Check comments for some catch all of these items , over time will update.
Note: I like having these principals in an investment policy, it's not just about the returns, but what is your money's influence? It's good when the two can allign with your core values.
Thanks
Tim
Great Presentation today on charity and non profit organizations. Organized by
CARTERS PROFESSIONAL CORPORATION
Barristers, Solicitors & Trademark Agents
wspeziali@carters.ca www.carters.ca
211 Broadway, Orangeville, ON L9W 1K4
519 942 0001 ext. 229; Toll Free: 1 877 942 0001
The Senator, Honourable Ratna Omidvar, discussed
https://www150.statcan.gc.ca/n1/daily-quotidien/210211/dq210211a-eng.htm
Many other topics are being addressed: will get the full list here of resources once available
IP rights
Working from home
Board meeting requirements
Chaitable regulation evolution
income generation
CRA new guidlines
Preparing for ONCA
Board Due Diligence during a pandemic and beyond
Essential charity and NP law updates
Last fall I attended the Toronto Update online, I have attended in Toronto 2 years prior to this, very well done and informative presentations
he 2020 Church & Charity Law Webinar
was held on November 5, 2020. The Church & Charity Law Webinar is designed to assist churches and charities in understanding developing trends in the law in order to reduce unnecessary exposure to legal liability.
individual presentations here
Learn more >>>
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| 2020 Annual Church & Charity Law Webinar Materials Church & Charity Law Webinar Materials. Learn more >>> |
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| Introduction, Agenda and Speaker Details Seminar and Speaker Details and Acknowledgements.  Learn more >>> |
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| Essential Charity & NFP Law Update Presented by Esther S.J. Oh at The 2020 Church & Charity Law Webinar. Learn more >>> |
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| Board Due Diligence and Crisis Management During a Pandemic Presented by Ryan M. Prendergast at The 2020 Church & Charity Law Webinar. Learn more >>> |
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| Preparing Churches and Charities for the ONCA Presented by Jacqueline M. Demczur at The 2020 Church & Charity Law Webinar. Learn more >>> |
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| Employees Working Remotely: Shifting to the New Normal Presented by Barry W. Kwasniewski at The 2020 Church & Charity Law Webinar. Learn more >>> |
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| Real Issues for Virtual Corporate Meetings Presented by Theresa L.M. Man at The 2020 Church & Charity Law Webinar. Learn more >>> |
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| Mitigating Privacy and Security Risks in a Virtual World Presented by Esther Shainblum at The 2020 Church & Charity Law Seminar. Learn more >>> |
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| Copyright Issues in a Virtual Reality: Tips and Traps Presented by Sepal Bonni at The 2020 Church & Charity Law Webinar. Learn more >>> |
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| Legal Issues in Fundraising in a Virtual World Presented by Terrance S. Carter at The 2020 Church & Charity Law Webinar. Learn more >>> |
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| Regulating Charities During a Pandemic and the New Virtual Reality Presented by Tony Manconi at The 2020 Church & Charity Law Webinar. Learn more >>> |
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| The 2020 Ottawa Region Annual Charity & NFP Law Seminar Materials Charity & NFP Law Seminar Materials. Learn more >>> |
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| Full listing of Publications | |
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Going through the payroll process this season, I was able to reflect on those lives that we have had an impact on our payroll, for fun I started remembering everyone and expanded the list to include other relevant parties. Over time people change, companies change, life accumulates. ~ TLR
Employee's & SubContractors 39 since 1988
Tammy, Heather, Megan, Michael, Katina, April, Adonica, Leigh, Mikayla ,Dean, Rebecca, Tina, Melanie, Sue, Cassandra, Cody, Andrew, Rodger, Neil, Brandon ,Leonard, Charly, Lisa, Stepheny, Tim, Peter, Mike, Don, Isaiah, Stan, Bob, Geo, Ron, Natasha, Douglas, Luke, Derek, Alex, Wayne, Brenda
