2019 (4)

Year End 2019

PEAK Disclosure - Click to reflect

Searched for wages and up came the 2018 year end


so wages is a good gauge to link in here, lets get a start on the year end, teh months seem to fly by


Wages in your industry, here is some data 



Some Trump Trudeau meet early Dec 2019

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2019 P Clear

Well, it’s 2019, and the year has some challenges already. I just wrote a nice little introduction and I inadvertently didn’t save it and swiped it off my phone. It was a really good reflection, and now I have to start over ! Lesson learned, once again, save as you go along. 

So, this spot is going to be were I dump some of the tough , crappy stuff I find during my travels with the thought that I will be aware, and have the info should I need to remember and reflect on it. It will not be all negative, so the spot is half full and half empty. It will be like a well, hopefully not  a sewer, yet some sluge will seep in. I simply for awhile don’t want to spread  fear, yet do not want to be ignorant of the fact that we have some very fearful items on the world list. 

So, I will endeavour to keep it balanced , and I encourage one to run it all through a filter as there will likely be some parts that don’t sit well. 

When we were on the mountain, we had to drink lots of water. It was critical to our success and health. The water acted like a cleansing agent and it provided additional oxygen to our bodies as the higher altitudes resulted in less available oxygen to use. This extra hydration helped our brains from basically blowing up. The major side effect was one had to pee a lot , at least my personal experience and if you were not peeing clear, you needed to drink more. We would get our water bottles and water backpacks filled every night. My pack was 3 litres and I had a couple bottles so about 5 litres of clear water plus our liquid soups, coffee and teas. A lot of liquid, thus a lot of pressure on the bladder. But it was good. Frankly, I need to drink more, side note to self. 

So, my biggest problem so far this year was writing something twice, it’s a bit different than the first time, be sure and save your work as you go along. 

This article is about as bad as it gets from a global perspective . Guess that’s a good place to start. War and the threat of war. 





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Homework Dec 28 2019

Let’s bring more value to our clients 



#1 Trusted Advisor

- able to talk about the things that really matter the most 

- like, why your wealth matters

Reflecting ”it’s why we help families achieve life’s major goals”

#2 Network Access

- I have lived in this region for most of my adult life, I do have a large network of contacts in various areas that can benefit our clients should a need come up, we can connect you



#3  Specialization

- excelling in client segmentation is the hallmark of top advisors. Your able to demonstrate your core values in your stories that people can relate to. This brings value to the relationship. 

We have developed relationships with Family’s that have businesses. Those that have an entrepreneurial insight that in many ways flows from our tax business. We have a lot of legacy clients and referrals from this foundation built over the last thirty years. We need to get better at telling our story. We have reduced risk by providing SRI practices in our investment solutions and portfolios that use pension management asset allocation processes. Stable returns with less risk. All this reduces risk, providing confidence and word of mouth opportunities to share what we have done, all within a confidential environment. Our team continues to grow and specialize within the different areas we discover are important to Achieve Life’s Major Goals. 


Timothy L. Ross Family Advisor © , Since 1988

Helping Families Achieve ...Life’s Major Goals ©

* One Stop Process Driven Approach for Retirement & Income Planning
* Personalized Tax Management Solutions for Individuals & Business Owners
* Confidential Wealth Management Solutions 

Mutual Funds  through PEAK Investment Services Inc.

 Brock Shores Financial 

We help families plan and implement strategies to accomplish "Life's Major Goals"

  • Tax Smart Planning & Investing
  • Worry Free Retirement
  • Education of Our Children & Grandchildren
  • Quality Care For Our Parents
  • Meaningful Financial Help For Our Loved Ones
  • Meaningful Legacy


Markets - Tuna is basically on sale




Things that “could” happen



Reviewing my farm paper, I came across this resource and encouraging place #RootedInStrength http://www.domore.ag

What greater gift than the love of a cat. ~ Charles Dickens 
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Platinum messenger


lots of info in charts for review


as we get ready for Christmas and 2019, it’s always a pleasurable tradition to listen to the Queens message. 



Thank you

Tim Ross, Family Advisor ®
Family Office providing Omega Stewardship ®
613-345-0016 Office 
613-213-4625 Cell/Text  advisor@timothyross.com
Helping Families Achieve ...Life’s Major Goals ®
* One Stop Process Driven Approach for Retirement & Income Planning
* Personalized Tax Management Solutions for Individuals & Business Owners
* Confidential Wealth Management Solutions
Mutual Funds through PEAK Investment Services Inc.
Brock Shores Financial  #ImprovingFutures
Learn, Engage, Develop, Goals, Enjoy, Responsible ... Join our new online community at www.ImprovingFutures.ca
“On the edge? Move over to our Ledge, our Ledgers fine and worth every dime.”


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