22. Wear yellow. It’s the color we associate with energy and optimism (possibly because it reminds us of the sun) and wearing it could give your mood a boost. Another option: Paint the walls of your bedroom or bathroom in the feel-good hue.
23. Listen to music. For an instant pick-me-up, crank up the techno tunes or dance beats in your car on the way to work. Just 12 minutes a day of upbeat music can bring about a lasting positive effect in your mood over a two-week period.
Please contact our office at 613-345-0016 if you require help setting up your secure online access.
Timothy Ross, Family Advisor, CEO & Founder, Brock Shores Financial
Mutual Funds offered through PEAK Investment Services Inc.
If this is received by email or emessage with other content, then this transmission is intended solely for the individual or entity to whom it is addressed and is confidential in nature. Please be advised that any distribution, reproduction or other use of this document by anyone other than the addressee is strictly prohibited. If you have received this communication in error, please notify us immediately. Thank you for your assistance. All rights reserved, Timothy Ross
Brock Shores Financial / Timothy Ross & Associates, Family Office Providing Omega Stewardship 4502 Airport Road – Tincap, GTA Professional Center, Elizabethtown, Ontario K6T 1A2 613-345-0016 Office 613-213-4625 Cell/Text 613-345-5231 Fax advisor@timothyross.com Executive Assistant: Heather Kiley assistant@timothyross.com Office Manager: Megan Ross megan@timothyross.com Mission - Vision – Core Values
“Serving our clients and community since 1988” OMEGA STEWARDSHIP * One Stop Process Driven Approach for Retirement & Income Planning * Personalized Tax Management Solutions for Individuals & Business Owners * Confidential Wealth Management Solutions www.BrockShoresFinancial.cawww.TimothyRoss.com #ImprovingFutures www.ImprovingFutures.ca Helping Families Achieve ... Life's Major Goals 1. Tax Smart Planning & Investing 2. Worry Free Retirement 3. Education of Our Children & Grandchildren 4. Quality Care for Our Parents 5. Meaningful Financial Help for Our Loved Ones 6. Meaningful Legacy
Member of Advocis, The Financial Advisors Association of Canada Member of IFB, Independent Financial Brokers of Canada Member of RIA, Responsible Investment Association Member of the Rotary Club of 1000 Islands, Paul Harris Fellow We value your business, please leave a review on our Bark profile https://www.bark.com/en/company/brock-shores-financial/q2aev/?show_reviews=true Have a Blessed Day! "People influence People”
Additional Business - Organizations - Community Relationships
One of my esteemed thought leaders that I know posted this early this morning.
"understand that taxes will be the largest expense during your lifetime understand the tax code and rules and get a good tax planner, not a tax preparer (Know the difference) tax planning is part of financial planning"
It's so true, it's one of the reasons we run a family office, it gives us the full picture of a clients financial life, plus important insights in other aspects of their life as well. We are able to make sure all the pieces of the puzzles fit and a big part of this is to maximize the tax efficency's that my be possible, everyone's sitution is different.
For many, taxes are number one, even those with modest incomes will find that they are paying a lot out in various taxes, even if there personal federal and provincial taxes is nil or minimal.
Taxes are part of our Mission, Vision and Core Values , incase anyone ever wonder , we get it
Will expand on this topic in the future.
Tim
Mission - Vision – Core Values “Serving our clients and community since 1988” OMEGA STEWARDSHIP * One Stop Process Driven Approach for Retirement & Income Planning * Personalized Tax Management Solutions for Individuals & Business Owners * Confidential Wealth Management Solutions www.BrockShoresFinancial.cawww.TimothyRoss.com #ImprovingFutures www.ImprovingFutures.ca
Helping Families Achieve ... Life's Major Goals 1. Tax Smart Planning & Investing 2. Worry Free Retirement 3. Education of Our Children & Grandchildren 4. Quality Care for Our Parents 5. Meaningful Financial Help for Our Loved Ones 6. Meaningful Legacy
So I found a nice little sheep skin while shopping yesterday and I like it. Thought I should do some research on this item. First it comes from Australia and New Zealand. Big sheep industry there. Canada has a sheep industry , where is the raised, crafted in Canada luxury item?
