Some research for The Ross Ranch
https://www.angus.org/mobile/education/PDFs/PermanentIDFactsheet.htm
Timothy Ross's Posts (521)
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"A silver lining is a sign of hope or a positive aspect in an otherwise negative situation. The phrase is often seen as part of the proverb Every cloud has a silver lining, meaning that there's hope or something good to be found in every bad situation."
With excess returns, interest goes up. Silver is one of them that comes to mind today. A recent inquiry from a dear old friend of mine brings up this topic today and the basic research done to respond with some sense of duty.
Dear friend, I hope you have had a chance to check out the link I sent yesterday. Silver is up 127% from it’s low point last year, for a return of 47.4%. It was one of the fast growing asset classes last year. I am not sure about your thoughts of investing directly in silver. 1000 ounces works out to be a lot of money, getting you in the $35,000 range is a lot to specialize with. It might be fun to own a little silver, but that would be the extent of it for me. If you do get some, I would buy 5-10 Ounces from you.
I am not going to give you any advice on this. Sounds like your doing your own research.
Here is a few links that I found which I found interesting.
https://www.bullionvault.com/silver-price-chart.do
https://www.kitco.com/charts/livesilver.html
“Silver hit US$48.70 per ounce, the highest silver price to date, towards the end of the 1970s. The metal’s bid price was driven by the Hunt brothers, two wealthy traders who attempted to corner the market by buying not only physical silver, but also silver futures. They then took delivery of that silver instead of taking legal tender in the form cash settlements. Their exploits ultimately ended in disaster: On March 27, 1980, they missed a margin call and the silver market price plunged to US$11.”
Silver is an interesting asset, it is on the high risk level of a portfolio, as other precious metals are. Here is a group of charts in our system that you may also find interesting .
https://www.visualcapitalist.com/?s=silver
Here is a link to the Dynamic Precious Metal Fund, I am attaching a Fund Fact sheet as well. If you would like to invest some money in this portfolio, we could meet to discuss this. This is the F series of the portfolio and our advisory fee per year would range from 1 to 1.5 % depending on volume invested. There is other portfolio’s available, I think this would be representative of the asset class , and this is not a deep dive into the asset class. This portfolio is more diversified than a direct silver only fund. Less risk, similar reasons for increased demand for precious metals.
https://funds.dynamic.ca/fundprofiles/en-US/H81K/F/CAD
Manager of the portfolio
https://dynamic.ca/en/talent/investment-teams/portfolio-managers/equity-income/robert-cohen.html
Hope this helps you with your decision’s , please let me know if you would like to pursue this further.
Thanks
Tim
Subject: Metal info
https://www.visualcapitalist.com/how-every-asset-class-currency-and-sp-500-sector-performed-in-2020/
Timothy Ross, Family Advisor, CEO & Founder, Brock Shores Financial
Mutual Funds offered through PEAK Investment Services Inc.
This transmission is intended solely for the individual or entity to whom it is addressed and is confidential in nature. Please be advised that any distribution, reproduction or other use of this document by anyone other than the addressee is strictly prohibited. If you have received this communication in error, please notify us immediately. Thank you for your assistance
Brock Shores Financial / Timothy Ross & Associates , Family Office Providing Omega Stewardship
4502 Airport Road – Tincap, GTA Professional Center, Elizabethtown, Ontario K6T 1A2
613-345-0016 Office 613-213-4625 Cell/Text 613-345-5231 Fax advisor@timothyross.com
Executive Assistant: Heather Kiley assistant@timothyross.com
Office Manager: Megan Ross megan@timothyross.com
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www.BrockShoresFinancial.ca www.TimothyRoss.com #ImprovingFutures www.ImprovingFutures.ca
Helping Families Achieve ... Life's Major Goals
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Have a Blessed Day! "People influence People”
https://improvingfutures.ning.com/blog/peak-dealership-representative-disclosure
“I told myself that some families we get without asking, while others we choose.
And I chose those two. I think that’s what you’d call a silver lining.”
― Jenny Valentine, Broken Soup
“It was a melancholy day indeed when the sister of solitude was Sunday's silver lining.”
