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While attending a funeral today the Blessing was read by the minister. I pray a short form of this over my son every night when I put him down for the night for the last couple years, be close to all his life. To hear it read today was good for my soul. It also prompted me to expanding this prayer time for him. It is a powerful prayer, full of blessing. So I will work on it. First step is to find it. 

First find was the song. Let's start there.

Some PS advice to my team this morning , good advice, in my humble opinion, for anyone who is interested in a better life. 

PS, please check out my domain link below. It would be great if everyone updated their LinkedIn profiles.  It’s important to look good in the marketplace.  I recently setup this short email signature on my phone, the link gets to the profile. I love my 2 page signature but it uses a lot of space, the profile link hopefully provides curious minds that opportunity to learn more. This can help with our client relationship's , and reduce paperwork for our client experience, and overtime move prospects to customer, customers to clients and clients to advocates. TLR 

Bonus - Here is my main online mentor, I met Jim many years ago, was mentored by his teachings and have been encouraged by his messages over the decades. Now most of his teachings are available on YouTube for free ! I believe we can all  have better lives following the principles he speaks about.  This one is on habits https://youtu.be/_b7fwaMh5d0  Today  with phones and computers, tablets, connected TV's, you can listen and learn, self development at your convenience. When I started I had tapes, books,  then CD's, then DVD's, one would travel days to hear him speak and take notes. Today is easy, let's not mistake easy for not beneficial . I wish you all wonderful successful lives. Hopefully Jim helps inspires you to build those lives. These messages are not one and done, they are a life time investment. Wishing you all  the best on your individual personal development !  TLR 

Timothy Ross

613-345-0016 Office

www.TimothyRoss.ca

https://www.spreaker.com/episode/well-done-statement-daily-prayer-rythms--69770767

April 15,2025

Pastors message 

We all struggle, we all have to complete the journey…. I practice 3 small rhythms to anchor my soul. (Mini version) 1. Mornings: Before my feet hit the floor, I whisper a short prayer like: “Jesus, help me carry only what You’ve asked of me today.” 2. Midday Reset (5 minutes): I step outside, breathe deeply, say nothing, and just let myself be. 3. Evenings: I thank God out loud for one thing from the day—even if it’s small. Then remind myself: “I don’t have to solve everything tonight.” Read this as a declaration over yourself… Today, I don’t have to do it all. I don’t have to fix everything. I only need to walk in what God has placed in front of me. I am not defined by how much I produce. My value is not measured by busyness. I am loved by God—fully, deeply, right now. Even if the day is full, I will find space to breathe. I will pause to be still. I will notice the good. I will let grace lead, not guilt. Jesus is with me in this. He’s not asking me to run on empty. He is my strength, my peace, my wisdom, and my rest. I will lead from a place of love—not pressure. I will trust that God is working, even in the things I can’t control. I don’t have to carry what isn’t mine. And what is mine—I don’t carry alone. Your BEST days are ALWAYS just ahead…. Keep moving. Pastor JrR #ResurrectionSundayIsOnTheWay #HeIsRisen #HeConqueredDeath

** Why Effort Beyond the Paycheck Always Pays Off

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When you consistently give more value than your job description requires—whether as a professional, executive, hourly employee, or entrepreneur—you begin to separate yourself from the ordinary. Compensation does not always arrive immediately, but it always follows sustained excellence.

Those who deliver better service than expected become indispensable. Customers notice. Leaders notice. In a world where truly outstanding service is rare, even simple consistency and care can set you apart. By choosing to exceed expectations rather than merely meet them, you create opportunities that cannot be ignored—and rewards that eventually exceed what you were originally paid to do.

** “One who renders more service than he is paid to render will soon be paid for more than he renders.”

—Napoleon Hill

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https://www.spreaker.com/episode/well-done-statement-3-prayer--69738918

"Prayer"

Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God; and the peace of God, which surpasses all understanding, will guard your hearts and minds through Christ Jesus. Philippians 4:6-7

Prayer changes everything because it releases God’s wisdom into your circumstances.

We often treat prayer like a last resort.

Something we reach for when we’ve exhausted our strength, our ideas, and our control.

