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NEW->KiKi+HACCP

Did you know that Sparkling KiKi Maple Water is copacked in  HACCP certified facility?  

What does HACCP stand for ?  Hazard Analysis Critical Control Point (HACCP)

HACCP is a management system in which food safety is addressed through the analysis and control of biological, chemical, and physical hazards from raw material production, procurement and handling, to manufacturing, distribution and consumption of the finished product.

This is a significant milestone for the company. Prior to 2024 our copackers where CFIA certifiied CFSR, HACCP provides the next level of assurance that opens more doors for us across Canada, around the globe, around the corner and throughout our communities. 

Our Warehousing Supply Chain Partner Cantrina Freezer Warehouse in Brampton is HACCP certified, BRC,FDA & Kosher Certified  https://cantrinafreezer.com/ 

Many people do not know what HACCP means. So I did a google search to compile some info and clarity for us. 

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https://www.google.ca/search?q=haccp+certification&sca_esv=415243b206e29025&sxsrf=ADLYWIKaqC6akziDdmNC5Vjy5oantzoy_g%3A1730323925103&source=hp&ei=1aUiZ728A5uU5OMP6_XS6Qc&iflsig=AL9hbdgAAAAAZyKz5YccP_LoaL3UG_z5VAOY8aSpBcW9&oq=haccp&gs_lp=Egdnd3Mtd2l6IgVoYWNjcCoCCAEyChAjGIAEGCcYigUyCxAAGIAEGLEDGIMBMggQABiABBixAzIFEAAYgAQyCBAAGIAEGLEDMgUQABiABDIFEAAYgAQyBRAAGIAEMgUQABiABDILEAAYgAQYsQMYgwFIoRtQAFiHB3AAeACQAQCYAW2gAdIDqgEDMy4yuAEByAEA-AEBmAIFoALoA8ICEBAuGIAEGNEDGMcBGCcYigXCAgQQIxgnwgIOEAAYgAQYsQMYgwEYigXCAg4QLhiABBixAxjRAxjHAcICERAuGIAEGLEDGNEDGIMBGMcBwgIIEC4YgAQYsQPCAgsQLhiABBixAxiDAcICCxAuGIAEGLEDGNQCmAMAkgcDMi4zoAffNg&sclient=gws-wiz

https://www.fda.gov/food/hazard-analysis-critical-control-point-haccp/haccp-principles-application-guidelines

https://en.wikipedia.org/wiki/Hazard_analysis_and_critical_control_points

 

https://www.bdc.ca/en/articles-tools/entrepreneur-toolkit/templates-business-guides/glossary/haccp-certification

Why is HACCP certification important?

The international HACCP certification can confirm that a company has set up a system to ensure the safety of its food products. “It means that you’ve assessed the risks and are controlling your critical points,". explains Isabelle Ledoux, Senior Business Advisor, BDC Advisory Services.

Phase 1: HACCP pre-certification programs

Phase 2: the HACCP plan

-Critical control points

-A traceable system

Phase 3: Deployment of the HACCP plan

Phase 4: The HACCP audit

 

Is HACCP certification mandatory in Canada?   No, but several major companies and chains do specifically request it.

 

What are the main steps involved in obtaining HACCP certification?


Creating the plan
Putting together a team
Describing the process
Putting together a risk analysis
Determining critical control points
Setting critical limits
Developing monitoring procedures
Determining corrective actions
Developing auditing procedures
Setting up record-keeping and documentation
Keeping the HACCP plan up to date

 

Professional Development 

HACCP Managers Certificate Course

https://www.safecheck1.com/product/haccp/     

CANADIAN CERTIFIED  HACCP PROFESSIONAL

https://foodcert.ca/canadian-certified-haccp-professional/

HACCPCanada is a HACCP System Certifying Body

https://www.haccpcanada.net/

Our Warehousing Supply Chain Partner Cantrina Freezer Warehouse in Brampton is HACCP certified, BRC,FDA & Kosher Certified and a client of HACCP Canada

https://cantrinafreezer.com/   

A local business that many of us are familier with in transporation industry is HACCP certified https://www.kriska.com/

Canadian College Of Food and Health

https://www.ccofah.org/haccp-certification-course/

Free Online HACCP Courses

ttps://alison.com/tag/haccp

 