― Alethea Kontis, Enchanted
https://www.fatherly.com/health-science/easy-workout-quick-workout/
https://www.visualcapitalist.com/how-every-asset-class-currency-and-sp-500-sector-performed-in-2020/
Came across a number of year end messages and I thought I would share a few of them here, please check out the comment section for the ones I will repost there.
https://highlandcountypress.com/Content/Opinions/Opinion/Article/The-new-year/4/22/63544
your on a roll here Ceci Ball
https://www.facebook.com/groups/fungifun/permalink/330168751334851/
, these are Shaggy Manes, they are delicious, ( I was told they were no good when I was young, so I ignored them all my life, did some research and they are a good find, easy to identify, tasty ) and do not last long, they will turn inky quickly, ( you can make a dye from them ) they would need to be eaten or preserved quickly after harvest as they decompose quickly. I fried the last ones I found, I have 2 spots that I visit on our place in Tincap, just thinking, I put gravel on the one spot this fall, so that might be rough next year, the other spot was near the apple tree , ooooh that's good, I wasn't thinking when I laid that gravel down out back. Little tip, one should make it a policy to cook your mushrooms, that cooking process makes them safer and potential for an upset tummy goes way down, eating raw can have its challenges. Also, don't mix your mushrooms, if you have a problem, you want to know which type has that effect on you. If any doubt don't consume, you can pick and study, even if you don't end up eating it, you will learn, you don't want to tax your system. this reminds me of an old saying in taxes, if in doubt , deduct, I would still be careful, you have to be reasonable and it's best to seek some professional guidance along the way ( one of my core disciplines that pays the bills,) It's always better to do it under the guidance of an experienced professional with a good supportive team, continuity, responsive, bigger refunds, less tax overall, strategy, audit proofing, peace of mind, just a few things that should be considered, I'm not just a fun fund guy, Tim the Tax Man 
, that's why we have developed a family office, one stop cover the financial bases, there is a lot to think about, it's all intertwined
Like taking a spore print, we like to check the assessment of a persons tax return, it reveals a lot that is important to your tax health
In case your compliance cruising, full stop, see, read, digest disclosure
https://improvingfutures.ning.com/blog/peak-dealership-representative-disclosure
READ THE FINE PRINT
Tax Disclosure, if in doubt, deduct, however, count the cost, ( note you do not have to write off any or all of your expenses) make sure it's right, makes sense, seek professional help for that determination and preparation, heed their advice, make that investment, it's not really a cost, it can save and make you money either way, if they say no, don't, as you are responsible to them and your country to do it right, see the notice to reader in the engagement letter, plus, note, you do sign off, and you do acknowledge, that it is a serious offence to make a false return, and you will certify that the information given on your return and in any documents attached to it is correct and complete and fully discloses all your income, and there is more related to various acts that provide for the imposition and collections of taxes and duty's, with failure to compliy ressulting in interest payable, penalties or other actions ( it's those other actions that could and would mess with your peace of mind ) , so let's do it right ok.
Mushroom Disclosure, if in doubt, don't eat , it's that simple.
Advice for a beginner homesteader
Get chickens first, eggs & meat , easy, fairly inexpensive , then go for pigs ......
Pigs are good for the soul, you will get to love and hate them, they are pretty smart, I started a fb page recently, your welcome to follow us , start your own page and document the adventure , good memories will follow
I will post a view play lists that I have created over time , they may be of value to you, listen to them while your driving and doing chores , get a head set if you do not have one and a robust data plan, lots of good podcasts out there as well
Farm Finance
Meadow Life
Homestead PLans
The Ross Ranch
https://www.youtube.com/playlist?list=PLhhVyaUmOQur_JaAeOITdaw93SePSHj9L
I would follow Joel Salatin https://en.wikipedia.org/wiki/Joel_Salatin
Lots of other lists, create lists as you specialize
Incubation
Camelinia
https://www.youtube.com/playlist?list=PLhhVyaUmOQurypUqyMYSXChcF2RZxH8AD
Bio Security
https://www.youtube.com/playlist?list=PLhhVyaUmOQup1RDnooIt-Pbje3p24cvFH
Seeders
https://www.youtube.com/playlist?list=PLhhVyaUmOQupzVnJXmsKYwkLxfmocowx7
Veggies
https://www.youtube.com/playlist?list=PLhhVyaUmOQupo1zOtdfd8Mku_hdrPRTdl
Herbs
https://www.youtube.com/playlist?list=PLhhVyaUmOQuqghewNa-5oZBQyUmVWST0Z
Fields to Forks
https://www.youtube.com/playlist?list=PLhhVyaUmOQupqtQqnLgTCItpdM_DLgTTe
