?” (John 14:5). Then, just a few hours later, the Lord had been crucified, and soon “the doors were shut where the disciples were assembled for fear of the Jews” (John 20:19) as they hid themselves in the upper room.

But Thomas was not hiding! The Scriptures do not say where he was when Jesus appeared in their midst, but he was not hiding there like the others. He may well have been out working or witnessing, doing whatever he could to follow the Lord, but he (like the others) had failed to understand Jesus’ promise that He would rise again.

When the other disciples reported that they had seen the resurrected Lord, Thomas, realizing the tremendous significance of such a miracle if it were true, insisted he must see the proof firsthand. Then, when he saw the Lord, he showed a higher comprehension of what had taken place than any of the others, as he whispered in awe: “My Lord, and my God!” HMM

I received an email yesterday from our MGA, Financial Horizons, no entry unless you show your papers, doors locked , and if you visit, you can do so for up to 15 min and not be subjected to the paper policy nor testing policy. This does not effect me to much as I rarely attend their offices, but it is an interesting approach being put out there by this business who we do business through.

"With fear and the wash of perception the talk of the day, we find that the world is upside down, laugh or cry, press on, when there is a way, you find a way." TLR

In case your compliance cruising, full stop, see, read, digest disclosure

READ THE FINE PRINT

Financial Services Commission of Ontario

CORRECTION: Life Insurance Agents Compliance Report: 2017/18 Examination Results

INSURANCE • NOVEMBER 8, 2018

View in browser • Le français suit

The Financial Services Commission of Ontario (FSCO) has released its 2017/18 Life Insurance Agents Compliance Report.

FSCO conducted 132 on-site examinations and 94 desk reviews of higher- and medium-risk life agents, and found concerning trends in non-compliant activities.

Protect your business

To better protect yourself, your clients, and your business, ask yourself:

Do you disclose to clients, in writing, all the insurers you represent?
Do you complete the mandatory 30 hours of continuing education credits within every two-year licensing period?
Do you have valid Errors and Omissions insurance coverage?
Do you document your needs assessments, client discussions and recommendations to clients?
If your client chooses not to follow your recommendation, do you get their written acknowledgment?

These are just some of your responsibilities as a licensed life agent. Make sure you understand all of your obligations under the Insurance Act and regulations, as well as industry best practices.

You should also review our new Treating Financial Services Consumers Fairly Guideline to understand FSCO's expectations and to better protect your clients and your business.

FSCO will continue to look for evidence of compliance with both legislative requirements and best practices during on- and off-site examinations.

Taking Action

As our year-over-year examinations have not shown a significant improvement in compliance, we will be taking action to address these trends. Read the full report to learn what steps we're taking.

READ REPORT

Please note: If you are a regulated licensee/registrant, regardless of whether or not you subscribe to e-communications, you will automatically receive important information from FSCO via the e-mail address you have provided. More importantly, as a regulated licensee/registrant, you will not be able to unsubscribe from these important email communications.

Financial Services Commission of Ontario
5160 Yonge Street, P.O Box 85 • Toronto, ON M2N 6L9
www.fsco.gov.on.ca • contactcentre@fsco.gov.on.ca
1-800-668-0128 • © Queen's Printer for Ontario, 2018

CORRECTION: Rapport de conformité sur les agents d'assurance-vie — Résultats des examens de 2017-2018

D'ASSURANCE • 8 NOVEMBRE 2018

Afficher dans le navigateur

La Commission des services financiers de l'Ontario (CSFO) a publié son Rapport de conformité 2017-2018 sur les agents d'assurance-vie.

La CSFO a mené 132 examens sur place et 94 examens de suivi auprès d'agents d'assurance-vie présentant un risque élevé ou modéré et a constaté des tendances préoccupantes parmi les activités non conformes.

Protéger votre entreprise

Afin de mieux vous protéger et de mieux protéger vos clients et votre entreprise, posez-vous les questions suivantes :

Divulguez-vous par écrit à vos clients tous les assureurs que vous représentez?
Suivez-vous les 30 heures de formation continue obligatoire pour chaque période de renouvellement de 2 ans?
Avez-vous une assurance responsabilité civile professionnelle valide?
Documentez-vous vos évaluations des besoins, vos discussions avec les clients et vos recommandations aux clients?
Si un client décide de ne pas suivre votre recommandation, lui demandez-vous une confirmation par écrit?

Voilà quelques-unes de vos responsabilités à titre d'agent d'assurance-vie. Assurez-vous de comprendre toutesvos obligations au titre de la Loi de 1990 sur les assurances et de ses règlements, ainsi que les pratiques exemplaires du secteur.

Vous devriez également examiner notre nouvelle Ligne directrice pour le traitement équitable des consommateurs de services financiers pour comprendre les attentes de la CSFO et mieux protéger vos clients et votre entreprise.

La CSFO continuera de vérifier la conformité aux exigences législatives et aux pratiques exemplaires lors d'examens sur place et hors site.

Mesure à prendre

Comme nos examens d'une année à l'autre n'ont pas révélé une amélioration significative de la conformité, nous prendrons des mesures pour traiter ces tendances. Lisez le rapport complet pour découvrir les mesures que nous prenons.

LIRE LE RAPPORT

Remarque : Si vous êtes un ou une titulaire de permis ou déclarant(e) touché(e) par la réglementation, que vous soyez inscrit(e) ou non aux communications électroniques, vous recevrez automatiquement des renseignements importants de la CSFO à partir de l'adresse électronique que vous avez fournie. De plus et surtout, à ce titre, vous ne pourrez pas vous désinscrire de ces importantes communications envoyées par courriel.

Commission des services financiers de l'Ontario
5160, rue Yonge, C.P. 85 • Toronto (Ontario) M2N 6L9
www.fsco.gov.on.ca • contactcentre@fsco.gov.on.ca
1 800 668 0128 • © Imprimeur de la reine pour l'Ontario, 2018

legal (2)

A Man For All Seasons

A Man For All Seasons - Clip "Give The Devil Benefit Of Law"

Life Insurance Thoughts - Best Practice Legal

Protect your business

Taking Action

Protéger votre entreprise

Mesure à prendre

Note: this page contains paid content.