The Food Safety Enhancement Program approach to a preventive control plan

https://inspection.canada.ca/en/preventive-controls/preventive-control-plans/food-safety-enhancement-program

 

Everything You Need to Know About HACCP - Canadian Institute of Food Safety

https://blog.foodsafety.ca/everything-you-need-know-about-haccp

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Too Busy, Reclaim That Time When

This morning I was going through my mail and I realized that I missed a heartful moment that was shared with me, I missed it completely in the busyness of the replying moment. Perhaps I didn't want to deal with what that meant to me. We have all done that I am sure at one time in our life. This kind thoughtful lady had just lost her cat of 14 years, probably a cherished friend a very special part of her and perhaps her families life and I had missed the simpliest "oh no, I am sorry".  So I am glad that I got to reflect and correct that oversite and in turn allow myself to feel some of that grief once again that I had for our Gracie who got killed a couple years ago now.

"Dear griefing , reflecting on your loss of your kitty, 14 yrs that is good long life for a cat, I hope we get that much time with our Chaga. You must have  a million memories to cherish. It is amazing how our pets become part of our family and the love we have for them grows so deeply, when I lost our dog Gracie two years ago I was a mess, it still hurts sometimes. I was thinking about your loss this morning and it brought back some memories of my own, it is good for us to reflect. I did some research and  came across this helpful article and the link is below. This lady wrote a wealth of reflections that could be helpful for those that have loss perhaps their most cherished friend. This is the first article in her series, I added a couple extra that I am going to read later.  I have added this to my blog under Grief."

 

Thinking about your loss, I hope you are ok and are on your haling (healing) journey. Thank you for sharing your loss with me, and I am glad you got to have the time to be with your cat at the end, that is very special indeed.

Tim "

 ************

well at least haling is an actual word. I meant to write healing !

haled, hal·ing, hales
1. To compel to go: 
2. Archaic To pull, draw, drag, or hoist.

Synonyms for HALING: pulling, hauling, dragging, towing, tugging, drawing, carrying, lugging; Antonyms of HALING: driving, pushing, propelling, thrusting

hal•er, hal•est.
free from disease or infirmity.

I did not realize the depth of this word, I like the idea of haler, free from disease or infirmity, that is approriate for a kitty  who is no longer in pain and has passed on , no longer with us, yet free , there is some comfort in that, the halest . The definitions do not relate back to a death, but of the living, I can see using it this way. I am not in English class, creative composition perhaps, may I get a passing grade at least. 

The picture I plan to add to the title is of a little memorial of Gracie's collar and dog tag, like a feather, young, here for a brief time, all dogs go to heaven 

In two separate descriptions of the New Heaven and New Earth, the Bible mentions that animals will be present. Isaiah 11:11 says, “The wolf shall dwell with the lamb, and the leopard shall lie down with the young goat and the calf and the lion and the fattened calf together; and a little child shall lead them.”

This description of peaceful relations between species of animal continues for three more verses, and a similar passage is found in Isaiah 65:25

Not sure what to title this post yet, well, maybe because I was "too busy" to read properly that may be a good direction to take this. 

Now on with the original article and advice to encourage us on our grieving journey ~ TLR

*********************************

 

https://classactcats.com/blog/grieving-a-cat/

 

Grieving Is Important

 

Take Time Off

 

Or Keep Busy

 

Relive Happy Memories

 

Do A Memory Tour

 

Go Somewhere To Reflect

 

Celebrate With Others

 

Create A Memorial

 

Preserve Memories

 

Don’t Hold It In

 

Write Them A Letter… Or Something Else

 

Talk To Someone

 

Seeking A Professional

 

The Best Way Of Grieving A Cat Is Your Way

 

Check Out The Other Posts In The Series

 

Sharing Your Cat’s Story As A Way To Heal

https://classactcats.com/blog/sharing-your-cats-story-as-a-way-to-heal/

 

The Little Things You Miss

https://classactcats.com/blog/the-little-things-you-miss/

 

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Gracie loved coming to the office with me. 