Food Creations
https://www.youtube.com/playlist?list=PLhhVyaUmOQuokKEaS0o9vPDoiub1eJVFV
Seed Saving
https://www.youtube.com/playlist?list=PLhhVyaUmOQurwMn_cKIPCi4KnpU-yaKbg
Fermenting
https://www.youtube.com/playlist?list=PLhhVyaUmOQuqJeBy53DiLRSZgW5MkYf3B
Ranch Cooking
https://www.youtube.com/playlist?list=PLhhVyaUmOQuo63RgCOlJwEHoL5rQW9lEN
Rabbits
https://www.youtube.com/playlist?list=PLhhVyaUmOQuoq2MtQ5Da03X9M2_iIVGR7
Have some Fungi Fun
https://www.youtube.com/playlist?list=PLhhVyaUmOQuqYbiG1bH6SRAxbkLbrJhE-
Besure and follow Doug & Stacy https://www.youtube.com/channel/UChit3QKk051fCsqliwVrbuQ
Hope your holidays have been going well, and my prayer is that 2021 is full of joy and peace for you, your family and the organizations that you care for.
As Bob Dylan once said, “May God Bless you all with peace, tranquility and good will.”
Cheers
Tim
https://improvingfutures.ning.com/blog/merry-christmas-2020
https://improvingfutures.ning.com/blog/holiday-schedule-year-end-2020
https://improvingfutures.ning.com/blog/your-tv-interview-with-tim-2020-year-end-tax-review
https://improvingfutures.ning.com/blog/meet-tim
Wishing you and your family a Wonderful, Blessed, Safe Holiday Season, a Merry Christmas and a Happy Prosperous New Year !
With the upcoming New Year rapidly approaching, on behalf of everyone at Brock Shores Financial and Timothy Ross & Associates, thank you !
It's been quite a year and we look forward to 2021 and serving in the upcoming year !
Timothy Ross
#ImprovingFutures , #OneStepAtATime
.... and from The Ross Ranch, Natures Energy Water Corporation and Fungi Fun
"May all of your carrots grow long and straight, may your water always be Simply Refreshing, and may your mushrooms settle well within you ! "
Please let us know if you have any questions or thoughts (just hit reply to this email). advisor@timothyross.com We love to hear from you
PS: PEAK Disclosure - Click here for your free disclosure gift
PEAK Disclosure - Click here for your free disclosure gift
Christmas Santa Gift
Hey!
Keep your kids believing in Santa Claus!!!.. now you can amaze them this Christmas with a personalized package from Santa! I ordered one for 2020 and it was a blast.
They have the COOLEST personalized packages from Santa! It comes with a free personalized phone call from Santa, and a free personalized video from Santa, too! :)
I was able to get you a 20% off coupon! Just use coupon code: SHAREUS20 during the checkout...
Just go to: http://fbuy.me/qPNRO ( don't think it works :(
https://www.packagefromsanta.com/
See ya!
Tim
Referal Arrangement Disclosure: For every 3 people we get to purchase any Package from Santa, they give me a FREE Silver Package From Santa (voucher)!
This works for you too. For example: Get 6 people to purchase, you'll get 2 FREE packages...get 9 people to purchase, you'll get 3 FREE packages, etc, etc :) no limit!
PEAK Disclosure - Click to Learn
There is so much info on Covid, I have not done much with it on my blog here. A search on COVID revealed ZERO results just now. So here is the 1st posting directly on the topic that I receently shared on facebook. Enjoy, reflect. ~ TLR
"This is interesting, surprisingly Canada is on the map ( often our global impact is so small we do not get noticed as a country ) , sometimes we wonder how did they do it so fast ? Well, the devil may be in the details, the fear certainly is, anyway, corona viruses have been studied for ages, so it was not a big deal to figure out how this one was composed, and thus a vaccine could be quickly figured out as it's basically a process that companies in this business have been working on for a long time, so the system is in place to get the job done, on this one the companies received billions of dollars in advance basically they were prepaid and didn't have to go get the R&D funds allocated to the projects. This basically made it so they could turn themselves loose on the systems they had, money that often takes years to get in-order to do the work was there, it wasn't piecemealed out , so the research and testing was implemented right away, also the red tape of government that slows down the work approval process was lifted / change to be more responsive , this thus allowed quicker turn arounds, thus the warp speed results we are seeing on a massive scale. Good or Bad, money and systems allowed it to happen, we can thank Donald Trump for making large amounts of the money available, I am sure there was other countries adding some fuel to the pot, but his teams push made the difference on this. A lot of money was made in this space, and lots more will be made, looking back on it all 3-4 years from now will be interesting indeed, legacy kind-a stuff I think. In the meantime, work on your immunity " ~ TLR
https://www.visualcapitalist.com/tracking-covid-19-vaccines-around-the-world/
Holiday Schedule - Customer Service and Support Centre
Brock Shores Financial & Timothy Ross & Associates
wishes you Wonderful, Amazing Holiday Season!
