https://en.m.wikipedia.org/wiki/Catnip
check out comments for prime resources
All Posts (521)
Sort by
This is an interesting discovery, check it out. If your interested in public service or know someone that is.
Also, it's good time to pick up a donation credit if this is worthy of your support and you would like a tax deduction on your taxes.
" Liberty Coalition Canada formed the "Christians That Care" (CTC) initiative to help Christians get elected and ultimately influence laws to align with biblical principles.
In 2022, we had 110 Christian candidates from 4 different provinces sign up to get training from CTC for their 2022 municipal elections and 16 of them got elected! CTC candidates received a total of 146,173 votes! We also had 20 CTC candidates come in second place, and 9 CTC candidates came within 250 votes of winning!
In 2023, we plan to expand the "Christians That Care" (CTC) initiative and begin operations in 5 different provinces by hiring dedicated Project Managers, with goals to:
1) recruit 500 new Christian politicians across the country;
2) recruit 500 new Christian campaign managers;
3) recruit 250 youth to our “Youth With A Vision” Political Development Program
4) teach churches how to organize around a local Christian candidate;
5) develop a division that supports currently elected Christian politicians.
In order to reach these goals, WE NEED YOUR HELP! To contribute to LCC’s Advocacy Department, click HERE, select the "Donate to Other Designations" box, select the "Where can we designate your donations" drop-down menu, select "Advocacy," and fill in the rest.
For more specific information about any of these Advocacy items, to get involved individually or as a church, to discuss becoming a candidate, to sign up a youth to our development program or to get more specifics, contact mclark@libertycoalitioncanada.com
Donate | Liberty Coalition Canada
Some resources that will look at grief.
https://lisaappelo.com/25-ways-to-help-manage-grief-in-holidays/
https://www.veseys.com/ca/canada-hardiness-zones-frost-dates
looks like we are in Zone 5b in in Leeds Grenville
Located between Kingston and Ottawa , these are our last frost and first frost dates
| Kingston | April 21-30 | October 1-10 |
| London | May 1-10 | October 1-10 |
| Ottawa | May 1-10 | October 1-10 |
Should a Business Incorporate?
To incorporate or not incorporate, that is the question… a very common question that small business owners ask their trusted advisor. There are so many variables that come into play in this decision, so the answer is, it depends! Read on as we consider the factors to consider with a small business owner. Only then should the transition from sole proprietor or partnership to a Canadian Controlled Private Corporation (CCPC) be taken.
https://www.knowledgebureau.com/index.php/site/kbr/should-a-business-incorporate
Deconstructing growth: the roles of supply and demand
Predicting the future of growth requires an understanding of where growth comes from in the first place.
The essential variables that count are
1. demand
2. supply
3. forces affecting the above
Simply put, growth happens when the supply of a product or service meets demand in the shape of a need or a problem and money changes hands.
... Engine No.1: Expansionary growth
... Engine No. 2: Disruptive growth
... Engine No. 3: Replacement growth
The Myths and Realities of Retirement and Succession Planning (ipcc.ca)
Dec 1, 2022, November flew by and here we are 24 days to Christmas and 30 days before the end of year.
I received this artcle today from our network at BDO, check it out , their 5 year end tax tips
Year-end tax planning strategies for businesses | BDO Canada
Be sure and check our commment section for additional resources, I will be sharing over the next few weeks. ~ Tim Ross
Good article on this topic, see the comment section for additional resources
https://fullerllp.com/blog/capital-cost-allowance-important-changes-and-updates/
BDO has a clearer layout of how this works
https://www.bdo.ca/en-ca/insights/tax/tax-articles/immediate-expensing-ccpcs/
CRA background
Starting on December 1, eligible Canadians were allowed to apply for the Canada Dental Benefit.
Press Release : Applications for the new Canada Dental Benefit are now open! - Canada.ca
Dental expenditures can be claimed back to October 1, 2022.
The Canada Dental Benefit will give eligible families up-front, direct payments of up to $650 a year per eligible child under 12 for two years (up to $1,300) to support the costs of dental care services.