 

Have a blessed day!
Tim
613-345-0016 Office
613-345-5231 Fax
Timothy Ross, Financial Advisor, CKA®, RIS, RIAC, CEA
Brock Shores Financial, Family Office providing Omega Stewardship ©
4502 Airport Road – Tincap, Elizabethtown, Ontario K6T 1A2

Mutual Funds offered through PEAK Investment Services Inc.
Life, Travel Insurance, Segregated Funds & Banking Options offered through Peak Insurance Services Inc.
Tax Services offered through Timothy Ross & Associates.

https://improvingfutures.ning.com/blog/timothy-ross-family-advisor-ceo-founder-brock-shores-financial
https://kingdomadvisors.com/cka/OmegaStewardship-TimothyRoss
https://www.riacanada.ca/company-profile/timothy-ross/


Timothy Ross, Financial Advisor, CKA®, RIS, RIAC, CEA Mutual Funds Representative PEAK Investments Inc.

Timothy Ross is attached to PEAK Investment Services Inc. PEAK Investment Services Inc. is a mutual fund dealer that is registered with the Canadian Investment Regulatory Organization. PEAK Investment Services Inc.’s activities involve investment products, such as mutual funds and exchange-traded funds.
The information in this message is personal and confidential. It is intended for the sole use of the individual or entity named above. Any reading, copying, disclosure, appropriation or dissemination of the content of this message by anyone other than the intended recipient is strictly prohibited. If you have received this message in error, please inform us immediately. Please be advised that PEAK Investment Services Inc. does not accept transactions by email. Please carry out your transactions by phone or fax only. You can stop receiving emails at any time by sending Timothy Ross an email with the instruction “unsubscribe.”

#ImprovingFutures

 

 May we become Good Ol' Men and Good Ol' Women , God continues to work on us

Philippians 1:6 "being confident of this very thing, that He who has begun a good work in you will complete it until the day of Jesus Christ" New King James Version

For a whole bunch of other versions check out

https://www.biblegateway.com/verse/en/Philippians%201%3A6

"Every time you cross my mind, I break out in exclamations of thanks to God. Each exclamation is a trigger to prayer. I find myself praying for you with a glad heart. I am so pleased that you have continued on in this with us, believing and proclaiming God’s Message, from the day you heard it right up to the present. There has never been the slightest doubt in my mind that the God who started this great work in you would keep at it and bring it to a flourishing finish on the very day Christ Jesus appears." MSG

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Sycamore tree

https://renner.org/article/why-jesus-compared-unforgiveness-to-the-sycamine-tree/

The sycamore tree is an immense durable tree with a rapid growth rate and expansive root system. It has an upright, pyramidal crown when young and as it matures develops a rounded, irregular form, with a scaffold of large diameter branches. The most unique feature of the sycamore tree is its camouflage-looking bark.

Mature Height/Spread: American sycamore is a massive tree that can grow 75 to 100 feet tall with a similar or greater spread. Under ideal conditions, it can grow to 175 feet high with a trunk diameter of 10 to 14 feet. It has a pyramidal form when young but develops a spreading, rounded, and irregular crown with age

The first step in planting a sycamore tree is to choose the right location. The tree will need plenty of space to grow, so make sure to choose a spot that is at least 20 feet away from any other trees or structures. The tree will also need full sun and well-drained soil.

What did Jesus say about the sycamore tree?


In that verse, Jesus told His disciples, “… If ye had faith as a grain of mustard seed, ye might say unto this sycamine tree, Be thou plucked up by the root, and be thou planted in the sea; and it should obey you.”

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Counting The Cost

https://www.visualcapitalist.com/cost-of-the-american-dream-in-2024/

 

The American Dream Costs a Hefty $4.4 Million

Below, we breakdown each aspect of the American dream by their lifetime cost as of 2024:

American Dream Lifetime Cost Description
American Dream Total $4,442,050
Retirement $1,599,995 Recommended minimum savings for 20 year retirement
Owning a new car $811,440 Total of new car payments for adults (fuel/maintenance
not included)
Wedding $44,300 Ceremony, reception, and engagement ring
Raising two children plus college $832,172 Raising children to age 18 and paying for four years at a
public college each
Owning a home $929,955 Buying an existing single-family home with a 30-year
mortgage (20% down payment)
Pets $36,626 Expenses of owning one dog and cat
Yearly vacation $179,109 Annual vacation from ages 22-84
Funeral $8,453 Includes viewing and burial
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Building Up

building up,

Anger,Division,Strife,Bitterness,Whispers,Confusion

 “..Beware of the leaven of the Pharisees, which is hypocrisy. Nothing is covered up that will not be revealed, or hidden that will not be known. Therefore whatever you have said in the dark shall be heard in the light, and what you have whispered in private rooms shall be proclaimed on the housetops” Luke12:1-3

 

“Every kingdom divided against itself is brought to desolation; and every city or house divided against itself shall not stand:” Matthew12:25

 

“For where envying and strife is, there is confusion and every evil work. But the wisdom that is from above is first pure, then peaceable, gentle, and easy to be intreated, full of mercy and good fruits, without partiality, and without hypocrisy. And the fruit of righteousness is sown in peace of them that make peace.” James3

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Endurance

It's more than a comment.