Investment Dealers
Professional Investments, Peak Investment Services
Insurance Dealers
Professional Insurance, Cartier Partners, Financial Horizons
Insurance Companies
Ivari(Transamerica) Manulife (Commercial Union), Empire Life, Canada Protection Plan (Forestors), Canada Life, Equitable Life, Standard Life, Travellers, Best Doctors, RBC
Branch Offices
Professional Investments Belleville, Brockville, Nav Group Trenton
Investment Companies
Invesco ( Trimark, AIM), NEI ( North West, Oceanrock, Meritas ), CI, Tempelton, Vengrowth, Covington, Tricycle, Standard Life, AIC, Manulife, Sprott, Mackenzie, RBC, Dynamic, Criterion, Medical Discovery, Bridgehouse, Empire Life, ING, Fidelity, Growth Works, AGF, Mineral Fields, Sprott, O'Leary, Elliott & Page, Gaurdian, First Ontario, Clarington, Triax, Talvest
Tax Collection Agencies, Canada Revenue Agency, Her Majesty The Queen as Represented by the Minister of National Revenue, Uncle Sam for the United States of America
Regulatory Bodies
FISCO,MFDA,OSC (Ontario,BC,NB) , CRA
Professional & Community Organizations
RIA,Advois,IFB,BCOC,BCC,ACC,CFIB,CAIFA,CFIB,Kiwanis,Rotary,CSA,CARP,CC,EFILE-AC,GBAS,BAFB,PPC,CPC,NB,BHS,FF,4-H,BIC-1862,
Reflecting on all of this, I am reminded of the beauty of business quote that I penned many years ago. I will post that below these guiding principals.
4-H teaches us to, "Learn To Do By Doing", with your Head, Heart, Health, and Hands
The Mountain teaches and demands "One Step At A Time"
Business embraced "Where Client Goals Become Our Goals"
Investments reminds us to be the "Guardians of Your Family's Wealth"
Nick Murray taught and reminded us of the Mission, "Helping Families Achieve Major Goals" , the rest is commentary
Our Vision was to provide "Omega Stewardship" , the People and our Core Values made that possible
Business evolved into "The Family Office"
Brock Shores Financial focused us on "Improving Futures"
Covid reminded us "Your Advisor Cares"
Timothy L. Ross, Family Advisor, since 1988, CEO, Founder Brock Shores Financial , Timothy Ross & Associates
Chief Weekend Warrior for every other crazy thing I do!
"The beauty of being in business is that your business engages all aspects of your mind, I think that is why you become successful, business challenges you to be more than you are, and that is where the miracle takes place." Timothy Ross, May 2004
I like Winston Churchill, he had the incredible ability to move the English language into action. My mentor Jim Rohn, say's , "Don't be afraid to borrow if someone else has said it well. Winston Churchill said, "The truth is incontrovertible. Malice may attack it and ignorance may deride it, but in the end, there it is." That's so well said. You could stay up all night and not think of that. "
In case your compliance cruising, full stop, see, read, digest disclosure
https://improvingfutures.ning.com/blog/peak-dealership-representative-disclosure
READ THE FINE PRINT
Member of the Ship's Company , Bytowne Brigantine's Tall Ship Sail Training Program Adventures
I was sent this list last night, most of the stuff they send is typically unsettling, and so slanted that it is deleted, I considered unsubscribing several times, but it's important to know what others think, even if it's in your face, but that is power for the course, and a wise mind listens to both sides and makes a decison after weighing the information and facts. So every once in a while you get something that you can shake some of the grit off from the sand box. This is one of them, still a few gooey pieces here, hold gently. ~ TLR
Somewhat related, click on this talk, Jen Psaki is front and centre on the world stage now
Monday, February 08, 2021
The world President Joe Biden inherits looks vastly different from when he left the vice presidency four years ago — and not just among the leaders he will rub shoulders with at international summits. The world’s fast-shifting political currents are driven by powerful change-makers within administrations, dynamic rebels, shadowy leaders and more. With Myanmar thrown into crisis with a military coup last week, and Haiti President Jovenel Moïse clinging to power after staging more than 20 arrests as his term was supposed to end on Sunday, Biden’s early days are already seeing that upheaval. Consider today’s Daily Dose your diplomatic world tour.