This will be processed by CRA according to claim periods:
Period 1 is for dental care received between October 1 to June 30, 2023
Period 2 is for dental care received between July 1, 2023 and June 30, 2024
It is possible to qualify for an additional payment starting July 1, 2023 if costs are over $650 in one of the benefit periods. It is possible to receive the additional payment if you are not apply for both benefit periods. In this case the same benefit is the same as the period applied for.
Applications will be submitted through the CRA’s website, where the applicant’s identity will be verified, along with confirmation that their 2021 tax return has been filed.
In order to access the benefit, applicants must meet all of the following criteria:
Have a child or children under 12 as of December 1, 2022 and are currently receiving the Canada Child Benefit (CCB) for that child;
Gave an adjusted family net income of less than $90,000;
Their child does not have access to private dental insurance;
Filed their 2021 tax return; and
Have had or will have out of pocket expenses for their child’s dental care services incurred between October 1, 2022 and June 30, 2023, for which the costs are not fully covered or reimbursed by another dental program provided by any level of government.
For more on how to apply visit here. How to apply - Canada Dental Benefit - Canada.ca
How Much is the Canada Dental Benefit Payment?
More information: Depending on the family’s net income, a tax-free payment of $260, $390, or $650 is available for each eligible child. This interim dental benefit is only available for 2 periods. You can get a maximum of 2 payments for each eligible child.
Potential Audit Traps
Note that the child is considered to have dental coverage, and therefore will not qualify for the Canada Dental Benefit in the following cases; pay particular attention to point #3:
Some or all of the child's dental costs are covered by a private dental insurance plan of any kind
Either parents’ or caregiver’s employer provides a dental insurance plan for the child
The parents or someone else declined an employer provided dental insurance plan that would have covered the dental care for the child
Also it’s important to book an appointment for dental care within the Period 1 or 2 before applying and be parents/caregivers must be prepared to provide details about the dental provider, appointment dates and costs. The Canada Dental Benefit will need to be repaid if the dental care is not received within the period.
What services can be booked? Payments to the following professionals for services will qualify:
a dentist
a denturist
a dental hygienist
https://www.spreaker.com/episode/52018498
Author, Preacher, Evangelist, Father, Son
Neville Solomon shares a word of encouragement at the Men's Breakfast at Living Way Church last Saturday. Tune in and be blessed. Tim
PS , check out the comment section for more resources
CERB REPAYMENT PROTOCOL
Repayments can affect your taxes
The timing of when you repay a CERB amount may affect your taxes. Your repayment should appear on your T4A slip for the year you made the repayment.
If you repay a CERB amount before January 1, 2023, you can choose when and how to claim the deduction on your tax return.
You have the option to claim your repayments as a deduction in the year you made the repayment or in the year you received the benefit. You may also split the deduction between the tax years, as long as you do not deduct more than what you repaid.
When to report your repayments on your taxes
If repaid in 2020
Your repayment should have been subtracted from your total benefit amount on your 2020 T4A slip. You did not pay tax on amounts you repaid in 2020.
If repaid in 2021
Your repayment will be on your 2021 T4A slip. If you repaid a benefit amount you received in 2020, you can choose to:
* claim the deduction on your 2020 tax return
* claim the deduction on your 2021 tax return
* split the deduction between your tax returns
If repaid in 2022
Your repayment will be on your 2022 T4A slip. You should receive your T4A slip in early 2023.
You can choose to:
* claim the deduction on your tax return for the year you received the benefit (2020 or 2021)
* claim the deduction on your 2022 tax return
* split the deduction between your tax returns
Keep proof of your repayment if you claim the deduction before you receive your 2022 T4A slip.
If repaid in 2023 or later
If you repay a benefit amount after December 31, 2022, you can only claim a deduction in the year you make the repayment.