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  October 23, 2024
Endurance Empowers Sanctification
“But in all things approving ourselves as the ministers of God, in much patience, in afflictions, in necessities, in distresses.” (2 Corinthians 6:4)

The phrase “in much patience [endurance]” could be used to summarize all of the apostle Paul’s life. The Greek word for endurance (hupomone) is used in the New Testament over 30 times. Endurance is triumphant patience, causing the troubled saint to rise above difficult circumstances. John Chrysostom, an early church father, said endurance “is a fortress that is never taken, a harbor that knows no storm.” It describes a believer boldly facing the difficult circumstances of life.

So, what were a few of Paul’s afflictions (Greek thlipsis)? Paul uses the same Greek word to describe his “trouble which came to us in Asia” (2 Corinthians 1:8) as well as his distress in writing his sorrowful letter to the Corinthians (2:4). He also used this word to summarize the troubles that caused him deep anguish (4:16–17). Even with these great struggles, Paul obediently overcame and endured.

Paul remained steadfast under the most arduous trials, and so can any believer in Christ. “We are troubled on every side, yet not distressed; we are perplexed, but not in despair; persecuted, but not forsaken; cast down, but not destroyed; always bearing about in the body the dying of the Lord Jesus, that the life also of Jesus might be made manifest in our body” (4:8–10).

The sufferings of this present world are not to be compared with the glory that is ours in eternity. As one saint described, “Ministry will be a wildly oscillating experience.” Through all of life’s oscillation, the Holy Spirit grants the believer the strength to endure with contentment and integrity. May we be empowered to follow Paul’s example (11:1)! CCM
 
 

 

figured best start a post on this theme, today's devotion is a good place to start since it's not profiled previously- TLR 

 

be sure and check out comments for future additions to this topic

 

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Some Little Lessons

Throughout our days, remember the basic's, learn, study, use, do

A Little Reading

A Little Writing 

A Little Arithmetic ( Math) , {I just strugglde to spell arithmetic }

 

the 3 core study's

 

plus add

A Little Art

A Little Science

 

Some Little's to add to our daily devotions,  to improve our lives, get curious, be curious, stay curious

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Your life is an N=1 experiment - Get Cracking

Your life is an N=1 experiment - Get Cracking

 

2 Dozen a day =720, beats my 120 a month , its a lot of eggs, interesting study and reflections. Puts a different twist on that saying, try this, it might help ~TLR

“This video isn’t really about eggs,” Norwitz told The Epoch Times. “It’s actually a social experiment and reflection exercise for both me and you.” He clarified that while eating hundreds of eggs lowered his cholesterol, the same outcome might not apply to everyone. For instance, hyper-responders—those whose cholesterol spikes significantly after consuming dietary cholesterol—could see different results.
That’s precisely the point: It’s about finding what works specifically for you.

N=1 Science: A Personalized Approach
Personalized science, or N=1 experimentation—a study with just one participant—offers an alternative to population-based research. Instead of drawing conclusions from large groups, N=1 studies focus on the individual, allowing people to directly test how specific interventions affect their unique health profiles.
“N=1 is the future,” Michael Snyder, a leading genetics professor at Stanford Medicine, told The Epoch Times in an email. “We are all different, and now we can collect a lot of data on a single person to make very specific recommendations.”

 

https://www.theepochtimes.com/health/harvard-med-student-eats-720-eggs-in-30-days-highlighting-a-trend-in-n1-science-5735409

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SU DONGPO - Let's Look at the Moon Together

“We can only hope that all our friends and families can live long lives, looking at the moon together, across a thousand miles.”