The Japanese word describes piling up books to save for later ... even if you'll never actually read them.
"Even when reading is impossible, the presence of books acquired produces such an ecstasy that the buying of more books than one can read is nothing less than the soul reaching towards infinity."
.....
I started my library in a serious way back in 1993 after I met Jim Rohn. I have read most of the books in my library’s , and now I have a word for those that are waiting and willing to share their pages with me. TLR
We have been doing the recycling for sometime now. Recently I decided that we need to start composting a little more seriously. So we changed our garbage can into a compostable receptor and put a little can beside it for actual garbage. The results of separation over the first week was an eye opener. Big reduction in waste.
On a mass scale this is huge. I have just did it for the office. With time will get the whole building involved. We have been doing this at the house for a couple years now with nice results. Sure saves a lot of money and trips to the dump, plus created some awesome resources for the gardens.
We all could do this. Looking forward to seeing if change can happen for you. Reduce your impact on the environment, one step at a time.
Tim
”People Influence People”
Together, lets make a difference!
Ps we setup rain barrels in 2012 when I moved on site. These help keep the fliers watered through out the dry season.
Posted by Timothy Ross on October 4, 2019 at 4:48am
Lot's happening in the world, here is some highlights from the World Economic Forum this week. India , Climate Change, Women, African Swine Fever
Read more…
Construction companies are now in a race to go digital, with the hope that technology will enhance profitability while also fending off competitors.
In total, 70% of construction companiesbelieve that those who do not adopt digital tools will go out of business. Further, most believe digitization will improve productivity, speed of delivery, and help meet sustainability challenges.
We make a living by what we get, but make a life by what we give.
-Winston Churchill
I came across this quote while reading my Habitat for Humanity newsletter yesterday.
Great organization, I have many fond memories of the people there, the history that I have shared with many, I remember Valerie Kines, Second Cup, Rotary times with her , climbing with David & Becky raising funds with them ( 15,000 + for our Everest Base Camp adventure which ended by earthquake) with Dreams Mountain Foundations Alumni, at the events we held , Kim Rice and her husband promoting the local events for us, Gerry and his wife, and all the little trips and finds at the store, good stuff to warm my heart. https://dreammountains.com/dreamteam/
Since 2009, the Dream Mountains Foundation and its climbers have raised: $1,287,723
SOS Children’s Villages:
$204,680
Ride For Dad:
$144,891
ONFE / Ottawa School Breakfast Program:
$189,423
CARE Canada:
$146,107
Dreams Take Flight:
$182,494
Habitat For Humanity:
$186,507
Ottawa Senators Foundation:
$113,732
WaterCan Foundation:
$31,967
Canadian Aid for Chernobyl:
$50,392
Colon Cancer Canada:
$37,530
So doing a little gleaning from the email, here are some highlights
HABITAT TIDBIT
Former President Jimmy Carter, who has volunteered with Habitat for Humanity for 35 years, will be turning 95 on October 1st. The former President and his wife Rosalynn Carter are continuing this commitment to Habitat by joining future homeowners and volunteers this fall to build 21 new homes in the Park Preserve neighborhood of Nashville. This is an amazing feat not only for someone of the former presidents age, but also for the fact that he had to undergo hip surgery this past spring after falling in his home. The Carter's not only support Habitat at home but also abroad. In 2017 they came to Canada to help build homes for the Jimmy & Rosalynn work project.
getting closer to starting our build in Cardinal. In the next few weeks we should be posting on our website at www.habitat1000islands.org the details of when our ground breaking ceremony will take place!
World Habitat Day is on October 7 - this is a United Nations awareness day designed to bring attention to the state of our towns and cities, and the right to adequate shelter for all. It's election time, so it's a perfect opportunity for us to ask our candidates how they will help make safe and affordable housing a priority.
Waste Reduction Week in Canada is recognized from October 21 to 27. Why not do your part by donating to our ReStores your gently used household, or renovation items that are still in great shape? You'll not only help support Habitat, but also save re-usable items from the landfill. Visit our website for a list of items we accept. We even take your old appliances, working or not!