Year-End Survival KITS: Conquering payroll year-end without falling apart (canadian-accountant.com)
http://www.canadian-accountant.com/content/partner-posts/year-end-survival-kits
Was listening to a program that was discussing values of courage, life and family, Kirk Cameron was being interviewed about a movie he was involved in producing, he brought up an idea he had during Covid, aroung the camp fire, he had over 100 campfires during the lock down, I remeber we were forbiden to have camp fires in my region ( that is kinda crazy if you think about it now ( I probably thought that at the time as well, lol) )
So I checked out what he has going on and this is a collection of some of his efforts, enjoy , perhaps we will see you at a camp fire in the future. In the meantime I encourage you to have and enjoy your own campfires ! TLR
https://podcasts.apple.com/us/podcast/the-american-campfire-revival-with-kirk-cameron/id1647019105
https://www.youtube.com/watch?v=GWiz_wfkask
https://store.americancampfirerevival.com/
Check out the comments areas for additional sandbox articles and information. The housing market impacts many areas of our lives, our discusions. There was a realtor, older fellow that would introduce his tag line at the Greater Brockville Ad & Sales meetings, "get a lot when your young"
"We are pleased to announce the release of the 2022 Canadian Responsible Investment Trends Report! This year’s report confirms that RI’s recent momentum is giving way to demand for sophistication and more vigilant reporting, signaling a maturing industry.
With its updated methodology, the report affirms that RI is entrenched in Canada, with reported assets under management at $3 trillion, and 94% of respondents using ESG integration as an RI strategy. This marks the emergence of a reliable baseline for RI market share and demonstrates that ESG Integration is a fundamental tool in Canadian investors’ decision-making.
Key Highlights
• The vast majority (94%) of respondents are using ESG Integration, with investors using more RI strategies than ever before.
• Respondents' top three reasons for considering ESG factors are: (1) to minimize risk over time, (2) to improve returns over time, and (3) to fulfill fiduciary duty.
• Survey respondents consider the top deterrent to growth in RI to be mistrust or concerns about greenwashing.
• The three most prominent RI strategies by AUM are: (1) ESG Integration, (2) Corporate engagement & shareholder action, and (3) Negative/exclusionary screening.
• Climate change is an overwhelming concern for responsible investors–-who also believe it is the greatest driver for growth over the next two years. "
Responsible Investment Industry in the Midst of Remarkable Evolution | Business Wire
Video Description Content
As we head into Thanksgiving, how do we give thanks to our good Shepherd? As we continue to interiorize Psalm 23, we can be grateful that our Good Shepherd is personal and provides all we need and want. "The Lord is MY Shepherd, I shall not WANT..." As Pastor Mike shared, we make Psalm 23 to be IN us so He can provide daily the joy, comfort, and peace He provides as our Shepherd. We fear no evil because His rod and staff comfort us: picture that GM truck (Goodness and Mercy) protecting us when we walk through that valley of darkness. As Louie Giglio reminds us, He prepares a table for us IN the presence of our enemies. As Mike shared about his morning prayer time when his own thoughts were leading him to a dark place, he turned to Psalm 23 and God stopped at: He makes me lie down... Keller tells us sheep don't lie down until 4 conditions are met: no fear, no friction with others, no parasites, no anxiety about food. Just as that crying baby needs a mom to comfort her before she can rest, we need the Shepherd to help us lie down: the problems (or diaper rash!) may still be there, but as a Mom is greater than a baby's cries so the Shepherd is greater than our struggles.
The Shepherd guides us and when our thoughts are not good, we pray for Him to give us HIS thoughts. He restores our souls and leads us to the still waters and lets us know when we're drinking from the wrong places that don't satisfy our thirst. He provides just enough 'green pastures' every day and as Ray VanderLaan reminds us: don't let tomorrow's worries rob us of today's green pastures.
As you interiorize this Psalm, let each phrase saturate with meaning that you may know God and especially this week: GIVE THANKS for all His good gifts: He is our Shepherd who provides all we need, restores us, guides us, and makes us lie down: thank you, Lord!
“PSALM 23: A PSALM FOR THE LIVING #3”
“The Lord is my shepherd; I shall not want. He makes me lie down in green pastures; He leads me beside still waters. He restores my soul. He leads me in paths of righteousness for His name’s sake.” – Ps 23: 1-3.