SU DONGPO

 

https://www.christies.com/en/stories/su-shi-giant-of-chinese-culture-64a72a8689a14c3694f37f3babcb4abb

‘There is a saying in Chinese art history that “ink has five colours”,’ says Zhou. ‘Ink has all that you need to depict the external world and to express yourself and whatever your artistic impulses have to say. Wood and Rock is a true embodiment of the artist’s state of mind at the time, which you can see so palpably in the painting.’

 

https://www.sothebys.com/en/articles/su-dongpo-the-chinese-renaissance-man

Su Shi (1037-1101), literary name Su Dongpo, was more than your average Renaissance man. Hailed as one of the most revered, prodigious figures in Chinese culture, he was an artist, writer, philosopher, scientist and hugely influential politician. He executed vast civil engineering projects, championed economic reforms, withstood constant slander and persecution for his steadfast stance against the powerful New Policy Group, and was sentenced to two decades of exile in the lush Hubei province. There, undeterred by cruel fate, he composed some of the most scintillating verses in Chinese literary history, and adopted the name “Dongpo,” meaning “eastern slope.” He was also a famed gastronome, noted for penning the authoritative formula for (not sushi, sorry) a mean braised pork belly, Dongpo Pork (recipe here).

 

https://chinatripedia.com/su-shi-one-of-the-most-prominent-chinese-poet-during-the-song-dynasty/

Su Shi (苏轼) (1037-1101), also known as Su Dongpo (苏东坡), was one of the most prominent poets and cultural figures of the Song dynasty in China. He was a versatile scholar, poet, artist, calligrapher, and statesman, whose literary works and artistic achievements are still widely celebrated and studied today. Su Shi lived during a time of political turmoil and cultural change, and his life and works reflect the complexities and contradictions of his era.

 

May we get to look at the moon together across a thousand miles, a few miles or that hundreds that often separate us as we go through our lives. TLR

 

 

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Digging Trenches

I was reading this interesting email from Barking Up The Wrong Tree while enjoying my coffee this Thanksgiving Morning. Today is a wonderful day, the big stores are closed and all of the people employed there are getting a real day off, that is kinda nice if you think about it. I digress, back to the story. I shared ths with my darling wife and she reminded me where wisdom comes from. The Fear of The Lord. I will post the full email in comments and a link to the blog. Check this insight out next time your dealing with a smarty pants. ~ TLR 

 

 IQ isn’t everything.

"Greater education and intelligence don't necessarily lift you up; sometimes they just provide better tools for digging trenches.  “Intelligent and educated people are less likely to learn from their mistakes, for instance, or take advice from others. And when they do err, they are better able to build elaborate arguments to justify their reasoning, meaning that they become more and more dogmatic in their views. Worse still, they appear to have a bigger ‘bias blind spot,’ meaning they are less able to recognize the holes in their logic.”

A 2013 study from the Journal of Experimental Psychology found that people who were better at wise reasoning did better in nearly every area of life. They were happier, had better relationships, and were even less likely to die in the next five years. The twist?

Intelligence is pretty much unrelated to wise reasoning. And unrelated to those increases in health or happiness. You could have an IQ so high it requires oxygen, and it wouldn’t make you all that much wiser, healthier, or happier. "

 

https://bakadesuyo.com/2024/10/make-you-smarter/

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Journaling

I have been receiving lovely emails fromIAJW on this for several months now. I am a strong advocate for this habit. Jim Royn was my inspiration for this habit. Todays email had some good insight on the Mental Wellness of Journaling. Here is the 5 Prompts l;isted and a link to the balance of the info. PLease check the comment section for future resources that I will eventually post there over time. Have a blessed day !

 

Here are 5 Journaling Prompts for Mental Wellness

 

Journaling is a powerful tool for mental health, offering a way to express emotions, reflect on experiences, and gain insight into your thoughts. It is also an enjoyable thing to do!

Here are five journaling prompts to support your mental well-being:
 
1. What are you feeling right now and why?
 
Becoming aware of your present moment emotions is a mindfulness practice. Our emotions are always changing moment to moment. Notice how you feel, breathe and allow a moment of mindful self-awareness.
 
2. What’s one thing you’re grateful for today?

Practicing gratitude puts our attention on the positive aspects of life. Even on difficult days, finding one thing to appreciate can help improve mood and build resilience. There is nothing too small to be grateful for!
 
3. What’s something you’re struggling with and how can you approach it differently?
 
Explore current challenges and brainstorm alternative ways to address them. Writing about struggles and solutions can reduce overwhelm and help in problem-solving. Naming our challenges helps us face them in a solution-focused way.
 