But prayer was never meant to be our backup plan.

It’s the doorway to divine wisdom, peace, and power.

“If any of you lacks wisdom, let him ask of God, who gives to all liberally and without reproach, and it will be given to him.” James 1:5

Prayer invites God into the center of our reality.

It’s how we surrender our limited understanding and receive His infinite wisdom.

And when God’s wisdom enters a situation, everything changes.

Why Does Prayer Matter?

Because when you pray, you are:

• Seeking God's will above your own.

• Aligning your heart with Heaven’s perspective.

• Opening your life to His counsel, correction, and comfort.

“In all your ways acknowledge Him, and He shall direct your paths.” Proverbs 3:6

You may not see the answer immediately.

The situation may still look the same.

But prayer begins a shift not just around you, but within you.

It renews your mind, calms your heart and unlocks wisdom.

And it reminds you that you are not alone.

When You Don’t Know What to Do…

Sometimes we don’t need more information, we need revelation. True, right??

God’s wisdom is holy instruction.

It leads to peace when the world says panic.

Says, “wait,” when the flesh says, “act.”

Gives strength when you want to give up.

So pray.

Pray like it matters because it does.

Pray like God is listening, because He is.

And pray knowing this: you never leave prayer the same.

Prayer

Lord, I confess that I often run to solutions before I run to You. But today, I pause and pray.

I ask for Your wisdom to lead me, correct me, and strengthen me. Guide my decisions. Calm my anxious thoughts. Replace confusion with clarity. Your ways are higher than mine, and I trust You. In Jesus’ name, AMEN.

Want to go deeper in your walk with God?

My book "Sin the Great Joker" reveals the importance of a life led by God’s Word and grounded in His truth.

✅️ Gift yourself a copy today and stand firm on your faith journey of wisdom, freedom, and purpose.

Grace and peace be yours in abundance.

Liz Nova

www.sinthegreatjoker.com

One of my well done goals is to have a bible reading in the morning before I start my day. I have been fairly consistent throughout January. 

I started reading from the end with Revelations. Just finished Acts this morning. Some of the books are short and you can read them in one sitting, others like Acts took a week. 

My goal is to continue and February will get through the Gospels, 

Mathew

Mark

Luke

John

Starting with John.

In a post this morning I write about a daily reading of Proverbs. 

I also set a goal for daily reading of Ecclesiastics , which has 12 chapters, so approx a 2 week rotation. Song of Solomon has 8 chapters , so approximately a weekly rotation. 

Weekly reflection for your relationship with your spouse

Bi-Weekly reflections on your life 

Daily reflections of wisdom to keep you on track

These readings I did this morning by a combination of reading and listening from my Bible app. Listening is a good way to not fall behind. 

Let's see how I do as I strive so it can be said Well Done thy good and faithful servant.

February 1st 

a good day to set a goal to read / listen / study Proverbs 

There is 31 Proverbs, one for every day of the average month. 

This is a good habit to reinforce 

" I set a goal to read daily a verse from Proverbs, Well Done thy good and faithful servant "

Proverbs 1
The proverbs of Solomon the son of David, king of Israel.

To know wisdom and instruction;

to perceive the words of understanding;

To receive the instruction of wisdom,

justice, and judgment, and equity;

To give subtilty to the simple,

to the young man knowledge and discretion.

A wise man will hear, and will increase learning;
and a man of understanding shall attain unto wise counsels:

To understand a proverb, and the interpretation;

the words of the wise, and their dark sayings.
The fear of the LORD is the beginning of knowledge:

but fools despise wisdom and instruction.

My son, hear the instruction of thy father,
and forsake not the law of thy mother:

For they shall be an ornament of grace unto thy head,
and chains about thy neck.

My son, if sinners entice thee,
consent thou not.

If they say, Come with us, let us lay wait for blood,
let us lurk privily for the innocent without cause:
Let us swallow them up alive as the grave;
and whole, as those that go down into the pit:
We shall find all precious substance,
we shall fill our houses with spoil:
Cast in thy lot among us;
let us all have one purse:

My son, walk not thou in the way with them;

refrain thy foot from their path:

For their feet run to evil,
and make haste to shed blood.