May your Christmas be Merry and your New Year be Happy!
In order to maintain our commitment to provide you with efficient and professional services at all times, we invite you to review below the modified schedule for the Office at 4502 Airport Road Tincap during the Holiday period:
Modified Business Hours for the Holiday period (EST)
December 14 to December 20, 2020 Regular Schedule
December 21, 2020 to Jauary 3rd 2021: Closed
January 4th 2021 , Regular Schedule Begins
If you have an emergency, please call 613-213-4625 and leave a message and we will get back to you.
Thank you for your business, 2020 has been an interest year, it seemed to drag on for ever, yet fly by at the same time.
From all of us, please accept our deepest and best wishes for a safe and happy holiday season, and every success in 2021.
Timothy Ross
CEO, Founder
https://www.facebook.com/improvingfutures
https://www.facebook.com/TimothyRossAssociates
https://www.google.com/search?q=brock+shores+financial
"As the old year retires and a new one is born, we commit into the hands of our creator the happenings of the past year and ask for direction and guidance in the new one. May he grant us his grace, his tranquility and His wisdom! ~ Peggy Toney Horton
As we move into the new yr, CRA is updating their systems. First notice we have is regarding T1013's
1. Authorization Request Service Interruption
Please be advised that the authorization services in Represent a Client will be unavailable on December 23, 2020, until January 4, 2021.
Year end reporting is way more complicated this yr, this is a helpful article, and some links to CRA site built in ~ TLR
http://www.canadian-accountant.com/content/partner-posts/understanding-wage-subsidies-at-year-end
Rachel Fisch of Wagepoint on TWS & CEWS compliance in time for 2020 year-end
 |
Rachel Fisch is a strategic advisor at Wagepoint. Join Rachel and Juliet Aurora, co-founder of AIS Solutions & Kninja Knetwork, on December 16, 2020, for a webinar on reporting wage subsidies for 2020 year-end. |
Year-end reporting is complicated in a normal year — in 2020, it’s “rocket surgery.”
This year saw the federal government introduce two different wage subsidies to support small businesses during the COVID-19 pandemic: the 10% Temporary Wage Subsidy for Employers (TWS) and the Canada Emergency Wage Subsidy (CEWS). Both subsidies are considered income for the small businesses who took advantage of them and, as such, they each have specific reporting requirements.
If you and your small business clients are feeling overwhelmed, you’re certainly not alone. This overview will walk you through the ABCs of the wage subsidies, and if you’re still confused about closing your clients’ books, you can join our December 16th webinar to go over it all in detail. I will be hosting this webinar with Juliet Aurora, co-founder of AIS Solutions & Kninja Knetwork.
Your TV Interview with Tim 2020 Year End Tax Review
PEAK Disclosure - Click to View
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We are extremely pleased to announce that PEAK has earned the prestigious Kincentric Best Employer in Canada award. Only 20 other Canadian companies have qualified for this title in 2020! This is great news, especially in this pandemic year, when all our employees are at home and we have had to reinvent the way we work. This recognition is especially important to us because it shows their strong appreciation of the company while adjusting to the reality of the pandemic. Kincentric (formerly Aon) recognizes leading employers with the Best Employer award. Ranking is based on a vast, confidential survey across companies everywhere in Canada. Thanks again to all our employees! Their appreciation shows how much you, the PEAK network advisors, can count on a solid organization to serve your clients. |
PEAK STOOD OUT in Leadership, Employee Engagement, Talent Focus
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PEAK Disclosure - Click to Learn
DIVIDEND TIME YEAR END 2020
It's that time of year to check out estimated Dividends. I started looking at over the last couple months at the trends to get some perspective of the tax burden we will be facing, it's going to be more than 2019, It's Dividend Time !