TAX TIP !!!!! when you donate something of some value it often can be appraised and a charitable tax receipt will be given, it's a great tax break, doesn't take alot of time to do and I love adding those onto a tax return. ~ Tim
Example, let's say my friend Mark decides to donate his prized load of tiles that he over bought when building his rental ( and he didn't keep his receipt, if you knew Mark you would understand) and they are worth say $1000 if he could sell them full retail ( they are in good shape) and if HFH decides that they can sell them for say 50% less, so $500, he would get a tax receipt for the now Fair Market Value of $500 and on his taxes he would get an extra refund of $232 with that one decision. That would almost pay many peoples tax bill from me for a couple years, basically taxes are done for free with a little thinking and generosity. Now if one of us could do this everyday for a year 232*365 = 84,680 in tax savings in our little group, one a day and the charity now has $182,500 in potential sales (to build a house for a young family) , $365,000 in goods at retail value, and if it was all tiles, now we are just getting crazy. Neat Impact , think about that and do it .... another example would be to donate your old car, get a $500 receipt, same principal, donate a beautiful kitchen table and chairs, you don't need it any more, or you inheritated from your aunts estate, or the kid doesn't need the whatever anymore as they are heading west and no room in the plane and you paid good money for it, bring it in.
Timothy Ross, Family Advisor, CEO & Founder, Brock Shores Financial
Mutual Funds offered through PEAK Investment Services Inc.
Brock Shores Financial / Timothy Ross & Associates, Family Office Providing Omega Stewardship
4502 Airport Road – Tincap, GTA Professional Center, Elizabethtown, Ontario K6T 1A2
Kevin Preston took this picture of me the day we climbed Mount Washington, we decided to go climbing after we returned from Everest Base Camp adventure in April/May 2015, the earthquate in Nepal had prevented us from climbing and we wanted to get in some peaks, it was a great climb, miss you my friend, I was so looking forwrad to hearing your stories about the adventures you had undertaken since I seen you last. ~ Tim " Got to love a little adventure on the top of a boulder overlooking the big ravine, my legs were starting to get shaky, a life adrenaline rush for sure"
Posted by Timothy Ross on September 24, 2019 at 5:40am
Well, there is an election underway for Canadians to participate in.
It’s a reminder that one of the best credits is the political donation tax credit. You can get this every year.
During an election it gets talked about more naturally.
Check out the pics below. Support your local candidate and federal party. The rate starts at 75% and goes down to 40% if your investing the max of $1600
Be sure and vote !
Here is an example at 40,000 income which means your making around 20$ an hour.
here is the tax tables with various levels of contribution levels.
Locally, perhaps will see you at the debate on Thursday that is open to the public, and also check out the link embeded here for Elections Canada
Posted by Timothy Ross on September 22, 2019 at 8:36am
Creating peace through art
Rotary member and former Rotaractor Yesenia Uribe is promoting peace in a creative way. After participating in a Positive Peace workshop through Rotary’s partnership with the Institute for Economics and Peace, she began painting peace murals in her community of Ciudad Juárez, Mexico. Uribe worked with her fellow Rotaractors and community members to reclaim abandoned or vandalized public spaces. Using peace-related messages, they sought to transform them into safe environments where people can connect through art.
Your gift to The Rotary Foundation helps projects like this build peace in communities around the world. Celebrate the International Day of Peace on 21 September by donating today.
I came across this article promoting art as a way to promote peace. W have lots of artists in our area and we have had the priveage to help them over the years. Some current projects that come to mind is the new art supply store on King Street in the former Home Hardware Store that Mr. Billings ran for decades.
You have to get a piece from Terry Shaub, this man carves just wow stuff out of stone. I invested in a beautiful carved rose for valentines a couple years ago, very peaceful
Seen fellow Dream Mountains Foundation climber Jann Smith at the Brockville Farmers market yesterday and she is with a group of pottery ladies and they had a wonderful display. I picked up a berry wash strainer bowl, looking forward to using that in our summer kitchen.