Surely in vain the net is spread in the sight of any bird.
And they lay wait for their own blood;
they lurk privily for their own lives.
So are the ways of every one that is greedy of gain;
which taketh away the life of the owners thereof.

Wisdom crieth without;
she uttereth her voice in the streets:
She crieth in the chief place of concourse, in the openings of the gates:
in the city she uttereth her words, saying,
How long, ye simple ones, will ye love simplicity?
and the scorners delight in their scorning,
and fools hate knowledge?

Turn you at my reproof:

behold, I will pour out my spirit unto you,

I will make known my words unto you.
Because I have called, and ye refused;
I have stretched out my hand, and no man regarded;
But ye have set at nought all my counsel,
and would none of my reproof:
I also will laugh at your calamity;
I will mock when your fear cometh;
When your fear cometh as desolation,
and your destruction cometh as a whirlwind;
when distress and anguish cometh upon you.
Then shall they call upon me, but I will not answer;
they shall seek me early, but they shall not find me:
For that they hated knowledge,
and did not choose the fear of the LORD:
They would none of my counsel:
they despised all my reproof.
Therefore shall they eat of the fruit of their own way,
and be filled with their own devices.
For the turning away of the simple shall slay them,

and the prosperity of fools shall destroy them.
But whoso hearkeneth unto me shall dwell safely,
and shall be quiet from fear of evil.

Interesting Article 

Geopolitical fueled uncertainty - Jan 28 2026

https://www.linkedin.com/pulse/geopolitical-fueled-uncertainty-cpa-canada-8widc/

Summary

Trump’s Venezuelan pipe dream
Canada moves closer to China leading to new threats
Trumponomics: Old school economic vision and outdated tactics
Canada’s Davos moment
Rebalancing of the housing market goes nationwide in 2026
My Five Cents (inflation-obliged)

Will start off with this one, check comments for future links as well

Tim 

www.TimothyRoss.ca

Appealing To The King

i had a pleasant dream last night, I met a man named Hawkins who turned out to be a King living amongst us. Was an interesting dream. It was fitting as in my study this morning I was continuing in my reading in Acts, and the time frame was when Paul met with King Agrippa , the leading up to that and the meeting. This exchange reminds me of Jim Rohn and his thoughts and telling of the excitement of this story and how we can get so good that we might be able to persuade the King. 

Acts 26:27-32

King Agrippa, believest thou the prophets? I know that thou believest. Then Agrippa said unto Paul, Almost thou persuadest me to be a Christian. And Paul said, I would to God, that not only thou, but also all that hear me this day, were both almost, and altogether such as I am, except these bonds. And when he had thus spoken, the king rose up, and the governor, and Bernice, and they that sat with them: And when they were gone aside, they talked between themselves, saying, This man doeth nothing worthy of death or of bonds. Then said Agrippa unto Festus, This man might have been set at liberty, if he had not appealed unto Caesar.

The story leading up to this starts intently at Acts 22 and goes through to Acts 26. The overview of Paul's ministry is somewhat written in these chapter and leads up to the meeting with the King. 

I will see if I can locate Jim Rohns word on this for later posting 

Have a blessed day! 

https://geediting.com/d-psychology-says-people-who-grew-up-in-the-1960s-and-70s-learned-9-life-lessons-that-are-rarely-taught-today/

came across this article, sparked my interest, brought back a variety of memories, Lord willing I will revisit and share a few of them in the future 

Came across this article and was reminded that we all age, felt was an encouraging note, and some great tips that we should all strive for. 

