covid (4)

A Man For All Seasons

A Man For All Seasons

"More is a man of an angel's wit and singular learning. I know not his fellow. For where is the man of that gentleness, lowliness and affability? And, as time requireth, a man of marvelous mirth and pastimes, and sometime of as sad gravity. A man for all seasons."



A Man for All Seasons - Because I Believe: Thomas More (Paul Scofield) explains his morality to the Duke of Norfolk (Nigel Davenport).





"A Man For All Seasons" (1966), directed by Fred Zinnemann, tells the story of Sir Thomas More's resistance to King Henry VIII's seizure of the church in England.

A Man For All Seasons - Clip "Give The Devil Benefit Of Law"


Many are being threatened with the threat of loosing their jobs because they believe their health information is private and choose to not disclose to their employer. In some industries there could be a mass firing of up to 30% of the work force. This interview will give you some legal insight on the matter, it’s interesting insight on the ethics, history of law and the dangers to the future. 

If your being affected by the current manadates being implemented by the government and being encouraged upon business's, some financial planning is in order, you are not alone, please reach out to us, perhaps we can be of assistance.  613-345-0016

Devotion from this morning


September 25, 2021
My Lord and My God
“And Thomas answered and said unto Him, My Lord and my God.” (John 20:28)

Thomas has been called “doubting Thomas” because of his initial reluctance to believe in the Lord’s resurrection, but neither the Lord nor the other disciples ever viewed him in such a light. His later ministry, as the first missionary/ martyr to India, speaks clearly of his great faith.

It is only in John’s gospel that we have any specific insight into Thomas’ character. When the other disciples sought to dissuade Jesus from returning to Jerusalem, it was Thomas who urged, “Let us also go, that we may die with him” (John 11:16). Thomas understood the dangers awaiting them but was ready to go wherever Jesus desired him to go. In the upper room when Jesus spoke of going away, Thomas, still willing to go with Him anywhere, was the only one to ask, “Lord, we know not whither thou goest; and how can we know the way?” (John 14:5). Then, just a few hours later, the Lord had been crucified, and soon “the doors were shut where the disciples were assembled for fear of the Jews” (John 20:19) as they hid themselves in the upper room.

But Thomas was not hiding! The Scriptures do not say where he was when Jesus appeared in their midst, but he was not hiding there like the others. He may well have been out working or witnessing, doing whatever he could to follow the Lord, but he (like the others) had failed to understand Jesus’ promise that He would rise again.

When the other disciples reported that they had seen the resurrected Lord, Thomas, realizing the tremendous significance of such a miracle if it were true, insisted he must see the proof firsthand. Then, when he saw the Lord, he showed a higher comprehension of what had taken place than any of the others, as he whispered in awe: “My Lord, and my God!” HMM


I received an email yesterday from our MGA, Financial Horizons, no entry unless you show your papers, doors locked , and if you visit, you can do so for up to 15 min and not be subjected to the paper policy nor testing policy. This does not effect me to much as I rarely attend their offices, but it is an interesting approach being put out there by this business who we do business through. 

"With fear and the wash of perception the talk of the day, we find that the world is upside down, laugh or cry, press on, when there is a way, you find a way." TLR




In case your compliance cruising, full stop, see, read, digest disclosure


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Super Bowl Reflections

Good Afternoon, You probably noticed during the commercial breaks two common themes: Jon Hamm from Skip the Dishes and Questrade. Despite spending a lot of money to air during the Super Bowl, Questrade’s investment track record leaves a lot to be desired. Every Questrade portfolio has consistently underperformed their fund category. And thanks to their ads, We found it a little difficult to sit back and enjoy the game without being offended by the question: “You’re not still investing with Mom and Dad’s guy, are you?” “The lower fees are making a big difference.” Are you sure? Over the years, Questrade has focused on shifting the entire investment conversation to costs (which I suppose is no surprise given their relatively poor investment returns). As such, their misguided basis is a simple calculation of who paid the least amount in fees. Don’t get me wrong, we’ve always said that costs are important. It’s one of the reasons we deliver industry-leading fees to our clients. But don’t the actual investment results matter? With that we have put together some charts (see below) based on data last year from Dalbar. This survey indicates that investors have an increasing level of trust and confidence in their financial advisor. The same survey also showed that investors are placing increasing value on financial advice.

Attached is a client-friendly Questrade comparison.


We take a fact-based approach in comparing the RBC Select Portfolios with that of Questrade We hope that this is helpful. Thank you, Val Your RBC Global Asset Management Team 8533514267?profile=RESIZE_710x


In case your compliance cruising, full stop, see, read, digest disclosure


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PEAK Disclosure - Click to Learn

There is so much info on Covid, I have not done much with it on my blog here. A search on COVID revealed ZERO results just now. So here is the 1st posting directly on the topic that I receently shared on facebook. Enjoy, reflect. ~ TLR


"This is interesting, surprisingly Canada is on the map ( often our global impact is so small we do not get noticed as a country ) , sometimes we wonder how did they do it so fast ? Well, the devil may be in the details, the fear certainly is, anyway, corona viruses have been studied for ages, so it was not a big deal to figure out how this one was composed, and thus a vaccine could be quickly figured out as it's basically a process that companies in this business have been working on for a long time, so the system is in place to get the job done, on this one the companies received billions of dollars in advance basically they were prepaid and didn't have to go get the R&D funds allocated to the projects. This basically made it so they could turn themselves loose on the systems they had, money that often takes years to get in-order to do the work was there, it wasn't piecemealed out , so the research and testing was implemented right away, also the red tape of government that slows down the work approval process was lifted / change to be more responsive , this thus allowed quicker turn arounds, thus the warp speed results we are seeing on a massive scale. Good or Bad, money and systems allowed it to happen, we can thank Donald Trump for making large amounts of the money available, I am sure there was other countries adding some fuel to the pot, but his teams push made the difference on this. A lot of money was made in this space, and lots more will be made, looking back on it all 3-4 years from now will be interesting indeed, legacy kind-a stuff I think. In the meantime, work on your immunity " ~ TLR


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