Isabelle Lee, Reporter
change-makers in power
1. Nanaia Mahuta, New Zealand
In 2016, Mahuta became the first female member of Parliament in New Zealand to have a “moko kauae,” a Maori chin tattoo. Now, in another historic first, the 50-year-old has become the country’s first female Indigenous foreign minister. Mahuta is drawing on her heritage to inform environmental policy and present a global image of New Zealand as a progressive bastion willing to stand up to China, even though Beijing is its largest trading partner.
2. Sun Chunlan, China
The Lunar New Year will look a little different this year, largely due to the efforts of Sun, 70. The only woman in the Chinese Communist Party’s politburo, she’s in charge of the country’s COVID-19 response. The vice premier’s relative success has made her a key player to watch as she tries to rectify China’s reputation for poor handling of public health crises, by, among other measures, cracking down on Lunar New Year celebrations and encouraging provinces to learn from the mistakes made early in the pandemic.
3. Martín Guzmán, Argentina
While pursuing his Ph.D. at Brown University, Guzmán continued to play an intramural soccer game with a fractured foot. Now he’s navigating Argentina through an economy injured by COVID-19 and a debt crisis. The 38-year-old economy minister has led the country’s successful deal for debt restructuring, avoiding a crisis that seemed inevitable. Guzmán anticipates 5 percent growth in 2021 for Argentina after helping lead aggressive government interventions in the bond market under leftist president Alberto Fernández.
4. Judit Varga, Hungary
Before serving as Hungary’s justice minister, the immaculately polished Varga, 40, rose to prominence for defending conservative Christian values in Parliament. She is known as President Viktor Orbán’s “charm cannon” — often finding a way to communicate his agenda where he cannot in an international arena hostile to his authoritarian tendencies. Now Varga has managed to find common ground with the EU, traditionally the Hungarian regime’s biggest bugbear. This year, she plans to bring regulations and sanctions against social media giants for free speech abuses.
READ MORE ON OZY
5. Kamissa Camara, Mali
The 35-year-old powerhouse is the first woman and youngest person to become foreign minister in Mali. Since her appointment in 2018, Camara has worked in various government positions and is now a young global leader with the World Economic Forum. While her rise to prominence is significant for her age and gender, how she got noticed is also a wild tale: Camara openly challenged then-President Ibrahim Keita to backtrack from a 2017 decision to give himself more powers. But in a region where political criticism is usually unwelcome, she was hired by Keita, kickstarting her political career.
surprising challengers
1. Jagmeet Singh, Canada
The jiujitsu-practicing Singh, 42 (above left), is the first nonwhite leader of a major national Canadian party. And the Sikh leader of the New Democratic Party won’t hesitate to pick a fight when it’s about something close to his heart. He was ejected from Parliament after accusing a fellow MP of racism (Prime Minister Justin Trudeau backed Singh during the row). Singh identifies with many of the key themes of U.S. progressives — on legalizing narcotics and raising minimum wages, for example — but he’s also willing to work with conservatives if it helps bring his party to power.
2. Yani Rosenthal, Honduras
In this Central American country, all eyes are on Rosenthal, as the convicted felon is reportedly considering a presidential run. After serving a three-year sentence for money laundering for a drug cartel, Rosenthal has quite a bit of catching up to do in the realm of national politics. Still, insiders see him as the best shot at uniting the opposition Liberal Party ahead of November’s elections. The 55-year-old two-time presidential candidate comes from a wealthy, politically connected family that itself was affiliated with Colombian cartels that use Honduras as a way station to transport drugs to the U.S.