Will compile what I find here.

https://www.lacepetalflowers.co.uk/10-164597-centenarian-shares-the-daily-habits-behind-her-long-life-i-refuse-to-end-up-in-care/

https://www.foodandwine.com/sorghum-health-benefits-11805012

we have had sorghum popcorn before, nice snack

I remember dad growing sorghum as a crop to generate fodder for the cattle when I was a young boy growing up in Southern Ontario.

https://www.birds.cornell.edu/home/seven-simple-actions-to-help-birds/

Areas of concern 

Study

Learning Opportunities 

https://youtube.com/shorts/rwwVOegXh0U?si=LBavLRX7-KXNt9d3

If
by
Rudyard Kipling

If you can keep your head when all about you
Are losing theirs and blaming it on you,
If you can trust yourself when all men doubt you,
But make allowance for their doubting too;
If you can wait and not be tired by waiting,
Or being lied about, don't deal in lies,
Or being hated, don't give way to hating,
And yet don't look too good, nor talk too wise:

If you can dream—and not make dreams your master;
If you can think—and not make thoughts your aim;
If you can meet with Triumph and Disaster
And treat those two impostors just the same;
If you can bear to hear the truth you've spoken
Twisted by knaves to make a trap for fools,
Or watch the things you gave your life to, broken,
And stoop and build 'em up with worn-out tools:

If you can make one heap of all your winnings
And risk it on one turn of pitch-and-toss,
And lose, and start again at your beginnings
And never breathe a word about your loss;
If you can force your heart and nerve and sinew
To serve your turn long after they are gone,
And so hold on when there is nothing in you
Except the Will which says to them: 'Hold on!'

If you can talk with crowds and keep your virtue,
Or walk with Kings—nor lose the common touch,
If neither foes nor loving friends can hurt you,
If all men count with you, but none too much;
If you can fill the unforgiving minute
With sixty seconds' worth of distance run,
Yours is the Earth and everything that's in it,
And—which is more—you'll be a Man, my son!

"

Let's understand these tariffs

DESCRIPTIVE - obvious stuff, what has happened, just requesting the news

Trump’s new tariffs are the first move in a full-spectrum reset.

$9.2T in debt matures in 2025. Inflation is stubborn.

Start with the debt: $9.2T must be refinanced in 2025. That's massive, and it's all because of the debt taken 5 years ago today - COVID!!

Governments need to raise capital quickly, as people state home, they need to provide income to this sitting at home, so they buried massively, and sold 5 year Bond

The day has come to pay for those bonds,

But, because of Biden and Period raising rates in 2022, it hurt the homeowner and consumers

They are now rolling 5 year Bond to 10 year Bond coming due in 2035

If rolled into 10-yr bonds, every 1 basis point drop in rates saves approx $1B/year; so a 0.5% drop would save $500B over a decade.

Lower yields free up fiscal room—without them, core spending gets crowded out.

How to push yields down with sticky inflation and cautious Fed?

Manufacture uncertainty.
Sweep in with tariffs, spook the markets, trigger risk-off.
Money exits stocks, floods into long-term Treasuries.

A deliberate “detox” to cool the economy and cut refinancing costs.

-PREDICTIVE - what will happen and why with reason, show your work,

But cheap refinancing isn’t enough on its own. Even at lower rates, the debt remains enormous.

That’s where the next lever comes in: cutting the deficit.

DOGE is showing cutting $4B per day. At that pace, they’d shave off $1 trillion by end of Sep 25 (if not May).

With these savings, the big economic pillar to successfully deliver on Scott Bessent's 3-3-3 plan is to get growth UP.

Tariffs come in as a trigger for domestic industrial revival. The thinking is: by making imports expensive, you create room for U.S. producers to step in

But here’s the problem: American factories can’t scale up overnight.

So in the short term, consumers will face higher prices.
The administration knows this. They also know consumers are smart, they can choose to change their spending

That’s why they’re front-loading the pain now, betting that by 2026, the benefits will be visible.

In the meantime, they’re offering some near-term relief.

Tax cuts have already been floated to help offset the cost burden on households.

And while risky, currency devaluation may follow later to make imports cheaper without lifting tariffs.

Don’t forget: tariffs also bring in revenue.

Estimates suggest they could raise over $700 million within the first year.

That’s not a game-changer on its own, but it gives the Treasury a bit more room to maneuver—especially if paired with deficit cuts.

Still, this approach isn’t without risks.

If domestic supply chains can’t catch up, or if global retaliation kicks in, inflation could rise again.

And if that happens, the Fed may be forced to raise rates—which would blow a hole in the low-yield plan. That’s the tightrope.