4. What’s a self-care activity that would benefit you today and how can you make time for it?
 
Reflecting on self-care needs and planning to incorporate them into your day can promote relaxation and well-being. I am going to take a break from my desk this afternoon and go for a walk out in the forest with my dear dog, Sadie. How about you? What will you do for self-care today? 
 
5. What brings you joy?

Joy is a pathway to greater emotional, physical, psychological and spiritual health. Your whole self can be nourished by simple moments of joy in the midst of it all!
 
These prompts are designed to foster mindfulness, self-reflection, and emotional well-being, which are vital for maintaining and supporting our mental health.

As is often said, our mental health is our health!

 

 

 

 

Lynda Monk, MSW, RSW, CPCC, is the Director of The International Association of Journal Writing. She is passionate about both the transformational power of journaling and the healing benefits of writing in community. She is devoted to serving our global community for journal writers where connection, creativity and compassion change lives. 
 

 

The IAJW is a place where journal writers belong. Join us >>
Journal writing makes a difference!
Check out our journaling books >>

 

 

https://iajw.org/

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Stewardship Statement

Stewardship Statement – Timothy Ross, September 5, 2024
Biblical Stewardship is the use of God-given resources, time, talent, treasure, truth, and relationships for the accomplishment of God-given goals and objectives.


Recognizing that there is Three Financial Planning Decision Making Principals:
1. There are no independent financial decisions.
2. The longer term the perspective, the better the financial decision today.
3. Financial maturity is being able to give up today’s desires for future benefits.

Stewardship is the only area of Christian Life that cannot be faked. Every spending decision is a spiritual decision. God can take whatever He wants, whenever He wants.

There is Five Priorities that are simultaneous and not sequential, recognizing that God owns it all.

These priorities are how you spend your money and are broken down into Your Live basket, Give basket, Grow basket, Owe Taxes basket and your Owe Debt basket.
Living is always balancing between provision and protection. Gods job is to protect and your job is to provide. Recognizing that Giving breaks the power of money in your life. Debt always mortgages the future and effects sustenance in the future. Taxes are symptomatic of God’s provision for me. Growing margin is the only way to meet your long-term goals.

Long Term Goals typically cover 6 main areas
1. Financial Independence
2. Charitable Giving
3. Freedom from Debt
4. Lifestyle desires
5. Family Needs
6. New Business

There is a continuous predetermined allocation of limited financial resources to unlimited changing alternatives, it is a never-ending process.

Recognize that there is Five Principals of Money Management.
1. Spend less than you earn
2. Build margin
3. Avoid the use of debt
4. Build liquidity
5. Set long term goals and give generously

The Three Fundamental Questions that everyone needs to ask and answer.
1. Who owns it?
2. How much is enough?
3. Is the next steward chosen and prepared?

Overall, as a Financial Advisor, we will see these characteristics in our clients and know that they are practicing stewardship when.
1. They are Giving proportionate to their income
2. They are Living a controlled debt free lifestyle
3. Their Taxes are paid with integrity and with thanksgiving
4. When they have Jointly set financial goals
5. When they are Accountable to someone

We should ourselves as advisors own these principals, decisions, and concepts in order to lead others to financial freedom.

Timothy Ross, CKA® Certified Kingdom Advisor®
https://kingdomadvisors.com/cka/OmegaStewardship-TimothyRoss
Founder, Brock Shores Financial

Family Office – “Providing OMEGA STEWARDSHIP”
* One Stop Process Driven Approach for Retirement & Income Planning
* Personalized Tax Management Solutions for Individuals & Business Owners
* Confidential Wealth Management Solutions

Family Office - “Helping Families Achieve ...Life’s Major Goals”
Tax Smart Planning & Investing
Worry Free Retirement
Education of Our Children & Grandchildren
Quality Care For Our Parents
Meaningful Financial Help For Our Loved Ones
Meaningful Legacy

Brock Shores Financial, Family Office
Mutual Funds through PEAK Investment Services Inc.
Insurance & Banking through PEAK Insurance Services Inc.
Tax & Accounting through Timothy Ross & Associates, established 1988
#ImprovingFutures

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Digital Assets Estate Planning

Don't forget !