3. Sylvana Simons, the Netherlands
Simons’ party, BIJ1 (“together” in Dutch), was founded in 2016 as an anti-racist party. Made up of activists turned politicians, BIJ1 hasn’t enjoyed much electoral success yet. Still, the Surinamese-born Simons, 50, who became famous as a TV presenter and endured racism before turning to politics, says the party is having a substantial cultural impact as traditions like blackface are increasingly condemned. She will be the face of BIJ1’s efforts in the March general elections — with a manifesto that seeks to upend the system with a new constitutional court and Ministry of Equality.
rebels for a cause
1. Stella Nyanzi, Uganda
By now, you’ve probably heard the name Bobi Wine. You’ve probably also heard about the rapper turned politician’s attempt to unseat Uganda’s longtime leader, Yoweri Museveni — which ended last month when Wine was placed under house arrest for 11 days following Museveni’s reelection, widely believed to have been rigged. But you probably haven’t heard of the radical Nyanzi, 46, whose commitment to trolling Museveni has slowly unraveled the complicated knit of his fear-based politics. Nyanzi’s ridicule of Museveni and his policies is not only entertaining but also revolutionary, so much so that she’s had to flee to Kenya in recent days for fear of persecution.
READ MORE ON OZY
2. Anon Nampa, Thailand
Another individual using unconventional protest methods, the 36-year-old Nampa was arrested following a Harry Potter–themed protest in August. And in November, the so-called rubber duck revolution kicked off with pro-democracy, anti-monarchy protesters using inflatable rubber ducks to shield themselves from water cannons. The protests have continued into 2021, with leaders switching up their tactics in favor of guerilla protesting in smaller groups and waging publicity stunts against the embattled Thai monarchy. Nampa, a civil rights lawyer by training, will be doing more than floating along.
3. Svetlana Tikhanovskaya, Belarus
She did not achieve victory in running for president last year, but Tikhanovskaya’s campaign proved that the end is not far off for Belarus’ longtime dictator, Alexander Lukashenko. Tikhanovskaya, 38, stepped in after her husband was arrested for campaigning for president against Lukashenko. Her charm and disarming honesty catapulted her to fame, and Lukashenko’s clearly rigged win led to mass protests. Leading a government-in-exile from Lithuania, Tikhanovskaya continues to organize the opposition, while Lukashenko has vowed to consider reforms at this month’s “people’s assembly.”
READ MORE ON OZY
the next dynasts
1. Nicolás Maduro Guerra, Venezuela
The son of Nicolás Maduro, Venezuela’s strongman president, 30-year-old Maduro Guerra began his political career when his father appointed him head of the Corps of Special Inspectors of the Presidency. In addition to sharing a name, Maduro Guerra and his father are very close. The accomplished flutist has made tentative steps into the political arena but now holds an assembly seat, cementing him as a key player in the Maduro government going forward.
2. Gibran Rakabuming Raka, Indonesia
The son of President Joko Widodo just won the mayorship of Surakarta, the city where his father started his political career — sparking speculation that Widodo might be preparing a dynasty. When Jokowi, as the president is known, took office, he ran as an outsider to the political and military elite that had long transferred power within their own circles. Now, Gibran, 33, is embarking on his own political career as the ultimate insider.
3. Sumeyye Erdoğan, Turkey
President Recep Tayyip Erdoğan’s youngest child has long been seen as a potential successor to his throne — if her husband, also a close aide to the Turkish leader, doesn’t get there first. Known as Erdoğan’s favorite child, the 35-year-old has a master’s degree from the London School of Economics. There are some signs she’s not her father: In 2019, as a member of the Supreme Electoral Council she was said to have voted against a rerun of the Istanbul mayor’s election, after Erdoğan’s choice lost the first round. Last year, Sumeyye’s conservative women’s organization took an opposing stance from Erdoğan’s party by sticking up for the Istanbul Convention on violence against women.
in the shadows
1. Alfonso Romo, Mexico
In the two years that Romo, 70, served as Mexican President Andrés Manuel López Obrador’s chief of staff, he attracted plenty of criticism from environmental groups. The former businessman resigned from his post in December, not entirely of his own volition due to controversy over potential conflicts of interest. Perhaps he’s going undercover: He continues to enjoy AMLO’s trust and is his key link with a private sector that’s skeptical of the president.