But, the Trump team has asked OPEC to lose oil prices, which has happened

A common critique is: why impose tariffs before building out the capacity to replace imports?

But that assumes tariffs are the end goal. They’re not.

They’re the starting gun—a way to force movement both inside the U.S. and around the world.

Which brings us to geopolitics.

Before tariffs, Trump’s team signaled a global order reset: pulling back from NATO, cooling EU ties, and opening diplomatic space with Russia, Saudi Arabia, etc. This is also about saving money

Tariffs now serve as leverage to renegotiate terms based on America-First policy.

Expect a lot of bilateral deals in the coming months.

Tariffs will be lowered for countries that offer strategic concessions—on trade, security, or industrial policy.

Those that resist? They'll pay higher costs until they decide to come to the table.

China is the focal point.

Observers have long argued: China isn’t a poor country.
It’s a wealthy, high-capacity state that floods markets with exports its currency artificially low.

Tariffs could be used to force big moves like currency appreciation by China.

Lines will be redrawn with other allies too.

Europe may be pushed to cut exposure to China or negotiate on Ukraine.
India may be forced to cut tarriffs and move closer to U.S. alignment.
Mexico and Canada could face demands to crack down on fentanyl trafficking routes.

So here’s the big picture:

→ Lower yields ease the debt wall
→ Spending cuts restore fiscal discipline
→ Tariffs jumpstart domestic growth
→ And geopolitics gets rewritten in America’s favor

It’s disruption by design—with enormous stakes.

If it works, it’s a defining success:
→ Debt under control
→ Manufacturing reborn
→ Global leverage restored
→ Trumpism vindicated in 2026

If it fails:
→ Inflation
→ Retaliation
→ Lost midterms
→ Strategic drift

-PRESCRIPTIVE - which is what to do

In the US economy there will be clear winners and losers.

Steel, autos, and textiles are likely to benefit—industries that form Trump’s political base. UAW now loves Trump

But retail, and construction—sectors more reliant on imports—could take a hit, especially in swing states.

Tech (especially Software, streaming and Search) is not in involved in tariffs, you still need cloud, data Centres, you still need AI, you need them more now.

That’s the political gamble.

If jobs return fast enough in key states, and inflation remains under control, the tariffs may look like a bold but effective move.

But if prices spike and job creation lags, the strategy could backfire by November 2026.

The Wisconsin seat loss was a warning

Less than 18 months to show results for midterms.
Voters don’t respond to strategies—they respond to prices, jobs and narratives.

FDR had fireside chats, Reagan had Morning in America
Trump needs a similar consistent messaging to Americans

18 months to find out if the gamble pays off.

These are buy points, these events do end, but they'll text you. Just focus on your business

The hearts were harvested from a spruce tree at our ranch. Created into a beautiful piece by local craftsman artist Jeffery Powers

Wonderful reflection on the seed of the maple tree

Good idea !!

I am humbled to share this post. Dave Peer a local business owner and fellow accountant serving his clients out of Prescott recently passed suddenly from a massive heart attack. This is a great loss to his family, friends, clients and the community that I know he loved. We have been blessed to be able to take on the responsibility of serving his client base going forward as of yesterday. My team and I look forward to taking care of Dave Peer's clients and we welcome Susan his long term assistant into our Family Office at Brock Shores Financial . It is my prayer that we do so well and honour his legacy and earn the trust and respect that he had amongst so many. There will be a celebration of life for Dave in early June. I will have more details to share later. In the meantime thank you for being in my life in what ever capacity that may be that connects you and me here, it is appreciated. Have a wonderful blessed weekend, and please do me a little favour, tell those closest to you that you love them. Thank you TLR

"Good day everyone, I would like to make a small announcement!

We are now under new ownership; I would like to introduce Tim Ross from Brock Shores Financial and his team have stepped in to take care of Daves clients.

Business is as usual please feel free to contact us Monday to Friday 8:30 am to 4:30 pm @ 613-925-4000

Since 2005
Grenville Accounting Services

Thank You

Susan S

Front Office Manager 

In Memory of David Kevin Peer , Rest In Peace

June 16,1962 to February 6, 2025