And I can not forget Joanne Raven, "Raven Expressions", they have some beautiful, aweinspiring coasters and display boards that are incredible. Fraser was maning the booth at the market yesterday , I may have some pictures that I can add in later.
Posted by Timothy Ross on September 16, 2019 at 6:26am
I came across this delicous looking receipe for Beet Hummus this morning on one of my newsletters. It looked so good I printed and saved here and am starting my post on Hummus. Hummus is something we have in our diet very regularly, typically we make it on the ranch from chick peas. So I will endvor to expand on this when I can. In the mean time try this out. :)
As hummus recipes vary, so does nutritional content, depending primarily on the relative proportions of chickpeas, tahini, and water. Hummus provides roughly 170 calories for 100 grams, and is a good to excellent (more than 10% of the Daily Value) source of dietary fiber, vitamin B6, and several dietary minerals.[29][30]
Fat content, mostly from tahini and olive oil, is about 14% of the total; other major components are 65% water, 17% total carbohydrates, including a small amount of sugar, and about 10% protein.[29][30]
A great treat that I have come to enjoy, is breaking a piece of kale off the stalk and rolling it up and then dipping that in to the hummus and eating like that, a great way to ingest the Kale!
Bark review
Brock Shores Financial
Please leave a review, we appreciate your business. The Bark.com site is a convenient way to do so. Thank you in advance!
Tim
Timothy Ross, Family Advisor, CEO & Founder, Brock Shores Financial
Mutual Fund Representative through PEAK Investment Services Inc.
This transmission is intended solely for the individual or entity to whom it is addressed and is confidential in nature. Please be advised that any distribution, reproduction or other use of this document by anyone other than the addressee is strictly prohibited. If you have received this communication in error, please notify us immediately. Thank you for your assistance
Brock Shores Financial / Timothy Ross & Associates , Family Office Providing Omega Stewardship
4502 Airport Road – Tincap, GTA Professional Center, Elizabethtown, Ontario K6T 1A2
613-345-0016 Office 613-213-4625 Cell/Text 613-345-5231 Fax advisor@timothyross.com
Executive Assistant: Heather Kiley assistant@timothyross.com
Office Manager: Megan Ross megan@timothyross.com
Mission - Vision – Core Values - Tax Smart
“Serving our clients and community since 1988”
OMEGA STEWARDSHIP
* One Stop Process Driven Approach for Retirement & Income Planning
* Personalized Tax Management Solutions for Individuals & Business Owners
* Confidential Wealth Management Solutions
www.BrockShoresFinancial.cawww.TimothyRoss.com #ImprovingFutures www.ImprovingFutures.ca
Helping Families Achieve ... Life's Major Goals
1. Tax Smart Planning & Investing
2. Worry Free Retirement
3. Education of Our Children & Grandchildren
4. Quality Care for Our Parents
5. Meaningful Financial Help for Our Loved Ones
6. Meaningful Legacy
Member of Advocis, The Financial Advisors Association of Canada
Member of IFB, Independent Financial Brokers of Canada
Member of RIA, Responsible Investment Association
Member of the Rotary Club of 1000 Islands, Paul Harris Fellow
We value your business, please leave a review on our Bark profile
https://www.bark.com/en/company/brock-shores-financial/q2aev/?show_reviews=true
Have a Blessed Day! "People influence People”
Read more…
Sending the kids to private school: Five questions to ask
You want your child to have the benefit of a world-class education. You don’t want it to drain your bank account. Before you enroll your child in private school, maybe you should read this.
Timothy Ross , Family Advisor
CEO & Founder, Brock Shores Financial
Mutual Fund Representative through PEAK Investment Services Inc.
This transmission is intended solely for the individual or entity to whom it is addressed and is confidential in nature. Please be advised that any distribution, reproduction or other use of this document by anyone other than the addressee is strictly prohibited. If you have received this communication in error, please notify us immediately. Thank you for your assistance
Brock Shores Financial / Timothy Ross & Associates
Family Office Providing Omega Stewardship
4502 Airport Road – Tincap, GTA Professional Center