2. Mikhail Mishustin, Russia
Russian prime ministers tend to fade into the shadows of the all-encompassing Vladimir Putin. Mishustin, however, is anything but forgettable. The 54-year-old is quietly consolidating power while the world's attention remains focused on Putin. Mishustin has become the face of Russia’s coronavirus response and is earning kudos for his tech-savvy nature. While Putin isn’t in the market for a successor, Mishutin will be a key player for years to come.
3. Takeshi Niinami, Japan
The CEO of Suntory, one of the world’s largest alcohol firms — its holdings include Yamazaki, Jim Beam and more — is also a top economic adviser to Japan’s new prime minister, Yoshihide Suga. The 62-year-old is in favor of higher wages and encouraging Japan to commit to free trade. He recently spoke with authority about the measures Japan needs to pull off to stage the delayed Tokyo Olympics: contain new cases of COVID-19, implement contact tracing, institute widespread vaccinations and stage other successful large events like baseball games. Can this whiskey-maker spike Japan’s economy?
4. Abubacarr Tambadou, Gambia
When the United Nations ordered Myanmar to stop the genocide of the Rohingya, a minority-Muslim ethnic group within its borders, it was because of the tenacity of Tambadou. The former justice minister of Gambia, Tambadou, 48, brought the charges of genocide against Myanmar’s leader, Nobel Peace Prize laureate Aung San Suu Kyi, after he witnessed the conditions at a displacement camp in Bangladesh filled with refugees fleeing violence in Myanmar. Now, Tambadou, who wishes the international community had stepped in against Gambia’s two-decade dictator, is occupying a larger stage as registrar of International Residual Mechanism for Criminal Tribunals with the U.N., helping try war crimes cases involving Rwanda and the former Yugoslavia.
TV | PODCASTS | NEWS | FESTIVALS
Modern Media Company
OZY Media, 800 West El Camino
Mountain View, California 94040
This email was sent to advisor@timothyross.com
Good Afternoon, You probably noticed during the commercial breaks two common themes: Jon Hamm from Skip the Dishes and Questrade. Despite spending a lot of money to air during the Super Bowl, Questrade’s investment track record leaves a lot to be desired. Every Questrade portfolio has consistently underperformed their fund category. And thanks to their ads, We found it a little difficult to sit back and enjoy the game without being offended by the question: “You’re not still investing with Mom and Dad’s guy, are you?” “The lower fees are making a big difference.” Are you sure? Over the years, Questrade has focused on shifting the entire investment conversation to costs (which I suppose is no surprise given their relatively poor investment returns). As such, their misguided basis is a simple calculation of who paid the least amount in fees. Don’t get me wrong, we’ve always said that costs are important. It’s one of the reasons we deliver industry-leading fees to our clients. But don’t the actual investment results matter? With that we have put together some charts (see below) based on data last year from Dalbar. This survey indicates that investors have an increasing level of trust and confidence in their financial advisor. The same survey also showed that investors are placing increasing value on financial advice.
Attached is a client-friendly Questrade comparison.
qestrade-investment-outcome.pdf
We take a fact-based approach in comparing the RBC Select Portfolios with that of Questrade We hope that this is helpful. Thank you, Val Your RBC Global Asset Management Team
In case your compliance cruising, full stop, see, read, digest disclosure
https://improvingfutures.ning.com/blog/peak-dealership-representative-disclosure
READ THE FINE PRINT
https://improvingfutures.ning.com/blog/peak-dealership-representative-disclosure
https://www.advisor.ca/tax/tax-news/proactive-tax-planning-for-2021
NEWS RELEASE: February 8th 2021 For: Immediate Release
Canada’s Official Colours/National Flag of Canada
Commemorating the Centennial Anniversary 1921/2021 of Canada’s Official Colours Red and White in a proclamation by King George V. These official colours which played such a significant role in the creation of the National Flag of Canada begs the question all Canadians should ask. “Is it an unfair advantage for a political party of Canada to use our red and white colours as their own”? This question must be answered!!! Is there a “brand identity” issue which requires some intellectually honest discussion?