GREEN PASTURES:
Ray VanderLaan brings a great understanding of this. It’s natural for us to imagine the “green pastures” as “belly-deep alfalfa” because we’ve grown up in an American farm country where the pastures are lush. This skews our understanding, however. In Judea, “green pastures” are little sprigs of green sprouting from under rocks. There is just enough for today – and that’s OK because our shepherd is trustworthy.
STILL WATERS:
Clouds rolling in off the Mediterranean Sea will drop rain on the “high country” in Judea. As the watershed collects and merges hundreds of streams into a single channel, it rushes down deep ravines into the desert en route to the dead sea hundreds of feet below. A person (or sheep) could be lazily drinking water from a small pool in just such a ravine and be blasted by a 20’ wall of water, even though the sky is blue and the birds are singing.
When we “thirst” in life, (when we have a need and seek fulfillment) we often look for the closest, easiest waterhole. We have no way of knowing that it’s raining in the mountains. Nor do we know for sure that the water is clean. Simply put, before you drink, look to your Shepherd – He can see what you can’t; He knows what you don’t, or look to Him for help when you’re about to drink what you know you shouldn’t. His desire is for your wellness, He will lead you to water that is “good for you” and “in a safe place”. Ask, “Is this good for me? Is it safe?”
RESTORES MY SOUL: The green pastures and good, safe water has had its good effect.
“Restores” in the scripture can refer to “a straying sheep brought back” (Isaiah 49:5, Psalm 60:1). This is what a good shepherd does (read and remember His steady love – Ps. 103:8-13).
This phrase also means, “brings me to repentance”. Not only does He bring me back physically, He turns my desires around. I was desiring the wrong way and He turned my desires back to Him and what He gives – light & life. What good are green pastures, still waters, and a dark soul?
HE LEADS ME:
The Shepherd is a guide. The sheep do not need to know where the green pastures or still waters are, all they need to know is where the shepherd is.
IN THE PATHS OF RIGHTEOUSNESS:
The Shepherd does not only comfort and restore, He guides the sheep into what is right. God’s guidance of us has (of course) a moral aspect. As we hear His voice, and obey His commands, He will lead us on the right path. There are many paths through life, fraught with danger, but in His goodness, He will guide us even when the way seems dark and foreboding…
Some good thoughts sent to my email this morning by Mark And Angel
5 Quotes and Notes We Need to Read 5 Times a Day Until They Sink In
1. Build friendships with people who aren’t your age. Spend time around those whose first language isn’t English. Get to know someone who doesn’t come from the same social class. Listen. Be humble and teachable. This is how you learn and grow. This is how you see the world.
2. You’ll always be too much for someone—too sensitive, too big, too loud… too edgy. And if you round out your edges to make them happy, you’ll lose your edge. Take this to heart! Apologize for your mistakes—for being perfectly human. But don’t apologize for being who you are.
3. You won't always be a priority to others, and that's why you have to be a priority to yourself. Learn to respect yourself, take care of yourself, and become a big part of your own support system. Remember, your needs matter! Start meeting them. Don't wait on others to choose you. Choose yourself!
4. There is good reason why you should wake each morning and mindfully consider what and who you will give your day to. Because unlike other things in life – goals, money, respect, good health, hope, success, and many more – time is the one thing you can never get back once it’s gone.
5. Starting today, make your time count! Love what you do, until you can do what you love. Love where you are, until you can be where you love. Love the people you’re with, until you can be with the people you love most. Put your whole heart and soul into the present! This is the way we find happiness, opportunity, peace, and progress on the average day...
YES, YOU CAN THINK BETTER about yourself and your place in the world, which means you can tap into your inner strength and ultimately live better, one day at a time...
Truth be told, life will get better when YOU get better. Start investing in yourself mentally and physically. Make it a priority to learn and grow a little bit every day. The stronger you grow and become, the better your life will feel in the long run.
And YES, I know that's sometimes much easier said than done, but you are NOT alone on this journey!
Many of us are right there with you, working hard to stay strong and do the right things for ourselves.