Common theme I am seeing in communications from our portfolio managers and fund companies, Q: Why are the estimated distributions relatively high ?
Well, volatility, and many companies have been profitable during the plandemic. So trading creates capital gains dividends, profits create income type dividends. We will see higher dividends this year, depending on your asset class and type of portfolio, 2-4% will not be uncommon in many portfolio's. If you have done a lot of trading or your manager has, expect taxable capital gains, if these are significant, some planning may be in order, or at a bare minimum a resolve to be a happy tax payer, I know a couple who are. This is brief update, everyone will be different. Just a "Heads Up", thankfully it's been a good year for peoples investments for the most part. Around the world, it's been a little rough lok at Spain and Russia, US pretty good , Canada not even on the list. This link I found gives a bit of perspective.
https://luckboxmagazine.com/trends/best-and-worst-global-stock-markets-in-2020/
Remember, celebrate dividends, means business was good for the most part, only downside, you will need to share some of them with the government and they need the money, also remember dividends have already had taxes paid on them by the companies owned, so there is some tax advamatges of receiveing income that has been pretaxed, not going into the details, that will be a whole new topic, I will probably find a few articles that explain it so much better than I can. The important thing here is to be aware.
So, Perhaps will dive a little deeper on this topic going forward. Search the site at the top right corner for keyword Dividends for other posts in the past and in the future.
Also check the comment section for articles regarding the topic
As a member , if you come across a relevant article , please post in the comment section, so we can all benefit
Thank you
TLR
PEAK Disclosure - Click to reflect
Received this email on Monday, as i'm going through my feeds, I thought interesting, people might like this and it's a reminder of the dangers we all face. Some good questions to ask yourself ~ TLR
Is this the path you’re on?
Burnout wipes out a lot of businesses every year. I heard a clinician say that being in a high stress state all the time literally ages your body faster. Terrifying.
Here are the ingredients required to burnout, pretty much guaranteed.
(if you recognise the ingredients here, I’d recommend re-thinking the recipe you’re using to run your business, before you start to show symptoms… it is not pretty if you don't take stress seriously)
Ingredients:
1. A large dollop of ‘hussle’: I just need to work HARDER. There’s a difference between knowing the value of hard work when needed and work for work's sake. The glamour of wanting to feel busy all the time doesn't last
2. A dash of ‘do-everything-myself-itis’: to get this ingredient, refuse to automate or outsource anything. This is an important part of the burnout recipe as you need all moving parts on your shoulders, and your shoulders alone
3. Start every processes from scratch every time: Refuse to standardise any of your repeated admin tasks. No templates. No systems. This way you duplicate as much work as humanly possible for yourself
4. Do everything possible to get more quantity of work than you can handle... regardless of the quality: the more hours you can work in a week, the more successful you are, right?
5. Learn nothing: no iterating, no reviews, no course correction. Just keep your head down and keep going wherever you’re currently headed
Viola!
You’re ready for a full meltdown!
In all seriousness, please don’t do this. It’s incredibly bad for your health. Especially your heart.
Here’s a quick insight into how you could fix your course…
List out everything you’ve got going on in your business. I mean everything (it wont take as long as you may think).
As a thought experiment answer the following question:
If you had to work no more than 2 hours a day and still had to get 80% of the same output, what would you do?
It may involve outsourcing some tasks.
It may involve removing a lot of things from your to do list that aren’t actually impactful.
It may involve learning new technology to automate things.
The answers to this question can open the door to working less.
Working less means you have more mental resources.
You’re more likely to stay healthy, and far less likely to burnout.
‘Till tomorrow
Roger 'work smart not hard' Knecht
President, Universal Accounting Center https://universalaccountingschool.com/
It's a training school in Utah , some different rules in US vs Canada, however, prinicpals apply around the world and are transferable amongst industry, so if your in business or want to improve your employers business and your own life by bringing more value, there might be something here for you.
"We must learn to apply all that we know so that we can attract all that we want." ~ Jim Rohn
http://www.guaranteed-success.com/learning-by-jim-rohn