 

https://www.advisor.ca/tax/estate-planning/managing-digital-assets-in-estate-planning/

 

 Added in comments Oct 2024, reminder

Are you ready to get your Digital Assets in order?
Everyone needs an Estate Plan that includes Digital Assets.
Here is a link for your free copy of our worksheet:
https://lnkd.in/e9hAr986

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Adversity

A good reflection on the subject.

 

Napoleon Hill's Thought for the Day:
------------------------------------------------------------


** You never know who your real friends are until adversity overtakes you and you need cooperation.
------------------------------------------------------------

Everybody loves a winner, it has been said, but nobody knows you when you’re down and out. One of the often unappreciated benefits of adversity is that it accelerates the process of identifying your true friends. Most of us have many acquaintances and associates, but we are fortunate to have a handful of real friends. You will very quickly identify yours when you ask them for help. The wise individual is the one who, when asked for assistance, recognizes that he may one day find himself in the same situation.

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Tough

Wonderful song , son let me tell you now .... 

Tough Lyrics

[Verse 1]
Tough, is hitting that gravel
Falling off your bike
Then you saddle back up
For one more try, yeah
Tough, is what they tell you to be
When you scrape them knees
So you learn to be, tough

[Pre Chorus]
Hold 'em back, never let 'em fall down
But son let me tell you now

[Chorus]
God made tears to fall like rain
Heal your heart and ease your pain
Ain't no shame if you can't hold 'em all inside
You can bottle 'em up as best as you can
But don't think that's what makes a man
Being strong's sure got its place and time
But tough don't mean you can't cry

[Verse 2]
Tough, is playing guitar with your papaw
For the very last time
That you never saw coming
Tough, is waking up thinkin'
That you get to do it again
But the news you get is tough
When daddy does his best to say
What I can see running down his face


Source: Musixmatch
Songwriters: Clay Mills / Brice Long / Brandon Davis
Tough lyrics © International Dog Music, Little Tango Music, Sony Lakeview, Step By Step Worldwide Publishing

 

 

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Dandelion #HerbalMoments

https://practicalselfreliance.com/dandelion-mead/

 

"Dandelion mead is a bright floral honey wine that’s well worth the effort each spring. It’s a bit like old-fashioned dandelion wine, but with more body and character since honey always makes a better floral wine. "

 

Sounds like a potential drink to make later this spring, the way the temps have been rising early this yr, we may  have flowers soon. I see the tulips and daffodils are pushing through the earth and spreading their leaves.  - TLR

 

 

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The 4 Way Test

I came across the history of the Rotary 4 way test yesterday while doing some research on Rotary's Peace Development Leadership  and was able to read about it more fully this morning. It's a good interesting history, the struggle. The test is on our office walls, it's a good reminder of how we should do life. It's interesting how you do not always get all the background on something unless you know the history, do a little research. Guess that is what I just did. Had those words on my wall for years, recited them for years at our Rotary meetings, and I feel I embraced their meaning for my life. However reflecting deeper,  it's good to now know the history, in some small way it means more to me now. I see how my team could embrace this as well, an opportunity to share the Rotary test, as my mentor Jim Rohn often said, a clever short cut. 

 

Of the things we think say or do ...

Is it the truth?
Is it fair to all concerned?
Will it build good will and better friendships?
Will it be beneficial to all concerned?

 

May it be so. 

Tim Ross

 

https://portal.clubrunner.ca/11826/page/history-of-the-four-way-test

The Four-Way Test, was created in 1932 by Rotarian Herbert J. Taylor when he was asked to take charge of a company that was facing bankruptcy.

One of the world’s most widely printed and quoted statements of business ethics is The Four-Way Test, which was created in 1932 by Rotarian Herbert J. Taylor (who later served as RI president) when he was asked to take charge of a company that was facing bankruptcy.

This 24-word test for employees to follow in their business and professional lives became the guide for sales, production, advertising, and all relations with dealers and customers, and the survival of the company is credited to this simple philosophy. Adopted by Rotary in 1943, The Four-Way Test has been translated into more than a hundred languages and published in thousands of ways. 

Story of the Four-Way Test By Herbert J. Taylor

Back in 1932, the Creditors of the Club Aluminum Company assigned me the task of saving the company from being closed out as a bankrupt organization. The company was a distributor of cookware and other household items. We found that the company owed its creditors over $400,000 more than its total assets. It was bankrupt but still alive.