Secondly;February 15th 2021 marks the 56th Anniversary of first time the National Flag of Canada was raised on Parliament Hill. It took nearly 100 years to bring this amazing symbol of Canada to fruition. But, on this day, across Canada many Canadians will have a paid holiday in many individual Provinces, Family Day, Islander Day, Louis Riel Day and Heritage Day will take preference over National Flag of Canada Day. We are missing an opportunity to celebrate “unity” of this incredible country of Canada.
Why, there is still no “Statutory holiday” to celebrate the most admired and respected symbol of Canada? All Canadians should have the opportunity to celebrate and unite as a Country to honour a symbol recognized around the entire world with respect and acceptance as the “identity” of Canada.
Surely our Federal Government has an obligation to initiate and promote February 15th or the 3rd Monday of February each year National Flag of Canada Day as a “Unifying Statutory Holiday”.
-30-
Contact: Robert J. Harper
Executive Director
Canadian Flag Education Centre
613-498-4992
info@canadianflageducationcentre.ca
https://www.visualcapitalist.com/basics-of-stock-trading-investors-choose/
https://www.libertycoalitioncanada.com/open-small-businesses
Listen to "The Promise- Episode 1" on Spreaker.
Flag Day is in 10 days, Feb 15th, please tune in to this interview and learn some of the history of our Canadian flag , about the promise and the unity that our flag achieved for Canada
https://www.spreaker.com/user/omegastewardship/the-promise-episode-1
Learn more about our flag
http://canadianflageducationcentre.ca
Check out some current history on facebook and other social media platforms, check out coment section for quick links
https://www.facebook.com/CanadianFlagEducationCentre/
https://www.facebook.com/50yearsofourflag
NEW CLIENT ONBOARDING FOR TAXES
V2-4-2021 BSF-TRA-TLR
Good News !
If you have a small business often you do not have a business number as you never registered for HST. You need a BIn to apply for these grants and the option to just register a business number is available and you would not have to register for HST.
We have done this for a few clients recently and it was fairly simple to do. So one should be able to do this themselves.
If you go to the grant link it is there. Go through the questions at https://www.app.grants.gov.on.ca/msrf/#/home
Before you do that, click on these links below, register and get your number
Hope that helps
Tim
Where can I find my business number?
The 9-digit business number that identifies your business. This number will be listed on your GST/HST return, employer payroll or T2 corporate tax filing.
If you do not have a CRA Business Number, please apply for one here: Register for a business number or Canada Revenue Agency program accounts - Canada.ca
Received this email today from the New Blue Party, life happens to everyone folks. Many concerns circulate in society today, everyone should look the options and opinions of others. We should go after the problem, not the people, look at possible solutions. Here is one to consider provincialy. TLR
"Dear Timothy,
Thank you for signing up to receive emails regarding the New Blue Party of Ontario!
On January 7th, 2020, the New Blue Party of Ontario became an official registered party with Elections Ontario! An exciting development!
During the process of obtaining official party status, with your support, we also successfully forced the PC government to back down and remove section 8 from their government legislation - Bill 213. https://www.newblueontario.com/leadership-recap
Section 8 was the PC government's attempt at amending the Marriage Act to give a single cabinet minister the power to revoke the marriage licence of a church officiant if it was deemed to be "in the public interest" and to create - behind closed doors - a "Code of Practice" that every marriage officiant would have to adhere to.
In less than three months, thanks to your support, we were able to stop the PC government's attack on religious freedom and achieve registered party status with Elections Ontario for the New Blue Party of Ontario.
So, why haven't you heard from us in a while?
In early December, I was confronted with another battle - more grave than anything I have encountered before.
After a couple of months of knee pain, doctors diagnosed a tumour in my femur. A biopsy confirmed it was osteosarcoma - a type of bone cancer that has no known causes and that typically affects younger people like the late great Terry Fox.
The good news is the prospects of curing and surviving the illness are much greater today than they were when Terry Fox was diagnosed.
Within days of my diagnosis, I began aggressive chemotherapy treatment that I am half-way through completing. The treatment has been very difficult but over the last few days I have been feeling the best I have in a long time. In the near future, I will also be undergoing major surgery.
The doctors have told me they are treating my diagnosis as curable and it is their hope that the treatment and surgery will rid me of this terrible disease.