At that time we borrowed $6,100 from a Chicago bank to give us a little cash on which to operate.

While we had a good product our competitors also had fine cookware with well advertised brand names. Our company also had some fine people working for it, but our competitors also had the same. Our competitors were naturally in much stronger financial condition than we were.

Rotarian Herbert J. Taylor

The Four-Way Test, created in 1932 by Rotarian Herbert J. Taylor (served as RI president, 1954-1955)

With tremendous obstacles and handicaps facing us we felt that we must develop in our organization something which our competitors would not have in equal amount. We decided that it should be the character, dependability and service mindedness of our personnel.

We determined, first, to be very careful in the selection of our personnel and, second, to help them become better men and women as they progressed with our company.

We believed that “In right there is might” and we determined to do our best to always be right. Our industry, as was true of scores of other industries, had a code of ethics but the code was long, almost impossible to memorize and therefore impractical. We felt that we needed a simple measuring stick of ethics which everyone in the company could quickly memorize. We also believed that the proposed test should not tell our people what they must do, but ask them questions which would make it possible for them to find out whether their proposed plans, policies, statements or actions were right or wrong.

Considerable time was spent in developing four short questions which now make up the Four-Way Test.  Here are the four questions:

  1. Is it the truth?
  2. Is it fair to all concerned?
  3. Will it build good will and better friendships?
  4. Will it be beneficial to all concerned?

I placed this little test under the glass top of my desk and determined to try it out for a few days before talking to anyone else in the company about it. I had a very discouraging experience. I almost threw it into the wastepaper basket the first day when I checked everything that passed over my desk with the first question, “Is it the truth?” I never realized before how far I often was from the truth and how many untruths appeared in our company’s literature, letters and advertising.

After about sixty days of faithful constant effort on my part to live up to the Four-Way Test I was thoroughly sold on its great worth and at the same time greatly humiliated, and at times discouraged, with my own performance as president of the company. I had, however, made sufficient progress in living up to the Four-Way Test to feel qualified to talk to some of my associates about it. I discussed: it with my four department heads. You may be interested in knowing the religious faith of these four men. One was a Roman Catholic, the second a Christian Scientist, the third an Orthodox Jew and the fourth a Presbyterian.

I asked each man whether or not there was anything in the Four Way Test which was contrary to the doctrines and ideals of his particular faith. They all four agreed that truth, justice, friendliness and helpfulness not only coincided with their religious ideals, but that if constantly applied in business they should result in greater success and progress. These four men agreed to use the Four Way Test in checking proposed plans, policies, statements and advertising of the company. Later, all employees were asked to memorize and use the Four-Way Test in their relations with others.

The checking of advertising copy against the Four-Way Test resulted in the elimination of statements the truth of which could not be proved. All superlatives such as the words better, best, greatest and finest disappeared from our advertisements. As a result, the public gradually placed more confidence in what we stated in our advertisements and bought more of our products.

The constant use of the Four-Way Test caused us to change our policies covering relations with competitors. We eliminated all adverse or detrimental comments on our competitors’ products from our advertisements and literature.

When we found an opportunity to speak well of our competitors we did so. Thus, we gained the confidence and friendship of our competitors.

The application of the Four-Way Test to our relations with our own personnel and that of our suppliers and customers helped us to win their friendship and good will. We have learned that the friendship and confidence of those with whom we associate is essential to permanent success in business.

Through over twenty years of sincere effort on the part of our personnel, we have been making steady progress toward reaching the ideals expressed in the Four-Way Test. We have been rewarded with a steady increase in sales, profits and earnings of our personnel. From a bankrupt condition in 1932 our company has paid its debts in full, has paid its stockholders over one million dollars in dividends and has a present value of over two million dollars. All of these rewards have come from a cash investment of only $6,100, the Four-Way Test and some good hard working people who have faith in God and high ideals.

Intangible dividends from the use of the Four-Way Test have been even greater than the financial ones. We have enjoyed a constant increase in the good will, friendship and confidence of our customers, our competitors and the public and what is even more valuable, a great improvement in the moral character of our own personnel.

We have found that you cannot constantly apply the Four-Way Test to all your relations with others eight hours each day in, business without getting into the habit of doing it in your home, social and community life. You thus become a better father, a better friend and a better citizen.”

 

 

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