As difficult as the last two months have been, I have been grateful to have my wife, Belinda Karahalios, with me, every step of the way. She has looked after me while fulfilling her job as the first New Blue Party MPP at Queen's Park and looking after our young son.
When I waver in my faith, Belinda is there to remind me - the best is yet to come.
Many of you continue to face tremendous adversity and hardship during the continued lockdown. This is in addition to years of tax and spend policies under successive Liberal governments that have been continued under the PC government.
We are committed to continuing to build the New Blue Party of Ontario in time for Ontario's next election scheduled for June 2nd, 2022. We remain resolute in overcoming my current diagnosis and restoring hope for Ontario with a NEW and BLUE political party that respects the taxpayer, small business, and our churches.
Some have emailed to ask my thoughts on latest developments in Canadian politics. Just prior to my diagnosis, I mailed a letter thanking supporters from my candidacy in the 2020 Conservative Party of Canada leadership race. The letter outlines many of the issues with the so-called "conservative" parties at the federal and provincial levels. If you didn't receive the letter, click here for a copy.
I will write to you again soon with next steps on how you can help us build the New Blue Party of Ontario.
The best is yet to come!
Jim Karahalios
New Blue Party of Ontario
P.S. BE ONE OF THE FIRST TO CONTRIBUTE! Now that the New Blue Party of Ontario has been registered with Elections Ontario, your donation will be eligible for a generous tax credit! If you would like to be one of the first contributors to the New Blue Party visit https://www.newblueontario.com/donate to donate to the New Blue Ontario Fund!
Live in Ontario? DONATE TO THE NEW BLUE ONTARIO FUND TODAY!
P.P.S. Only Ontario residents can donate to the New Blue Party of Ontario. If you live outside of Ontario and would like to help, you can donate to our legal fund which continues to fight the electoral fraud that took place at the 2018 Ontario PC Party convention. Visit https://www.jimkarahalios.ca/donate.
Live outside of Ontario? DONATE TO OUR LEGAL FUND TO FIGHT AGAINST ELECTORAL FRAUD!
Copyright © 2021 Jim Karahalios, All rights reserved.
You are receiving this email because you have communicated with Jim Karahalios before or signed up through his website!
Our mailing address is:
Jim Karahalios
PO Box 20046
Cambridge Centre - 355 Hespeler Road
Cambridge, On N1R6B0
Canada
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The tax benefits of donating to a provincial registered political party are different than federal, both should be looked at, see links below, note Ontario Political are refundable , so even if you have no taxable income you get a real credit !
https://www.taxtips.ca/filing/politicalcontributions.htm
https://www.taxtips.ca/filing/provincial-political-contribution-tax-credit.htm
https://www.ratehub.ca/investing/rrsp-rules
There is a maximum age for RRSPs. When Canadians reach the age of 71 they must close down their RRSPs at the end of the calendar year. Those who have RRSPs have three options when they reach 71. They can:
You can not invest directly into a RIF, it has to flow through an RSP. So if your older than 71, you can not contribute to a RSP and so you can not shelter money into a RIF either.
One can invest into a TFSA at these ages though.
For some tax tips for 2020
https://improvingfutures.ning.com/blog/tax-reminders-for-2020-taxes
When Can taxes be filed this year ?
The EFILE program is now closed for the electronic filing of your clients’ initial and amended T1 personal income tax and benefit returns.
EFILE and ReFILE services will re-open on Monday, February 22, 2021.
NEW CLIENT ONBOARDING FOR TAXES
Good news on Child Care Expenses
https://www.knowledgebureau.com/index.php/site/kbr/temporary-relief-for-claiming-child-care
CEBA Loans , reporting catch to be aware of
https://www.knowledgebureau.com/index.php/site/kbr/forgivable-ceba-loans-reported
CERB Audit Tips
https://www.knowledgebureau.com/index.php/site/kbr/cerb-audit-tip
Media Tax Credits
https://nmc-mic.ca/public-affairs/funding-programs/non-refundable-tax-credit-for-subscriptions/
Working From Home Tax Tips
I was told this was the best part of the inaugriation event of the new Harris Biden administration. Let's see what its all about.
https://en.wikipedia.org/wiki/The_Hill_We_Climb
"The Hill We Climb" is a poem written and recited by Amanda Gorman at the inauguration of Joe Biden on January 20, 2021. The poem was written in the weeks following the 2020 United States presidential election, with significant passages written on the night of January 6, 2021, in response to the storming of the United States Capitol. Gorman was twenty-two years old when she recited the poem, making her the youngest inaugural poet ever.
"The Hill We Climb" was widely praised for its message, phrasing, and delivery. Critics generally considered the recitation one of the highlights of the inauguration. Many felt that the poem represented a call for unity and would remain relevant beyond the inauguration. Gorman drew large amounts of attention, particularly on social media, after the poem's recitation and several collections of her poetry topped best seller lists."
When day comes we ask ourselves,
where can we find light in this never-ending shade?
The loss we carry,
a sea we must wade
We've braved the belly of the beast
We've learned that quiet isn't always peace
And the norms and notions
of what just is
Isn’t always just-ice
And yet the dawn is ours
before we knew it
Somehow we do it
Somehow we've weathered and witnessed
a nation that isn’t broken
but simply unfinished
We the successors of a country and a time
Where a skinny Black girl
descended from slaves and raised by a single mother
can dream of becoming president
only to find herself reciting for one
And yes we are far from polished
far from pristine
but that doesn’t mean we are
striving to form a union that is perfect
We are striving to forge a union with purpose
To compose a country committed to all cultures, colors, characters and
conditions of man
And so we lift our gazes not to what stands between us
but what stands before us
We close the divide because we know, to put our future first,
we must first put our differences aside
We lay down our arms
so we can reach out our arms
to one another
We seek harm to none and harmony for all
Let the globe, if nothing else, say this is true:
That even as we grieved, we grew
That even as we hurt, we hoped
That even as we tired, we tried
That we’ll forever be tied together, victorious
Not because we will never again know defeat
but because we will never again sow division
Scripture tells us to envision
that everyone shall sit under their own vine and fig tree
And no one shall make them afraid
If we’re to live up to our own time
Then victory won’t lie in the blade
But in all the bridges we’ve made
That is the promised glade
The hill we climb
If only we dare
It's because being American is more than a pride we inherit,
it’s the past we step into
and how we repair it
We’ve seen a force that would shatter our nation
rather than share it
Would destroy our country if it meant delaying democracy
And this effort very nearly succeeded
But while democracy can be periodically delayed
it can never be permanently defeated
In this truth
in this faith we trust
For while we have our eyes on the future
history has its eyes on us
This is the era of just redemption
We feared at its inception
We did not feel prepared to be the heirs
of such a terrifying hour
but within it we found the power
to author a new chapter
To offer hope and laughter to ourselves
So while once we asked,
how could we possibly prevail over catastrophe?
Now we assert
How could catastrophe possibly prevail over us?
We will not march back to what was
but move to what shall be
A country that is bruised but whole,
benevolent but bold,
fierce and free
We will not be turned around
or interrupted by intimidation
because we know our inaction and inertia
will be the inheritance of the next generation
Our blunders become their burdens
But one thing is certain:
If we merge mercy with might,
and might with right,
then love becomes our legacy
and change our children’s birthright
So let us leave behind a country
better than the one we were left with
Every breath from my bronze-pounded chest,
we will raise this wounded world into a wondrous one
We will rise from the gold-limbed hills of the west,
we will rise from the windswept northeast
where our forefathers first realized revolution
We will rise from the lake-rimmed cities of the midwestern states,
we will rise from the sunbaked south
We will rebuild, reconcile and recover
and every known nook of our nation and
every corner called our country,
our people diverse and beautiful will emerge,
battered and beautiful
When day comes we step out of the shade,
aflame and unafraid
The new dawn blooms as we free it
For there is always light,
if only we’re brave enough to see it
If only we’re brave enough to be it
--Updated on Jan. 21 at 7:01 a.m.
